Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Cash flows from operating activities:
Net income	$ 9,434	$ 5,291
Adjustments to reconcile net income to net cash from operating activities
Depreciation and amortization	272	268
Provision for loan losses	2,947	633
Amortization of operating lease ROU asset	202	0
Net amortization in securities discounts and premiums	9	7
Capitalized servicing assets	(1,408)	(856)
Gain on sale of SBA loans, net	(5,052)	(2,603)
Originations of Strategic Program loans held-for-sale	(2,423,186)	(955,539)
Proceeds on Strategic Program loans held-for-sale	2,410,129	938,640
Change in fair value of BFG	398	(360)
Recovery of SBA servicing asset	(59)	0
Stock-based compensation expense	39	981
Deferred income tax benefit (expense)	35	(218)
Net changes in:
Accrued interest receivable	201	234
Accrued interest payable	(9)	23
Other assets	(265)	1,266
Operating lease liabilities	6	0
Other liabilities	1,910	3,345
Net cash used in operating activities	(4,397)	(8,888)
Cash flows from investing activities:
Net increase in loans receivable	10,658	32,908
Distributions from BFG	102	257
Purchase of bank premises and equipment	(1,338)	(295)
Proceeds from maturities and paydowns of securities held-to-maturity	428	132
Purchase of FHLB stock	(71)	(173)
Net cash provided by investing activities	9,779	32,829
Cash flows from financing activities:
Net increase in deposits	25,568	24,035
Proceeds from exercise of stock options	40	166
Proceeds from PPP Liquidity Facility	0	5,558
Repayment of PPP Liquidity Facility	(98)	(26,861)
Net cash provided by financing activities	25,510	2,898
Net change in cash and cash equivalents	30,892	26,839
Cash and cash equivalents, beginning of the period	85,754	47,383
Cash and cash equivalents, end of the period	116,646	74,222
Cash paid during the period
Income taxes	0	1,926
Interest	1,274	349
Supplemental disclosures of noncash operating activities:
Right-of-use assets obtained in exchange for operating lease liabilities (ASC 842 adoption effective January 1, 2022)	$ 7,380	$ 0