The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALTERYX INC COM CL A 02156B103 353 2,893 SH   SOLE   0 0 2,893
AMAZON COM INC COM 023135106 611 188 SH   SOLE   0 0 188
APPLE INC COM 037833100 1,866 14,066 SH   SOLE   0 0 14,066
AT&T INC COM 00206R102 223 7,766 SH   SOLE   0 0 7,766
BK OF AMERICA CORP COM 060505104 431 14,230 SH   SOLE   0 0 14,230
BOEING CO COM 097023105 234 1,095 SH   SOLE   0 0 1,095
CONFORMIS INC COM 20717E101 7 10,000 SH   SOLE   0 0 10,000
CROWDSTRIKE HLDGS INC CL A 22788C105 307 1,450 SH   SOLE   0 0 1,450
CSX CORP COM 126408103 633 6,972 SH   SOLE   0 0 6,972
EXXON MOBIL CORP COM 30231G102 431 10,474 SH   SOLE   0 0 10,474
FACEBOOK INC CL A 30303M102 276 1,008 SH   SOLE   0 0 1,008
FASTLY INC CL A 31188V100 234 2,674 SH   SOLE   0 0 2,674
FORD MTR CO DEL COM 345370860 102 11,637 SH   SOLE   0 0 11,637
GENERAL ELECTRIC CO COM 369604103 174 16,101 SH   SOLE   0 0 16,101
GOGO INC COM 38046C109 112 11,611 SH   SOLE   0 0 11,611
HUNTINGTON BANCSHARES INC COM 446150104 232 18,330 SH   SOLE   0 0 18,330
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 462 8,206 SH   SOLE   0 0 8,206
ISHARES INC CORE MSCI EMKT 46434G103 478 7,705 SH   SOLE   0 0 7,705
ISHARES TR SHRT NAT MUN ETF 464288158 1,806 16,708 SH   SOLE   0 0 16,708
ISHARES TR JPMORGAN USD EMG 464288281 321 2,766 SH   SOLE   0 0 2,766
ISHARES TR NATIONAL MUN ETF 464288414 2,341 19,974 SH   SOLE   0 0 19,974
ISHARES TR MSCI EAFE MIN VL 46429B689 544 7,402 SH   SOLE   0 0 7,402
ISHARES TR MSCI USA MIN VOL 46429B697 716 10,545 SH   SOLE   0 0 10,545
ISHARES TR CORE MSCI EAFE 46432F842 1,008 14,598 SH   SOLE   0 0 14,598
JOHNSON & JOHNSON COM 478160104 417 2,652 SH   SOLE   0 0 2,652
JPMORGAN CHASE & CO COM 46625H100 1,022 8,042 SH   SOLE   0 0 8,042
MICROSOFT CORP COM 594918104 981 4,411 SH   SOLE   0 0 4,411
NEXTERA ENERGY INC COM 65339F101 272 3,529 SH   SOLE   0 0 3,529
NORFOLK SOUTHN CORP COM 655844108 404 1,701 SH   SOLE   0 0 1,701
NVIDIA CORPORATION COM 67066G104 304 583 SH   SOLE   0 0 583
PEPSICO INC COM 713448108 288 1,937 SH   SOLE   0 0 1,937
PROCTER AND GAMBLE CO COM 742718109 2,131 15,314 SH   SOLE   0 0 15,314
ROKU INC COM CL A 77543R102 938 2,827 SH   SOLE   0 0 2,827
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 7,283 56,717 SH   SOLE   0 0 56,717
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 8,107 89,092 SH   SOLE   0 0 89,092
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,595 43,593 SH   SOLE   0 0 43,593
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,348 43,960 SH   SOLE   0 0 43,960
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 458 15,640 SH   SOLE   0 0 15,640
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 219 6,301 SH   SOLE   0 0 6,301
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,000 10,999 SH   SOLE   0 0 10,999
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4,716 69,171 SH   SOLE   0 0 69,171
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,421 38,437 SH   SOLE   0 0 38,437
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 739 19,772 SH   SOLE   0 0 19,772
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,863 60,238 SH   SOLE   0 0 60,238
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 390 10,823 SH   SOLE   0 0 10,823
SHOPIFY INC CL A 82509L107 997 880 SH   SOLE   0 0 880
SOUTHWEST AIRLS CO COM 844741108 228 4,890 SH   SOLE   0 0 4,890
SPDR S&P 500 ETF TR TR UNIT 78462F103 506 1,353 SH   SOLE   0 0 1,353
SPDR SER TR S&P DIVID ETF 78464A763 225 2,130 SH   SOLE   0 0 2,130
SPDR SER TR S&P 600 SMCP VAL 78464A300 445 6,715 SH   SOLE   0 0 6,715
SPDR SER TR S&P 400 MDCP VAL 78464A839 348 6,281 SH   SOLE   0 0 6,281
SPDR SER TR SPDR BLOOMBERG 78468R663 422 4,609 SH   SOLE   0 0 4,609
SPDR SER TR NUVEEN BLMBRG SR 78468R739 225 4,511 SH   SOLE   0 0 4,511
SPDR SER TR NUVEEN BBG BRCLY 78464A284 337 5,711 SH   SOLE   0 0 5,711
TESLA INC COM 88160R101 237 336 SH   SOLE   0 0 336
THE TRADE DESK INC COM CL A 88339J105 1,397 1,744 SH   SOLE   0 0 1,744
US BANCORP DEL COM NEW 902973304 319 6,854 SH   SOLE   0 0 6,854
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 888 14,431 SH   SOLE   0 0 14,431
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 234 7,045 SH   SOLE   0 0 7,045
VANGUARD BD INDEX FDS INTERMED TERM 921937819 3,031 32,640 SH   SOLE   0 0 32,640
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 413 4,684 SH   SOLE   0 0 4,684
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 995 2,895 SH   SOLE   0 0 2,895
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,536 12,909 SH   SOLE   0 0 12,909
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,726 12,853 SH   SOLE   0 0 12,853
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,181 13,898 SH   SOLE   0 0 13,898
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,373 8,867 SH   SOLE   0 0 8,867
VANGUARD INDEX FDS SMALL CP ETF 922908751 736 3,784 SH   SOLE   0 0 3,784
VANGUARD INDEX FDS VALUE ETF 922908744 3,961 33,303 SH   SOLE   0 0 33,303
VANGUARD INDEX FDS GROWTH ETF 922908736 3,890 15,357 SH   SOLE   0 0 15,357
VANGUARD INDEX FDS TOTAL STK MKT 922908769 16,793 86,279 SH   SOLE   0 0 86,279
VANGUARD INDEX FDS MID CAP ETF 922908629 701 3,392 SH   SOLE   0 0 3,392
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,764 19,433 SH   SOLE   0 0 19,433
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,575 31,433 SH   SOLE   0 0 31,433
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 238 1,956 SH   SOLE   0 0 1,956
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 560 10,148 SH   SOLE   0 0 10,148
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,110 18,453 SH   SOLE   0 0 18,453
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,493 31,615 SH   SOLE   0 0 31,615
VERIZON COMMUNICATIONS INC COM 92343V104 219 3,717 SH   SOLE   0 0 3,717
WALMART INC COM 931142103 251 1,737 SH   SOLE   0 0 1,737
WENDYS CO COM 95058W100 224 10,200 SH   SOLE   0 0 10,200