0001214659-22-002491.txt : 20220214 0001214659-22-002491.hdr.sgml : 20220214 20220214121526 ACCESSION NUMBER: 0001214659-22-002491 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20211231 FILED AS OF DATE: 20220214 DATE AS OF CHANGE: 20220214 EFFECTIVENESS DATE: 20220214 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Better Money Decisions, LLC CENTRAL INDEX KEY: 0001858428 IRS NUMBER: 471644382 STATE OF INCORPORATION: NM FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-21160 FILM NUMBER: 22627939 BUSINESS ADDRESS: STREET 1: 460 ST. MICHAELS DRIVE, SUITE 902 CITY: SANTA FE STATE: NM ZIP: 87505 BUSINESS PHONE: 844-507-0961 MAIL ADDRESS: STREET 1: 460 ST. MICHAELS DRIVE, SUITE 902 CITY: SANTA FE STATE: NM ZIP: 87505 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001858428 XXXXXXXX 12-31-2021 12-31-2021 false Better Money Decisions, LLC

460 ST. MICHAELS DRIVE, SUITE 902 SANTA FE NM 87505

13F HOLDINGS REPORT 028-21160 N Lorraine Ell 844-507-0961 /s/ Lorraine Ell Santa Fe NM 02-10-2022 0 65 118793 INFORMATION TABLE 2 infotable.xml ISHARES TR CORE S&P MCP ETF 464287507 4933 17427 SH SOLE 0 0 17427 ISHARES TR CORE S&P SCP ETF 464287804 1427 12458 SH SOLE 0 0 12458 ISHARES TR CORE S&P500 ETF 464287200 570 1195 SH SOLE 0 0 1195 SPDR S&P 500 ETF TR TR UNIT 78462F103 459 967 SH SOLE 0 0 967 AMAZON COM INC COM 023135106 937 281 SH SOLE 0 0 281 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 305 1021 SH SOLE 0 0 1021 INVESCO QQQ TR UNIT SER 1 46090E103 368 926 SH SOLE 0 0 926 QUALCOMM INC COM 747525103 222 1215 SH SOLE 0 0 1215 DISNEY WALT CO COM 254687106 225 1452 SH SOLE 0 0 1452 JOHNSON & JOHNSON COM 478160104 259 1514 SH SOLE 0 0 1514 CHEVRON CORP NEW COM 166764100 360 3067 SH SOLE 0 0 3067 MICROSOFT CORP COM 594918104 678 2016 SH SOLE 0 0 2016 SPDR SER TR PRTFLO S&P500 GW 78464A409 14119 194822 SH SOLE 0 0 194822 SPDR SER TR PORTFOLI S&P1500 78464A805 1224 20933 SH SOLE 0 0 20933 ISHARES TR US INDUSTRIALS 464287754 387 3433 SH SOLE 0 0 3433 ISHARES TR U.S. TECH ETF 464287721 1399 12187 SH SOLE 0 0 12187 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 206 1185 SH SOLE 0 0 1185 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 919 5351 SH SOLE 0 0 5351 STARBUCKS CORP COM 855244109 236 2018 SH SOLE 0 0 2018 COSTCO WHSL CORP NEW COM 22160K105 879 1549 SH SOLE 0 0 1549 JPMORGAN CHASE & CO COM 46625H100 247 1559 SH SOLE 0 0 1559 VANGUARD INDEX FDS TOTAL STK MKT 922908769 524 2170 SH SOLE 0 0 2170 APPLE INC COM 037833100 3284 18491 SH SOLE 0 0 18491 SPDR SER TR PRTFLO S&P500 VL 78464A508 562 13373 SH SOLE 0 0 13373 ISHARES TR CORE US AGGBD ET 464287226 3856 33801 SH SOLE 0 0 33801 ALPHABET INC CAP STK CL A 02079K305 432 149 SH SOLE 0 0 149 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1118 4195 SH SOLE 0 0 4195 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 735 6335 SH SOLE 0 0 6335 VANGUARD INDEX FDS SMALL CP ETF 922908751 6754 29882 SH SOLE 0 0 29882 NUVEEN AMT FREE MUN CR INC F COM 67071L106 199 11096 SH SOLE 0 0 11096 WISDOMTREE TR US SMALLCAP DIVD 97717W604 231 7036 SH SOLE 0 0 7036 VANGUARD INDEX FDS LARGE CAP ETF 922908637 208 942 SH SOLE 0 0 942 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 347 5660 SH SOLE 0 0 5660 ISHARES TR ISHS 1-5YR INVS 464288646 13294 246737 SH SOLE 0 0 246737 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 4752 114531 SH SOLE 0 0 114531 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 989 27101 SH SOLE 0 0 27101 SPDR SER TR PORTFOLIO AGRGTE 78464A649 584 19723 SH SOLE 0 0 19723 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 466 4553 SH SOLE 0 0 4553 SPDR SER TR PORTFOLIO SHORT 78464A474 391 12613 SH SOLE 0 0 12613 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1403 3213 SH SOLE 0 0 3213 SPDR SER TR BLOOMBERG INVT 78468R200 1938 63354 SH SOLE 0 0 63354 SPDR SER TR PORTFOLIO SH TSR 78468R101 10992 361219 SH SOLE 0 0 361219 ISHARES TR CORE MSCI EAFE 46432F842 16434 220175 SH SOLE 0 0 220175 WISDOMTREE TR ITL HDG QTLY DIV 97717X594 326 7131 SH SOLE 0 0 7131 ISHARES TR CORE INTL AGGR 46435G672 2015 36955 SH SOLE 0 0 36955 ISHARES TR ESG AW MSCI EAFE 46435G516 675 8501 SH SOLE 0 0 8501 ISHARES TR INTL DIV GRWTH 46435G524 233 3432 SH SOLE 0 0 3432 ISHARES TR ESG AWRE 1 5 YR 46435G243 1061 41358 SH SOLE 0 0 41358 NUSHARES ETF TR NUVEEN ESG INTL 67092P805 317 10221 SH SOLE 0 0 10221 SPDR SER TR S&P KENSHO INTLG 78468R697 387 8514 SH SOLE 0 0 8514 VANGUARD WORLD FD ESG US STK ETF 921910733 1363 15511 SH SOLE 0 0 15511 VANGUARD WORLD FD ESG INTL STK ETF 921910725 290 4671 SH SOLE 0 0 4671 INNOVATOR ETFS TR US EQTY PWR BUF 45782C797 2545 83575 SH SOLE 0 0 83575 ISHARES TR ESG AWR US AGRGT 46435U549 762 13810 SH SOLE 0 0 13810 SPDR SER TR S&P KENSHO CLEAN 78468R655 395 4385 SH SOLE 0 0 4385 INNOVATOR ETFS TR US EQTY PWR BUF 45782C508 719 21611 SH SOLE 0 0 21611 INNOVATOR ETFS TR US EQT PWR BUF 45782C870 273 9316 SH SOLE 0 0 9316 ISHARES TR SELF DRIVNG EV 46435U366 428 7888 SH SOLE 0 0 7888 INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 1785 58736 SH SOLE 0 0 58736 INNOVATOR ETFS TR US EQTY PWR BUF 45782C573 1213 39123 SH SOLE 0 0 39123 INNOVATOR ETFS TR US EQTY PWR BUF 45782C417 1020 34891 SH SOLE 0 0 34891 ISHARES TR ESG SCRND S&P500 46436E569 670 18252 SH SOLE 0 0 18252 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 1404 47475 SH SOLE 0 0 47475 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 857 29599 SH SOLE 0 0 29599 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 203 7760 SH SOLE 0 0 7760