The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VICTORYSHARES US MULTI-FACTOR MINIMUM VOLATILITY ETF ETF 92647N691 17,401 413,324 SH   SOLE   0 0 413,324
VANGUARD EXTENDED MARKET INDEX FUND ETF 922908652 13,532 74,003 SH   SOLE   0 0 74,003
ISHARES MSCI USA MOMENTUM FACTOR ETF ETF 46432F396 11,715 64,434 SH   SOLE   0 0 64,434
ISHARES TIPS BOND ETF ETF 464287176 10,413 80,593 SH   SOLE   0 0 80,593
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 9,883 43,729 SH   SOLE   0 0 43,729
FIRST TRUST TCW OPPORTUNISTIC FIXED INCOME ETF ETF 33740F805 6,046 113,619 SH   SOLE   0 0 113,619
FIRST TRUST MANAGED MUNICIPAL ETF ETF 33739N108 3,278 57,536 SH   SOLE   0 0 57,536
APPLE INC COM Stock 037833100 2,427 13,668 SH   SOLE   0 0 13,668
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 1,970 23,245 SH   SOLE   0 0 23,245
HOME DEPOT INC COM Stock 437076102 1,602 3,860 SH   SOLE   0 0 3,860
INVESCO QQQ TRUST ETF 46090E103 1,378 3,463 SH   SOLE   0 0 3,463
ISHARES CORE S&P 500 ETF ETF 464287200 1,301 2,727 SH   SOLE   0 0 2,727
PPL CORP COM Stock 69351T106 1,237 41,138 SH   SOLE   0 0 41,138
VAN ECK MERK GOLD TRUST ETF 921078101 1,097 61,713 SH   SOLE   0 0 61,713
EXXON MOBIL CORP COM Stock 30231G102 1,044 17,060 SH   SOLE   0 0 17,060
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508 990 23,572 SH   SOLE   0 0 23,572
MICROSOFT CORP COM Stock 594918104 878 2,612 SH   SOLE   0 0 2,612
UNITEDHEALTH GROUP INC COM Stock 91324P102 672 1,338 SH   SOLE   0 0 1,338
JOHNSON & JOHNSON COM Stock 478160104 669 3,913 SH   SOLE   0 0 3,913
ISHARES S&P SMALL-CAP FUND ETF 464287804 648 5,660 SH   SOLE   0 0 5,660
SPDR PORTFOLIO SHORT TERM TREASURY ETF ETF 78468R101 637 20,945 SH   SOLE   0 0 20,945
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 579 2,398 SH   SOLE   0 0 2,398
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 538 1,800 SH   SOLE   0 0 1,800
PROCTER AND GAMBLE CO COM Stock 742718109 529 3,234 SH   SOLE   0 0 3,234
CHEVRON CORP NEW COM Stock 166764100 498 4,240 SH   SOLE   0 0 4,240
ESSENTIAL UTILS INC COM Stock 29670G102 489 9,114 SH   SOLE   0 0 9,114
MCDONALDS CORP COM Stock 580135101 488 1,820 SH   SOLE   0 0 1,820
AT&T INC COM Stock 00206R102 472 19,181 SH   SOLE   0 0 19,181
AMAZON COM INC COM Stock 023135106 450 135 SH   SOLE   0 0 135
ISHARES GOVERNMENT/CREDIT BOND ETF ETF 464288596 382 3,142 SH   SOLE   0 0 3,142
ISHARES U.S. REAL ESTATE ETF ETF 464287739 380 3,273 SH   SOLE   0 0 3,273
VISA INC COM CL A Stock 92826C839 366 1,691 SH   SOLE   0 0 1,691
TRI CONTL CORP COM CEF 895436103 362 10,893 SH   SOLE   0 0 10,893
NIKE INC CL B Stock 654106103 354 2,123 SH   SOLE   0 0 2,123
UNITED PARCEL SERVICE INC CL B Stock 911312106 349 1,630 SH   SOLE   0 0 1,630
JPMORGAN CHASE & CO COM Stock 46625H100 340 2,147 SH   SOLE   0 0 2,147
WEIS MKTS INC COM Stock 948849104 330 5,003 SH   SOLE   0 0 5,003
GOLDMAN SACHS GROUP INC COM Stock 38141G104 299 782 SH   SOLE   0 0 782
NEXTERA ENERGY INC COM Stock 65339F101 294 3,150 SH   SOLE   0 0 3,150
HONEYWELL INTL INC COM Stock 438516106 283 1,356 SH   SOLE   0 0 1,356
MERCK & CO INC COM Stock 58933Y105 262 3,414 SH   SOLE   0 0 3,414
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 245 993 SH   SOLE   0 0 993
AIR PRODS & CHEMS INC COM Stock 009158106 243 800 SH   SOLE   0 0 800
VERIZON COMMUNICATIONS INC COM Stock 92343V104 242 4,665 SH   SOLE   0 0 4,665
ONEOK INC NEW COM Stock 682680103 235 3,994 SH   SOLE   0 0 3,994
CISCO SYS INC COM Stock 17275R102 226 3,569 SH   SOLE   0 0 3,569
F N B CORP COM Stock 302520101 217 17,855 SH   SOLE   0 0 17,855
SALESFORCE COM INC COM Stock 79466L302 210 825 SH   SOLE   0 0 825
CATERPILLAR INC COM Stock 149123101 202 975 SH   SOLE   0 0 975