Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Cash and cash equivalents
Cash and due from banks	$ 414	$ 411
Interest-bearing deposits	116,232	85,343
Total cash and cash equivalents	116,646	85,754
Investment securities held-to-maturity, at cost	10,986	11,423
Investment in Federal Home Loan Bank (FHLB) stock, at cost	449	378
Strategic Program loans held-for-sale, at lower of cost or fair value	73,805	60,748
Loans receivable, net	189,549	198,102
Premises and equipment, net	4,531	3,285
Accrued interest receivable	1,347	1,548
Deferred taxes, net	1,788	1,823
SBA servicing asset, net	5,225	3,938
Investment in Business Funding Group (BFG), at fair value	5,400	5,900
Investment in FinWise Investments, LLC	80	80
Operating lease right-of-use ("ROU") assets	7,178	0
Other assets	7,500	7,235
Total assets	424,484	380,214
Deposits
Noninterest-bearing	127,330	110,548
Interest-bearing	150,130	141,344
Total deposits	277,460	251,892
Accrued interest payable	39	48
Income taxes payable, net	3,411	233
PPP Liquidity Facility	952	1,050
Operating lease liabilities	7,386	0
Other liabilities	10,281	11,549
Total liabilities	299,529	264,772
Commitments and contingencies (Note 8)
Shareholders' equity
Preferred stock, $0.001 par value, 4,000,000 authorized; no shares issued and outstanding as of March 31, 2022 and December 31, 2021	0	0
Common stock, $0.001 par value, 40,000,000 shares authorized; 12,788,810 and 12,772,010 shares issued and outstanding as of March 31, 2022 and December 31, 2021, respectively	13	13
Additional paid-in-capital	54,915	54,836
Retained earnings	70,027	60,593
Total shareholders' equity	124,955	115,442
Total liabilities and shareholders' equity	$ 424,484	$ 380,214