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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   2,928,844 25,894 SH   SOLE 0 0 0 25,894
ABBVIE INC COM 00287Y109   7,087,811 39,886 SH   SOLE 0 0 0 39,886
APPLE INC COM 037833100   395,664 1,580 SH   SOLE 0 0 0 1,580
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   277,407 612 SH   SOLE 0 0 0 612
INTUIT COM 461202103   395,327 629 SH   SOLE 0 0 0 629
INVESCO QQQ TR UNIT SER 1 46090E103   210,509 412 SH   SOLE 0 0 0 412
ISHARES TR MSCI USA QLT FCT 46432F339   4,013,896 22,540 SH   SOLE 0 0 0 22,540
ISHARES TR CORE DIV GRWTH 46434V621   323,875 5,280 SH   SOLE 0 0 0 5,280
ISHARES TR US TREAS BD ETF 46429B267   10,596,889 461,135 SH   SOLE 0 0 0 461,135
ISHARES TR A RATE CP BD ETF 46429B291   14,735,414 314,927 SH   SOLE 0 0 0 314,927
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   10,067,815 218,533 SH   SOLE 0 0 0 218,533
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   13,072,901 257,797 SH   SOLE 0 0 0 257,797
MICROSOFT CORP COM 594918104   275,058 653 SH   SOLE 0 0 0 653
ONTO INNOVATION INC COM 683344105   289,506 1,737 SH   SOLE 0 0 0 1,737
PACER FDS TR US CASH COWS 100 69374H881   9,361,491 165,749 SH   SOLE 0 0 0 165,749
QUALCOMM INC COM 747525103   358,395 2,333 SH   SOLE 0 0 0 2,333
SPDR S&P 500 ETF TR TR UNIT 78462F103   107,208,523 182,925 SH   SOLE 0 0 0 182,925
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   295,807 549 SH   SOLE 0 0 0 549
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   6,970,488 86,838 SH   SOLE 0 0 0 86,838
VIASAT INC COM 92552V100   89,738 10,545 SH   SOLE 0 0 0 10,545