0001214659-23-006457.txt : 20230503 0001214659-23-006457.hdr.sgml : 20230503 20230503142017 ACCESSION NUMBER: 0001214659-23-006457 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230331 FILED AS OF DATE: 20230503 DATE AS OF CHANGE: 20230503 EFFECTIVENESS DATE: 20230503 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Better Money Decisions, LLC CENTRAL INDEX KEY: 0001858428 IRS NUMBER: 471644382 STATE OF INCORPORATION: NM FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-21160 FILM NUMBER: 23883096 BUSINESS ADDRESS: STREET 1: 460 ST. MICHAELS DRIVE, SUITE 902 CITY: SANTA FE STATE: NM ZIP: 87505 BUSINESS PHONE: 844-507-0961 MAIL ADDRESS: STREET 1: 460 ST. MICHAELS DRIVE, SUITE 902 CITY: SANTA FE STATE: NM ZIP: 87505 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001858428 XXXXXXXX 03-31-2023 03-31-2023 false Better Money Decisions, LLC

460 ST. MICHAELS DRIVE, SUITE 902 SANTA FE NM 87505

13F HOLDINGS REPORT 028-21160 N Lorraine Ell 844-507-0961 /s/Lorraine Ell Santa Fe NM 05-03-2023 0 64 118517310 INFORMATION TABLE 2 infotable.xml ABBVIE INC COM 00287Y109 275309 1727 SH SOLE 0 0 1727 ALPHABET INC CAP STK CL A 02079K305 329239 3174 SH SOLE 0 0 3174 AMAZON COM INC COM 023135106 824357 7981 SH SOLE 0 0 7981 APPLE INC COM 037833100 2918609 17699 SH SOLE 0 0 17699 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 290861 942 SH SOLE 0 0 942 CHEVRON CORP NEW COM 166764100 467780 2867 SH SOLE 0 0 2867 COCA COLA CO COM 191216100 322908 5206 SH SOLE 0 0 5206 COSTCO WHSL CORP NEW COM 22160K105 293771 591 SH SOLE 0 0 591 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 708229 27795 SH SOLE 0 0 27795 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 405975 9123 SH SOLE 0 0 9123 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 250183 10849 SH SOLE 0 0 10849 INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 486063 15843 SH SOLE 0 0 15843 INVESCO QQQ TR UNIT SER 1 46090E103 224299 699 SH SOLE 0 0 699 ISHARES TR CORE S&P MCP ETF 464287507 5819794 23264 SH SOLE 0 0 23264 ISHARES TR CORE S&P SCP ETF 464287804 942872 9750 SH SOLE 0 0 9750 ISHARES TR CORE S&P500 ETF 464287200 487954 1187 SH SOLE 0 0 1187 ISHARES TR RUS 1000 ETF 464287622 205698 913 SH SOLE 0 0 913 ISHARES TR US INDUSTRIALS 464287754 344717 3442 SH SOLE 0 0 3442 ISHARES TR U.S. TECH ETF 464287721 575527 6201 SH SOLE 0 0 6201 ISHARES TR CORE US AGGBD ET 464287226 845021 8481 SH SOLE 0 0 8481 ISHARES TR IBOXX HI YD ETF 464288513 856116 11332 SH SOLE 0 0 11332 ISHARES TR ISHS 1-5YR INVS 464288646 14522168 287340 SH SOLE 0 0 287340 ISHARES TR ESG SCRND S&P SM 46436E544 418981 12356 SH SOLE 0 0 12356 ISHARES TR ESG SCRD S&P MID 46436E551 272158 8007 SH SOLE 0 0 8007 ISHARES TR ESG SCRND S&P500 46436E569 2124572 68764 SH SOLE 0 0 68764 ISHARES TR SELF DRIVNG EV 46435U366 304003 7925 SH SOLE 0 0 7925 ISHARES TR CORE INTL AGGR 46435G672 1645980 33626 SH SOLE 0 0 33626 ISHARES TR INTL DIV GRWTH 46435G524 217259 3584 SH SOLE 0 0 3584 ISHARES TR ESG AWRE 1 5 YR 46435G243 2015090 83753 SH SOLE 0 0 83753 ISHARES TR CORE MSCI EAFE 46432F842 20604949 308227 SH SOLE 0 0 308227 ISHARES TR ESG AWR US AGRGT 46435U549 1491193 31028 SH SOLE 0 0 31028 ISHARES TR USD GRN BOND ETF 46435U440 623684 13244 SH SOLE 0 0 13244 JOHNSON & JOHNSON COM 478160104 201292 1299 SH SOLE 0 0 1299 JPMORGAN CHASE & CO COM 46625H100 205713 1579 SH SOLE 0 0 1579 MICROSOFT CORP COM 594918104 778212 2699 SH SOLE 0 0 2699 NETFLIX INC COM 64110L106 263256 762 SH SOLE 0 0 762 NUSHARES ETF TR NUVEEN ESG INTL 67092P805 1683156 59856 SH SOLE 0 0 59856 NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 225336 8386 SH SOLE 0 0 8386 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 256905 6127 SH SOLE 0 0 6127 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 214174 1418 SH SOLE 0 0 1418 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 5307568 155510 SH SOLE 0 0 155510 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1319034 41066 SH SOLE 0 0 41066 SPDR S&P 500 ETF TR TR UNIT 78462F103 528718 1291 SH SOLE 0 0 1291 SPDR SER TR PRTFLO S&P500 GW 78464A409 2123947 38366 SH SOLE 0 0 38366 SPDR SER TR PORTFOLI S&P1500 78464A805 923027 18303 SH SOLE 0 0 18303 SPDR SER TR PORTFOLIO AGRGTE 78464A649 843770 32717 SH SOLE 0 0 32717 SPDR SER TR PRTFLO S&P500 VL 78464A508 932148 22892 SH SOLE 0 0 22892 SPDR SER TR PORTFOLIO SHORT 78464A474 392461 13245 SH SOLE 0 0 13245 SPDR SER TR BLOOMBERG INVT 78468R200 2082650 68441 SH SOLE 0 0 68441 SPDR SER TR PORTFOLIO SH TSR 78468R101 10911402 373295 SH SOLE 0 0 373295 SPDR SER TR S&P KENSHO CLEAN 78468R655 351005 4049 SH SOLE 0 0 4049 SPDR SER TR S&P KENSHO INTLG 78468R697 296319 8557 SH SOLE 0 0 8557 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 673801 8809 SH SOLE 0 0 8809 VANGUARD INDEX FDS MID CAP ETF 922908629 294147 1395 SH SOLE 0 0 1395 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1420031 17101 SH SOLE 0 0 17101 VANGUARD INDEX FDS SMALL CP ETF 922908751 7980645 42101 SH SOLE 0 0 42101 VANGUARD INDEX FDS TOTAL STK MKT 922908769 256711 1258 SH SOLE 0 0 1258 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3956615 10521 SH SOLE 0 0 10521 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 5832269 121963 SH SOLE 0 0 121963 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2957358 36866 SH SOLE 0 0 36866 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 943450 6126 SH SOLE 0 0 6126 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 247558 2347 SH SOLE 0 0 2347 VANGUARD WORLD FD ESG US STK ETF 921910733 999296 13935 SH SOLE 0 0 13935 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1000017 4194 SH SOLE 0 0 4194