The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE INC COM 00724F101   225,886 443 SH   SOLE   0 0 443
ALPHABET INC CAP STK CL A 02079K305   453,299 3,464 SH   SOLE   0 0 3,464
ALPHABET INC CAP STK CL C 02079K107   579,876 4,398 SH   SOLE   0 0 4,398
AMAZON COM INC COM 023135106   901,662 7,093 SH   SOLE   0 0 7,093
AMGEN INC COM 031162100   493,175 1,835 SH   SOLE   0 0 1,835
APPLE INC COM 037833100   5,309,166 31,010 SH   SOLE   0 0 31,010
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,062,954 2 SH   SOLE   0 0 2
CHEVRON CORP NEW COM 166764100   762,864 4,524 SH   SOLE   0 0 4,524
COSTCO WHSL CORP NEW COM 22160K105   283,610 502 SH   SOLE   0 0 502
FS KKR CAP CORP COM 302635206   1,618,855 82,217 SH   SOLE   0 0 82,217
HOME DEPOT INC COM 437076102   280,948 930 SH   SOLE   0 0 930
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   149,964 13,695 SH   SOLE   0 0 13,695
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   18,051,934 360,750 SH   SOLE   0 0 360,750
ISHARES TR CORE S&P SCP ETF 464287804   245,325 2,601 SH   SOLE   0 0 2,601
ISHARES TR CORE S&P500 ETF 464287200   246,063 573 SH   SOLE   0 0 573
ISHARES TR MSCI EAFE ETF 464287465   1,594,013 23,128 SH   SOLE   0 0 23,128
ISHARES TR GLOBAL TECH ETF 464287291   6,265,753 108,329 SH   SOLE   0 0 108,329
ISHARES TR MSCI USA MIN VOL 46429B697   652,071 9,009 SH   SOLE   0 0 9,009
ISHARES TR CORE MSCI TOTAL 46432F834   261,676 4,362 SH   SOLE   0 0 4,362
ISHARES TR MSCI USA MMENTM 46432F396   267,945 1,918 SH   SOLE   0 0 1,918
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   226,735 5,240 SH   SOLE   0 0 5,240
JOHNSON & JOHNSON COM 478160104   461,028 2,960 SH   SOLE   0 0 2,960
JPMORGAN CHASE & CO COM 46625H100   606,940 4,185 SH   SOLE   0 0 4,185
LOWES COS INC COM 548661107   296,001 1,424 SH   SOLE   0 0 1,424
LPL FINL HLDGS INC COM 50212V100   1,628,378 6,852 SH   SOLE   0 0 6,852
MARSH & MCLENNAN COS INC COM 571748102   315,905 1,660 SH   SOLE   0 0 1,660
MCDONALDS CORP COM 580135101   459,432 1,744 SH   SOLE   0 0 1,744
MICROSOFT CORP COM 594918104   1,786,347 5,657 SH   SOLE   0 0 5,657
NEXTERA ENERGY INC COM 65339F101   482,439 8,421 SH   SOLE   0 0 8,421
NIKE INC CL B 654106103   278,254 2,910 SH   SOLE   0 0 2,910
NUVEEN CALIFORNIA MUNI VLU F COM STK 67062C107   443,283 53,993 SH   SOLE   0 0 53,993
PEPSICO INC COM 713448108   416,873 2,460 SH   SOLE   0 0 2,460
PROCTER AND GAMBLE CO COM 742718109   380,894 2,611 SH   SOLE   0 0 2,611
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   295,568 5,929 SH   SOLE   0 0 5,929
SPDR SER TR PORTFOLIO S&P600 78468R853   4,025,486 109,092 SH   SOLE   0 0 109,092
TESLA INC COM 88160R101   377,582 1,509 SH   SOLE   0 0 1,509
UNITEDHEALTH GROUP INC COM 91324P102   435,116 863 SH   SOLE   0 0 863
UNIVERSAL HLTH SVCS INC CL B 913903100   287,670 2,288 SH   SOLE   0 0 2,288
V F CORP COM 918204108   176,700 10,000 SH   SOLE   0 0 10,000
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   666,291 9,548 SH   SOLE   0 0 9,548
VANGUARD INDEX FDS VALUE ETF 922908744   9,482,133 68,746 SH   SOLE   0 0 68,746
VANGUARD INDEX FDS SMALL CP ETF 922908751   256,001 1,354 SH   SOLE   0 0 1,354
VANGUARD INDEX FDS GROWTH ETF 922908736   268,225 985 SH   SOLE   0 0 985
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   6,354,609 16,182 SH   SOLE   0 0 16,182
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   660,505 12,734 SH   SOLE   0 0 12,734
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   29,136,657 666,438 SH   SOLE   0 0 666,438
VANGUARD WORLD FD ESG INTL STK ETF 921910725   889,718 17,639 SH   SOLE   0 0 17,639
VISA INC COM CL A 92826C839   380,179 1,653 SH   SOLE   0 0 1,653
WORKDAY INC CL A 98138H101   4,498,959 20,940 SH   SOLE   0 0 20,940