The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 443 135 SH   SOLE   0 0 135
INVESCO QQQ TRUST ETF 46090E103 1,256 3,508 SH   SOLE   0 0 3,508
JOHNSON & JOHNSON COM Stock 478160104 755 4,675 SH   SOLE   0 0 4,675
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 532 2,398 SH   SOLE   0 0 2,398
VANGUARD EXTENDED MARKET INDEX FUND ETF 922908652 12,801 70,195 SH   SOLE   0 0 70,195
GOLDMAN SACHS GROUP INC COM Stock 38141G104 294 777 SH   SOLE   0 0 777
PROCTER AND GAMBLE CO COM Stock 742718109 545 3,900 SH   SOLE   0 0 3,900
MEDTRONIC PLC SHS Stock G5960L103 232 1,849 SH   SOLE   0 0 1,849
MERCK & CO INC COM Stock 58933Y105 331 4,411 SH   SOLE   0 0 4,411
ISHARES TIPS BOND ETF ETF 464287176 10,325 80,862 SH   SOLE   0 0 80,862
VERIZON COMMUNICATIONS INC COM Stock 92343V104 357 6,618 SH   SOLE   0 0 6,618
FIRST TRUST TCW OPPORTUNISTIC FIXED INCOME ETF ETF 33740F805 7,142 133,373 SH   SOLE   0 0 133,373
HONEYWELL INTL INC COM Stock 438516106 327 1,539 SH   SOLE   0 0 1,539
HOME DEPOT INC COM Stock 437076102 1,198 3,650 SH   SOLE   0 0 3,650
VICTORYSHARES US MULTI-FACTOR MINIMUM VOLATILITY ETF ETF 92647N691 15,232 398,541 SH   SOLE   0 0 398,541
ISHARES U.S. REAL ESTATE ETF ETF 464287739 340 3,317 SH   SOLE   0 0 3,317
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 382 7,525 SH   SOLE   0 0 7,525
ISHARES S&P SMALL-CAP FUND ETF 464287804 620 5,675 SH   SOLE   0 0 5,675
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 491 1,800 SH   SOLE   0 0 1,800
NEWMONT CORP COM Stock 651639106 204 3,755 SH   SOLE   0 0 3,755
MICROSOFT CORP COM Stock 594918104 867 3,076 SH   SOLE   0 0 3,076
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 9,145 41,819 SH   SOLE   0 0 41,819
NEXTERA ENERGY INC COM Stock 65339F101 257 3,267 SH   SOLE   0 0 3,267
NIKE INC CL B Stock 654106103 236 1,623 SH   SOLE   0 0 1,623
AIR PRODS & CHEMS INC COM Stock 009158106 213 833 SH   SOLE   0 0 833
PPL CORP COM Stock 69351T106 1,108 39,741 SH   SOLE   0 0 39,741
TRI CONTL CORP COM CEF 895436103 327 9,789 SH   SOLE   0 0 9,789
F N B CORP COM Stock 302520101 207 17,855 SH   SOLE   0 0 17,855
VISA INC COM CL A Stock 92826C839 393 1,766 SH   SOLE   0 0 1,766
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 1,979 23,157 SH   SOLE   0 0 23,157
WEIS MKTS INC COM Stock 948849104 263 5,003 SH   SOLE   0 0 5,003
MCDONALDS CORP COM Stock 580135101 523 2,168 SH   SOLE   0 0 2,168
AT&T INC COM Stock 00206R102 518 19,181 SH   SOLE   0 0 19,181
SPDR PORTFOLIO SHORT TERM TREASURY ETF ETF 78468R101 641 20,941 SH   SOLE   0 0 20,941
ISHARES MSCI USA MOMENTUM FACTOR ETF ETF 46432F396 11,436 65,125 SH   SOLE   0 0 65,125
ISHARES CORE S&P 500 ETF ETF 464287200 1,172 2,720 SH   SOLE   0 0 2,720
ONEOK INC NEW COM Stock 682680103 235 4,059 SH   SOLE   0 0 4,059
ISHARES GOVERNMENT/CREDIT BOND ETF ETF 464288596 382 3,136 SH   SOLE   0 0 3,136
SALESFORCE COM INC COM Stock 79466L302 224 825 SH   SOLE   0 0 825
JPMORGAN CHASE & CO COM Stock 46625H100 290 1,774 SH   SOLE   0 0 1,774
CHEVRON CORP NEW COM Stock 166764100 432 4,255 SH   SOLE   0 0 4,255
3M CO COM Stock 88579Y101 225 1,285 SH   SOLE   0 0 1,285
VAN ECK MERK GOLD TRUST ETF 921078101 1,053 61,601 SH   SOLE   0 0 61,601
ESSENTIAL UTILS INC COM Stock 29670G102 449 9,737 SH   SOLE   0 0 9,737
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508 924 23,683 SH   SOLE   0 0 23,683
FIRST TRUST MANAGED MUNICIPAL ETF ETF 33739N108 3,989 70,246 SH   SOLE   0 0 70,246
EXXON MOBIL CORP COM Stock 30231G102 1,004 17,064 SH   SOLE   0 0 17,064
UNITEDHEALTH GROUP INC COM Stock 91324P102 532 1,362 SH   SOLE   0 0 1,362
APPLE INC COM Stock 037833100 2,017 14,253 SH   SOLE   0 0 14,253