0001214659-23-002231.txt : 20230214 0001214659-23-002231.hdr.sgml : 20230214 20230214100202 ACCESSION NUMBER: 0001214659-23-002231 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20221231 FILED AS OF DATE: 20230214 DATE AS OF CHANGE: 20230214 EFFECTIVENESS DATE: 20230214 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Better Money Decisions, LLC CENTRAL INDEX KEY: 0001858428 IRS NUMBER: 471644382 STATE OF INCORPORATION: NM FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-21160 FILM NUMBER: 23623795 BUSINESS ADDRESS: STREET 1: 460 ST. MICHAELS DRIVE, SUITE 902 CITY: SANTA FE STATE: NM ZIP: 87505 BUSINESS PHONE: 844-507-0961 MAIL ADDRESS: STREET 1: 460 ST. MICHAELS DRIVE, SUITE 902 CITY: SANTA FE STATE: NM ZIP: 87505 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001858428 XXXXXXXX 12-31-2022 12-31-2022 false Better Money Decisions, LLC

460 ST. MICHAELS DRIVE, SUITE 902 SANTA FE NM 87505

13F HOLDINGS REPORT 028-21160 N Lorraine Ell 844-507-0961 /s/ Lorraine Ell Santa Fe NM 02-14-2023 0 68 115302644 INFORMATION TABLE 2 infotable.xml ABBVIE INC COM 00287Y109 280471 1735 SH SOLE 0 0 1735 ALPHABET INC CAP STK CL A 02079K305 280042 3174 SH SOLE 0 0 3174 AMAZON COM INC COM 023135106 666204 7931 SH SOLE 0 0 7931 APPLE INC COM 037833100 2318010 17840 SH SOLE 0 0 17840 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 290984 942 SH SOLE 0 0 942 CHEVRON CORP NEW COM 166764100 515933 2874 SH SOLE 0 0 2874 COCA COLA CO COM 191216100 354096 5567 SH SOLE 0 0 5567 COSTCO WHSL CORP NEW COM 22160K105 277024 607 SH SOLE 0 0 607 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 673417 27735 SH SOLE 0 0 27735 INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 1843967 63036 SH SOLE 0 0 63036 INNOVATOR ETFS TR US EQTY PWR BUF 45782C573 1289355 42708 SH SOLE 0 0 42708 INNOVATOR ETFS TR US EQTY PWR BUF 45782C417 1152813 40592 SH SOLE 0 0 40592 INNOVATOR ETFS TR US EQTY PWR BUF 45782C383 376046 12241 SH SOLE 0 0 12241 INNOVATOR ETFS TR US EQTY PWR BUF 45782C318 272810 9712 SH SOLE 0 0 9712 INNOVATOR ETFS TR US EQTY PWR BUF 45782C797 2278153 75762 SH SOLE 0 0 75762 INNOVATOR ETFS TR US EQTY PWR BUF 45782C508 683200 21682 SH SOLE 0 0 21682 INNOVATOR ETFS TR US EQT PWR BUF 45782C870 291237 10375 SH SOLE 0 0 10375 ISHARES TR SELF DRIVNG EV 46435U366 268103 7925 SH SOLE 0 0 7925 ISHARES TR CORE MSCI EAFE 46432F842 18900245 306623 SH SOLE 0 0 306623 ISHARES TR ESG AWR US AGRGT 46435U549 1070925 22912 SH SOLE 0 0 22912 ISHARES TR USD GRN BOND ETF 46435U440 467094 10161 SH SOLE 0 0 10161 ISHARES TR CORE INTL AGGR 46435G672 1652631 34756 SH SOLE 0 0 34756 ISHARES TR ESG AWRE 1 5 YR 46435G243 1448634 60944 SH SOLE 0 0 60944 ISHARES TR ESG SCRND S&P SM 46436E544 284086 8552 SH SOLE 0 0 8552 ISHARES TR ESG SCRD S&P MID 46436E551 211676 6453 SH SOLE 0 0 6453 ISHARES TR ESG SCRND S&P500 46436E569 1580446 55599 SH SOLE 0 0 55599 ISHARES TR IBONDS 25 TRM TS 46436E866 200906 8630 SH SOLE 0 0 8630 ISHARES TR IBONDS 24 TRM TS 46436E874 205015 8596 SH SOLE 0 0 8596 ISHARES TR US INDUSTRIALS 464287754 331051 3432 SH SOLE 0 0 3432 ISHARES TR U.S. TECH ETF 464287721 461405 6194 SH SOLE 0 0 6194 ISHARES TR CORE S&P MCP ETF 464287507 5271044 21791 SH SOLE 0 0 21791 ISHARES TR CORE S&P SCP ETF 464287804 914615 9664 SH SOLE 0 0 9664 ISHARES TR CORE S&P500 ETF 464287200 420450 1094 SH SOLE 0 0 1094 ISHARES TR CORE US AGGBD ET 464287226 808165 8332 SH SOLE 0 0 8332 ISHARES TR ISHS 1-5YR INVS 464288646 10309977 206945 SH SOLE 0 0 206945 JOHNSON & JOHNSON COM 478160104 237372 1344 SH SOLE 0 0 1344 JPMORGAN CHASE & CO COM 46625H100 211736 1579 SH SOLE 0 0 1579 MICROSOFT CORP COM 594918104 647336 2699 SH SOLE 0 0 2699 NETFLIX INC COM 64110L106 209955 712 SH SOLE 0 0 712 NUSHARES ETF TR NUVEEN ESG INTL 67092P805 1397332 54160 SH SOLE 0 0 54160 NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 208108 8180 SH SOLE 0 0 8180 SCHWAB STRATEGIC TR US TIPS ETF 808524870 591886 11429 SH SOLE 0 0 11429 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 304068 7506 SH SOLE 0 0 7506 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1220860 41120 SH SOLE 0 0 41120 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 4997729 151630 SH SOLE 0 0 151630 SPDR S&P 500 ETF TR TR UNIT 78462F103 495559 1296 SH SOLE 0 0 1296 SPDR SER TR PRTFLO S&P500 VL 78464A508 522000 13422 SH SOLE 0 0 13422 SPDR SER TR PRTFLO S&P500 GW 78464A409 2454254 48436 SH SOLE 0 0 48436 SPDR SER TR PORTFOLI S&P1500 78464A805 868710 18370 SH SOLE 0 0 18370 SPDR SER TR PORTFOLIO AGRGTE 78464A649 812331 32325 SH SOLE 0 0 32325 SPDR SER TR PORTFOLIO SHORT 78464A474 386192 13145 SH SOLE 0 0 13145 SPDR SER TR BLOOMBERG INVT 78468R200 2098111 69040 SH SOLE 0 0 69040 SPDR SER TR PORTFOLIO SH TSR 78468R101 7823502 270803 SH SOLE 0 0 270803 SPDR SER TR S&P KENSHO INTLG 78468R697 278310 8518 SH SOLE 0 0 8518 SPDR SER TR S&P KENSHO CLEAN 78468R655 344233 4198 SH SOLE 0 0 4198 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 7051609 93672 SH SOLE 0 0 93672 VANGUARD INDEX FDS MID CAP ETF 922908629 283988 1393 SH SOLE 0 0 1393 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1164872 14123 SH SOLE 0 0 14123 VANGUARD INDEX FDS SMALL CP ETF 922908751 7723782 42082 SH SOLE 0 0 42082 VANGUARD INDEX FDS TOTAL STK MKT 922908769 247723 1296 SH SOLE 0 0 1296 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3365278 9578 SH SOLE 0 0 9578 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 5030097 107688 SH SOLE 0 0 107688 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2337647 30159 SH SOLE 0 0 30159 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 902131 5941 SH SOLE 0 0 5941 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 210406 1944 SH SOLE 0 0 1944 VANGUARD WORLD FD ESG US STK ETF 921910733 973029 14774 SH SOLE 0 0 14774 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1037510 4183 SH SOLE 0 0 4183 WISDOMTREE TR US SMALLCAP DIVD 97717W604 214758 7551 SH SOLE 0 0 7551