The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE INC COM 00724F101 BBG001S5NCQ5 260,118 436 SH   SOLE   0 0 436
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 483,886 3,464 SH   SOLE   0 0 3,464
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 618,119 4,386 SH   SOLE   0 0 4,386
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,078,166 7,096 SH   SOLE   0 0 7,096
AMGEN INC COM 031162100 BBG001S5NNL6 528,517 1,835 SH   SOLE   0 0 1,835
APPLE INC COM 037833100 BBG001S5N8V8 7,103,600 36,896 SH   SOLE   0 0 36,896
AVERY DENNISON CORP COM 053611109 BBG001S5NZM8 600,213 2,969 SH   SOLE   0 0 2,969
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 210,035 6,238 SH   SOLE   0 0 6,238
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 1,085,250 2 SH   SOLE   0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 251,445 705 SH   SOLE   0 0 705
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 591,747 3,967 SH   SOLE   0 0 3,967
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 397,368 602 SH   SOLE   0 0 602
FS KKR CAP CORP COM 302635206 BBG001YCZQ07 1,629,100 81,577 SH   SOLE   0 0 81,577
HOME DEPOT INC COM 437076102 BBG001S5RTW7 322,392 930 SH   SOLE   0 0 930
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 BBG001T0NSB6 159,390 13,896 SH   SOLE   0 0 13,896
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 BBG001SDTVQ0 19,388,024 358,506 SH   SOLE   0 0 358,506
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 336,729 705 SH   SOLE   0 0 705
ISHARES TR GLOBAL TECH ETF 464287291 BBG001S60KQ0 7,730,523 113,384 SH   SOLE   0 0 113,384
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 2,178,299 28,909 SH   SOLE   0 0 28,909
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 702,972 9,009 SH   SOLE   0 0 9,009
ISHARES TR MSCI USA MMENTM 46432F396 BBG004FPV022 268,909 1,714 SH   SOLE   0 0 1,714
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 BBG00J5DPW97 250,930 5,243 SH   SOLE   0 0 5,243
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 360,697 2,301 SH   SOLE   0 0 2,301
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 712,241 4,187 SH   SOLE   0 0 4,187
LOWES COS INC COM 548661107 BBG001S5SVL3 316,950 1,424 SH   SOLE   0 0 1,424
LPL FINL HLDGS INC COM 50212V100 BBG001T5GK39 1,532,793 6,734 SH   SOLE   0 0 6,734
MARSH & MCLENNAN COS INC COM 571748102 BBG001S5T7M4 310,738 1,640 SH   SOLE   0 0 1,640
MCDONALDS CORP COM 580135101 BBG001S5T110 433,489 1,462 SH   SOLE   0 0 1,462
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,086,448 5,548 SH   SOLE   0 0 5,548
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 507,240 8,351 SH   SOLE   0 0 8,351
NIKE INC CL B 654106103 BBG001S6NTK2 315,939 2,910 SH   SOLE   0 0 2,910
NUVEEN CALIFORNIA MUNI VLU F COM STK 67062C107 BBG001S5TJV8 483,777 53,993 SH   SOLE   0 0 53,993
PEPSICO INC COM 713448108 BBG001S695T1 371,151 2,185 SH   SOLE   0 0 2,185
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 224,312 1,531 SH   SOLE   0 0 1,531
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 564,786 10,145 SH   SOLE   0 0 10,145
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 217,117 1,128 SH   SOLE   0 0 1,128
SPDR SER TR PORTFOLIO S&P500 78464A854 BBG001SPTB87 8,990,318 160,829 SH   SOLE   0 0 160,829
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 4,695,700 111,325 SH   SOLE   0 0 111,325
TESLA INC COM 88160R101 BBG001SQKGD7 408,501 1,644 SH   SOLE   0 0 1,644
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 449,605 854 SH   SOLE   0 0 854
UNIVERSAL HLTH SVCS INC CL B 913903100 BBG001S6S976 348,783 2,288 SH   SOLE   0 0 2,288
V F CORP COM 918204108 BBG001S5X749 188,000 10,000 SH   SOLE   0 0 10,000
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 BBG001TC6MG7 217,182 1,293 SH   SOLE   0 0 1,293
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 707,105 9,614 SH   SOLE   0 0 9,614
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 306,217 985 SH   SOLE   0 0 985
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 7,248,993 16,596 SH   SOLE   0 0 16,596
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 285,541 1,338 SH   SOLE   0 0 1,338
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 10,042,417 67,173 SH   SOLE   0 0 67,173
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 723,254 12,883 SH   SOLE   0 0 12,883
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 32,486,303 678,211 SH   SOLE   0 0 678,211
VANGUARD WORLD FD ESG INTL STK ETF 921910725 BBG00M0P2VR5 757,568 13,704 SH   SOLE   0 0 13,704
VISA INC COM CL A 92826C839 BBG001SRCFY3 430,327 1,653 SH   SOLE   0 0 1,653
WORKDAY INC CL A 98138H101 BBG001T21KQ7 5,780,696 20,940 SH   SOLE   0 0 20,940