The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VICTORYSHARES US MULTI-FACTOR MINIMUM VOLATILITY ETF ETF 92647N691 16,406 447,204 SH   SOLE   0 0 447,204
ISHARES S&P MIDCAP FUND ETF 464287507 10,705 47,319 SH   SOLE   0 0 47,319
VANGUARD MEGA CAP GROWTH ETF ETF 921910816 10,241 56,363 SH   SOLE   0 0 56,363
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 8,068 45,811 SH   SOLE   0 0 45,811
ISHARES TIPS BOND ETF ETF 464287176 3,600 31,602 SH   SOLE   0 0 31,602
FIRST TRUST MANAGED MUNICIPAL ETF ETF 33739N108 2,426 47,941 SH   SOLE   0 0 47,941
WISDOMTREE INTEREST RATE HEDGED U.S. AGGREGATE BOND FUND ETF 97717W380 1,908 41,852 SH   SOLE   0 0 41,852
APPLE INC COM Stock 037833100 1,793 13,118 SH   SOLE   0 0 13,118
SPYV - SPDR PORTFOLIO S&P 500 VALUE ETF 78464A508 1,635 44,398 SH   SOLE   0 0 44,398
INVESCO QQQ TRUST ETF 46090E103 1,572 5,608 SH   SOLE   0 0 5,608
EXXON MOBIL CORP COM Stock 30231G102 1,390 16,231 SH   SOLE   0 0 16,231
PPL CORP COM Stock 69351T106 1,117 41,158 SH   SOLE   0 0 41,158
VAN ECK MERK GOLD TRUST ETF 921078101 1,013 57,795 SH   SOLE   0 0 57,795
HOME DEPOT INC COM Stock 437076102 1,006 3,669 SH   SOLE   0 0 3,669
JOHNSON & JOHNSON COM Stock 478160104 855 4,815 SH   SOLE   0 0 4,815
IOO - ISHARES GLOBAL 100 ETF 464287572 827 12,904 SH   SOLE   0 0 12,904
UNITEDHEALTH GROUP INC COM Stock 91324P102 643 1,251 SH   SOLE   0 0 1,251
SPTS - SPDR PORTFOLIO SHORT TERM TREAS ETF 78468R101 637 21,643 SH   SOLE   0 0 21,643
MICROSOFT CORP COM Stock 594918104 629 2,451 SH   SOLE   0 0 2,451
MERCK & CO INC COM Stock 58933Y105 564 6,187 SH   SOLE   0 0 6,187
ISHARES S&P SMALL-CAP FUND ETF 464287804 550 5,948 SH   SOLE   0 0 5,948
UNITED PARCEL SERVICE INC CL B Stock 911312106 538 2,947 SH   SOLE   0 0 2,947
PROCTER AND GAMBLE CO COM Stock 742718109 524 3,642 SH   SOLE   0 0 3,642
CHEVRON CORP NEW COM Stock 166764100 515 3,555 SH   SOLE   0 0 3,555
MCDONALDS CORP COM Stock 580135101 499 2,021 SH   SOLE   0 0 2,021
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 497 1,822 SH   SOLE   0 0 1,822
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 452 2,398 SH   SOLE   0 0 2,398
VISA INC COM CL A Stock 92826C839 433 2,201 SH   SOLE   0 0 2,201
AT&T INC COM Stock 00206R102 417 19,910 SH   SOLE   0 0 19,910
ESSENTIAL UTILS INC COM Stock 29670G102 403 8,790 SH   SOLE   0 0 8,790
GBF - ISHARES GOVT/CREDIT BOND ETF 464288596 375 3,484 SH   SOLE   0 0 3,484
WEIS MKTS INC COM Stock 948849104 373 5,003 SH   SOLE   0 0 5,003
GOLDMAN SACHS GROUP INC COM Stock 38141G104 334 1,124 SH   SOLE   0 0 1,124
TRI CONTL CORP COM CEF 895436103 296 11,317 SH   SOLE   0 0 11,317
JPMORGAN CHASE & CO COM Stock 46625H100 291 2,580 SH   SOLE   0 0 2,580
VERIZON COMMUNICATIONS INC COM Stock 92343V104 291 5,739 SH   SOLE   0 0 5,739
AMAZON COM INC COM Stock 023135106 290 2,732 SH   SOLE   0 0 2,732
IYR - ISHARES U.S. REAL ESTATE ETF 464287739 267 2,900 SH   SOLE   0 0 2,900
NEXTERA ENERGY INC COM Stock 65339F101 237 3,055 SH   SOLE   0 0 3,055
ONEOK INC NEW COM Stock 682680103 226 4,080 SH   SOLE   0 0 4,080
CISCO SYS INC COM Stock 17275R102 219 5,133 SH   SOLE   0 0 5,133
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 207 1,930 SH   SOLE   0 0 1,930