The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 442 4,069 SH   SOLE   0 0 4,069
ABBVIE INC COM 00287Y109 853 5,573 SH   SOLE   0 0 5,573
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 619 2,229 SH   SOLE   0 0 2,229
ACTIVISION BLIZZARD INC COM 00507V109 200 2,556 SH   SOLE   0 0 2,556
ADOBE SYSTEMS INCORPORATED COM 00724F101 588 1,607 SH   SOLE   0 0 1,607
ADVANCED MICRO DEVICES INC COM 007903107 418 5,477 SH   SOLE   0 0 5,477
AGILENT TECHNOLOGIES INC COM 00846U101 213 1,791 SH   SOLE   0 0 1,791
AGILON HEALTH INC COM 00857U107 506 23,181 SH   SOLE   0 0 23,181
AIR PRODS & CHEMS INC COM 009158106 276 1,147 SH   SOLE   0 0 1,147
ALPHABET INC CAP STK CL A 02079K305 1,238 568 SH   SOLE   0 0 568
ALPHABET INC CAP STK CL C 02079K107 1,222 559 SH   SOLE   0 0 559
AMAZON COM INC COM 023135106 2,379 22,400 SH   SOLE   0 0 22,400
AMERICAN ELEC PWR CO INC COM 025537101 236 2,450 SH   SOLE   0 0 2,450
AMERICAN EXPRESS CO COM 025816109 235 1,695 SH   SOLE   0 0 1,695
AMERICAN TOWER CORP NEW COM 03027X100 451 1,765 SH   SOLE   0 0 1,765
AMERISOURCEBERGEN CORP COM 03073E105 212 1,497 SH   SOLE   0 0 1,497
AMGEN INC COM 031162100 418 1,719 SH   SOLE   0 0 1,719
ANALOG DEVICES INC COM 032654105 317 2,170 SH   SOLE   0 0 2,170
APPLE INC COM 037833100 4,977 36,405 SH   SOLE   0 0 36,405
APPLIED MATLS INC COM 038222105 243 2,670 SH   SOLE   0 0 2,670
AT&T INC COM 00206R102 596 28,388 SH   SOLE   0 0 28,388
AUTOMATIC DATA PROCESSING IN COM 053015103 330 1,575 SH   SOLE   0 0 1,575
AUTOZONE INC COM 053332102 407 189 SH   SOLE   0 0 189
AVALONBAY CMNTYS INC COM 053484101 220 1,133 SH   SOLE   0 0 1,133
BECTON DICKINSON & CO COM 075887109 286 1,159 SH   SOLE   0 0 1,159
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 969 3,551 SH   SOLE   0 0 3,551
BK OF AMERICA CORP COM 060505104 723 23,217 SH   SOLE   0 0 23,217
BLACKROCK INC COM 09247X101 422 692 SH   SOLE   0 0 692
BOEING CO COM 097023105 320 2,342 SH   SOLE   0 0 2,342
BRISTOL-MYERS SQUIBB CO COM 110122108 460 5,975 SH   SOLE   0 0 5,975
BROADCOM INC COM 11135F101 384 789 SH   SOLE   0 0 789
CADENCE DESIGN SYSTEM INC COM 127387108 388 2,583 SH   SOLE   0 0 2,583
CARNIVAL CORP COMMON STOCK 143658300 87 10,057 SH   SOLE   0 0 10,057
CATERPILLAR INC COM 149123101 255 1,428 SH   SOLE   0 0 1,428
CENTRAL GARDEN & PET CO CL A NON-VTG 153527205 255 6,385 SH   SOLE   0 0 6,385
CENTRAL GARDEN & PET CO COM 153527106 258 6,088 SH   SOLE   0 0 6,088
CHEVRON CORP NEW COM 166764100 639 4,419 SH   SOLE   0 0 4,419
CHUBB LIMITED COM H1467J104 227 1,156 SH   SOLE   0 0 1,156
CIGNA CORP NEW COM 125523100 283 1,073 SH   SOLE   0 0 1,073
CINTAS CORP COM 172908105 225 603 SH   SOLE   0 0 603
CISCO SYS INC COM 17275R102 354 8,304 SH   SOLE   0 0 8,304
CME GROUP INC COM 12572Q105 212 1,035 SH   SOLE   0 0 1,035
COCA COLA CO COM 191216100 634 10,077 SH   SOLE   0 0 10,077
COMCAST CORP NEW CL A 20030N101 445 11,338 SH   SOLE   0 0 11,338
CONFORMIS INC COM 20717E101 4 10,000 SH   SOLE   0 0 10,000
COSTAR GROUP INC COM 22160N109 241 3,978 SH   SOLE   0 0 3,978
COSTCO WHSL CORP NEW COM 22160K105 708 1,478 SH   SOLE   0 0 1,478
CROWDSTRIKE HLDGS INC CL A 22788C105 306 1,816 SH   SOLE   0 0 1,816
CROWN CASTLE INTL CORP NEW COM 22822V101 242 1,438 SH   SOLE   0 0 1,438
CSX CORP COM 126408103 651 22,406 SH   SOLE   0 0 22,406
CVS HEALTH CORP COM 126650100 382 4,122 SH   SOLE   0 0 4,122
DANAHER CORPORATION COM 235851102 454 1,792 SH   SOLE   0 0 1,792
DEERE & CO COM 244199105 240 803 SH   SOLE   0 0 803
DISNEY WALT CO COM 254687106 272 2,882 SH   SOLE   0 0 2,882
DOLLAR GEN CORP NEW COM 256677105 269 1,094 SH   SOLE   0 0 1,094
DUKE ENERGY CORP NEW COM NEW 26441C204 337 3,140 SH   SOLE   0 0 3,140
EDWARDS LIFESCIENCES CORP COM 28176E108 216 2,266 SH   SOLE   0 0 2,266
ELEVANCE HEALTH INC COM 036752103 575 1,191 SH   SOLE   0 0 1,191
EXXON MOBIL CORP COM 30231G102 1,371 16,008 SH   SOLE   0 0 16,008
FIDELITY NATL INFORMATION SV COM 31620M106 230 2,511 SH   SOLE   0 0 2,511
FORD MTR CO DEL COM 345370860 158 14,212 SH   SOLE   0 0 14,212
GOLDMAN SACHS GROUP INC COM 38141G104 235 791 SH   SOLE   0 0 791
HANOVER INS GROUP INC COM 410867105 203 1,389 SH   SOLE   0 0 1,389
HOME DEPOT INC COM 437076102 658 2,401 SH   SOLE   0 0 2,401
HONEYWELL INTL INC COM 438516106 480 2,762 SH   SOLE   0 0 2,762
HOPE BANCORP INC COM 43940T109 159 11,459 SH   SOLE   0 0 11,459
HUBBELL INC COM 443510607 212 1,186 SH   SOLE   0 0 1,186
HUMANA INC COM 444859102 230 491 SH   SOLE   0 0 491
HUNTINGTON BANCSHARES INC COM 446150104 608 50,574 SH   SOLE   0 0 50,574
IDACORP INC COM 451107106 204 1,928 SH   SOLE   0 0 1,928
INTERNATIONAL BUSINESS MACHS COM 459200101 575 4,073 SH   SOLE   0 0 4,073
INTUIT COM 461202103 403 1,046 SH   SOLE   0 0 1,046
INTUITIVE SURGICAL INC COM NEW 46120E602 229 1,140 SH   SOLE   0 0 1,140
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 464 7,472 SH   SOLE   0 0 7,472
INVESCO EXCH TRADED FD TR II S&P INTL LOW 46138E230 263 9,516 SH   SOLE   0 0 9,516
ISHARES INC CORE MSCI EMKT 46434G103 387 7,897 SH   SOLE   0 0 7,897
ISHARES TR JPMORGAN USD EMG 464288281 214 2,515 SH   SOLE   0 0 2,515
ISHARES TR MSCI EAFE MIN VL 46429B689 252 3,974 SH   SOLE   0 0 3,974
ISHARES TR RUSSELL 2000 ETF 464287655 207 1,220 SH   SOLE   0 0 1,220
ISHARES TR MSCI USA MIN VOL 46429B697 471 6,704 SH   SOLE   0 0 6,704
ISHARES TR NATIONAL MUN ETF 464288414 2,835 26,651 SH   SOLE   0 0 26,651
ISHARES TR RUS MID CAP ETF 464287499 207 3,203 SH   SOLE   0 0 3,203
ISHARES TR SHRT NAT MUN ETF 464288158 1,512 14,444 SH   SOLE   0 0 14,444
ISHARES TR CORE S&P500 ETF 464287200 989 2,608 SH   SOLE   0 0 2,608
ISHARES TR CORE MSCI EAFE 46432F842 1,149 19,527 SH   SOLE   0 0 19,527
JOHNSON & JOHNSON COM 478160104 1,512 8,521 SH   SOLE   0 0 8,521
JPMORGAN CHASE & CO COM 46625H100 1,658 14,723 SH   SOLE   0 0 14,723
KEYSIGHT TECHNOLOGIES INC COM 49338L103 218 1,579 SH   SOLE   0 0 1,579
KROGER CO COM 501044101 303 6,396 SH   SOLE   0 0 6,396
LAM RESEARCH CORP COM 512807108 212 497 SH   SOLE   0 0 497
LILLY ELI & CO COM 532457108 799 2,464 SH   SOLE   0 0 2,464
LINCOLN ELEC HLDGS INC COM 533900106 251 2,036 SH   SOLE   0 0 2,036
LOCKHEED MARTIN CORP COM 539830109 395 920 SH   SOLE   0 0 920
LOWES COS INC COM 548661107 275 1,578 SH   SOLE   0 0 1,578
LTC PPTYS INC COM 502175102 221 5,768 SH   SOLE   0 0 5,768
MARATHON PETE CORP COM 56585A102 395 4,811 SH   SOLE   0 0 4,811
MASTERCARD INCORPORATED CL A 57636Q104 588 1,863 SH   SOLE   0 0 1,863
MCDONALDS CORP COM 580135101 712 2,885 SH   SOLE   0 0 2,885
MCKESSON CORP COM 58155Q103 291 893 SH   SOLE   0 0 893
MERCK & CO INC COM 58933Y105 556 6,090 SH   SOLE   0 0 6,090
META PLATFORMS INC CL A 30303M102 376 2,331 SH   SOLE   0 0 2,331
MICROSOFT CORP COM 594918104 4,248 16,538 SH   SOLE   0 0 16,538
MONDELEZ INTL INC CL A 609207105 235 3,778 SH   SOLE   0 0 3,778
MORGAN STANLEY COM NEW 617446448 242 3,183 SH   SOLE   0 0 3,183
NASDAQ INC COM 631103108 288 1,883 SH   SOLE   0 0 1,883
NEXTERA ENERGY INC COM 65339F101 656 8,464 SH   SOLE   0 0 8,464
NIKE INC CL B 654106103 344 3,362 SH   SOLE   0 0 3,362
NISOURCE INC COM 65473P105 214 7,251 SH   SOLE   0 0 7,251
NORFOLK SOUTHN CORP COM 655844108 545 2,398 SH   SOLE   0 0 2,398
NVIDIA CORPORATION COM 67066G104 1,097 7,237 SH   SOLE   0 0 7,237
OCCIDENTAL PETE CORP COM 674599105 543 9,212 SH   SOLE   0 0 9,212
ONDAS HLDGS INC COM NEW 68236H204 98 18,104 SH   SOLE   0 0 18,104
ORACLE CORP COM 68389X105 357 5,113 SH   SOLE   0 0 5,113
PAYPAL HLDGS INC COM 70450Y103 247 3,528 SH   SOLE   0 0 3,528
PEPSICO INC COM 713448108 929 5,572 SH   SOLE   0 0 5,572
PFIZER INC COM 717081103 753 14,355 SH   SOLE   0 0 14,355
PHILIP MORRIS INTL INC COM 718172109 502 5,088 SH   SOLE   0 0 5,088
PHILLIPS 66 COM 718546104 219 2,676 SH   SOLE   0 0 2,676
PROCTER AND GAMBLE CO COM 742718109 2,725 18,949 SH   SOLE   0 0 18,949
PROLOGIS INC. COM 74340W103 334 2,845 SH   SOLE   0 0 2,845
QUALCOMM INC COM 747525103 255 1,993 SH   SOLE   0 0 1,993
QUANTA SVCS INC COM 74762E102 223 1,779 SH   SOLE   0 0 1,779
RAYTHEON TECHNOLOGIES CORP COM 75513E101 374 3,892 SH   SOLE   0 0 3,892
S&P GLOBAL INC COM 78409V104 312 925 SH   SOLE   0 0 925
SALESFORCE INC COM 79466L302 620 3,754 SH   SOLE   0 0 3,754
SCHWAB CHARLES CORP COM 808513105 231 3,648 SH   SOLE   0 0 3,648
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 5,855 100,972 SH   SOLE   0 0 100,972
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,477 63,527 SH   SOLE   0 0 63,527
SCHWAB STRATEGIC TR US REIT ETF 808524847 494 23,404 SH   SOLE   0 0 23,404
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 256 8,164 SH   SOLE   0 0 8,164
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 4,159 58,072 SH   SOLE   0 0 58,072
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 428 15,119 SH   SOLE   0 0 15,119
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,721 59,314 SH   SOLE   0 0 59,314
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,126 34,059 SH   SOLE   0 0 34,059
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 923 20,655 SH   SOLE   0 0 20,655
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 9,335 211,252 SH   SOLE   0 0 211,252
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,548 61,013 SH   SOLE   0 0 61,013
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 687 18,839 SH   SOLE   0 0 18,839
SEAGEN INC COM 81181C104 204 1,156 SH   SOLE   0 0 1,156
SERVICENOW INC COM 81762P102 414 871 SH   SOLE   0 0 871
SHOPIFY INC CL A 82509L107 242 7,740 SH   SOLE   0 0 7,740
SORRENTO THERAPEUTICS INC COM NEW 83587F202 24 11,717 SH   SOLE   0 0 11,717
SPDR S&P 500 ETF TR TR UNIT 78462F103 535 1,418 SH   SOLE   0 0 1,418
SPDR SER TR S&P 600 SMCP VAL 78464A300 437 6,030 SH   SOLE   0 0 6,030
SPDR SER TR S&P DIVID ETF 78464A763 261 2,201 SH   SOLE   0 0 2,201
SPDR SER TR S&P 400 MDCP VAL 78464A839 382 6,323 SH   SOLE   0 0 6,323
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 469 5,128 SH   SOLE   0 0 5,128
SPDR SER TR NUVEEN BLOOMBERG 78464A284 590 11,492 SH   SOLE   0 0 11,492
STARBUCKS CORP COM 855244109 257 3,355 SH   SOLE   0 0 3,355
STRYKER CORPORATION COM 863667101 220 1,105 SH   SOLE   0 0 1,105
SYNOPSYS INC COM 871607107 555 1,829 SH   SOLE   0 0 1,829
TESLA INC COM 88160R101 1,732 2,573 SH   SOLE   0 0 2,573
TEXAS INSTRS INC COM 882508104 346 2,246 SH   SOLE   0 0 2,246
THE TRADE DESK INC COM CL A 88339J105 514 12,267 SH   SOLE   0 0 12,267
THERMO FISHER SCIENTIFIC INC COM 883556102 595 1,095 SH   SOLE   0 0 1,095
TJX COS INC NEW COM 872540109 252 4,510 SH   SOLE   0 0 4,510
UNITED PARCEL SERVICE INC CL B 911312106 310 1,703 SH   SOLE   0 0 1,703
UNITEDHEALTH GROUP INC COM 91324P102 1,127 2,194 SH   SOLE   0 0 2,194
US BANCORP DEL COM NEW 902973304 367 7,974 SH   SOLE   0 0 7,974
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 551 10,233 SH   SOLE   0 0 10,233
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 425 5,656 SH   SOLE   0 0 5,656
VANGUARD BD INDEX FDS INTERMED TERM 921937819 378 4,867 SH   SOLE   0 0 4,867
VANGUARD INDEX FDS TOTAL STK MKT 922908769 16,362 86,743 SH   SOLE   0 0 86,743
VANGUARD INDEX FDS MID CAP ETF 922908629 673 3,415 SH   SOLE   0 0 3,415
VANGUARD INDEX FDS SMALL CP ETF 922908751 698 3,966 SH   SOLE   0 0 3,966
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,918 19,475 SH   SOLE   0 0 19,475
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,688 8,568 SH   SOLE   0 0 8,568
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,928 32,139 SH   SOLE   0 0 32,139
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,133 3,267 SH   SOLE   0 0 3,267
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,042 11,645 SH   SOLE   0 0 11,645
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,835 14,168 SH   SOLE   0 0 14,168
VANGUARD INDEX FDS GROWTH ETF 922908736 3,842 17,238 SH   SOLE   0 0 17,238
VANGUARD INDEX FDS VALUE ETF 922908744 6,199 47,004 SH   SOLE   0 0 47,004
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,261 78,288 SH   SOLE   0 0 78,288
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 561 11,234 SH   SOLE   0 0 11,234
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,220 23,624 SH   SOLE   0 0 23,624
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 1,619 39,679 SH   SOLE   0 0 39,679
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 671 6,600 SH   SOLE   0 0 6,600
VERIZON COMMUNICATIONS INC COM 92343V104 517 10,202 SH   SOLE   0 0 10,202
VERTEX PHARMACEUTICALS INC COM 92532F100 300 1,066 SH   SOLE   0 0 1,066
VISA INC COM CL A 92826C839 810 4,110 SH   SOLE   0 0 4,110
WALMART INC COM 931142103 404 3,322 SH   SOLE   0 0 3,322
WELLS FARGO CO NEW COM 949746101 211 5,386 SH   SOLE   0 0 5,386
WENDYS CO COM 95058W100 200 10,553 SH   SOLE   0 0 10,553
WILLIAMS COS INC COM 969457100 217 6,968 SH   SOLE   0 0 6,968
WISDOMTREE TR US QTLY DIV GRT 97717X669 209 3,647 SH   SOLE   0 0 3,647
ZOETIS INC CL A 98978V103 247 1,433 SH   SOLE   0 0 1,433