The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AbbVie Inc COM 00287Y109 671 4,142 SH   SOLE NONE 0 0 4,142
Adobe Systems Inc COM 00724F101 251 553 SH   SOLE NONE 0 0 553
Alphabet Inc A CAP STK CL A 02079K305 1,410 507 SH   SOLE NONE 0 0 507
Alphabet Inc C CAP STK CL C 02079K107 1,309 469 SH   SOLE NONE 0 0 469
Altria Group Inc COM 02209S103 284 5,453 SH   SOLE NONE 0 0 5,453
Amazon.com Inc COM 023135106 1,470 451 SH   SOLE NONE 0 0 451
American Water Works Co Inc COM 030420103 219 1,329 SH   SOLE NONE 0 0 1,329
Apple Inc COM 037833100 7,801 44,677 SH   SOLE NONE 0 0 44,677
Applied Materials Inc COM 038222105 547 4,152 SH   SOLE NONE 0 0 4,152
Berkshire Hathaway Inc B CL B NEW 084670702 791 2,244 SH   SOLE NONE 0 0 2,244
Bristol-Myers Squibb Company COM 110122108 299 4,105 SH   SOLE NONE 0 0 4,105
Chevron Corp COM 166764100 244 1,499 SH   SOLE NONE 0 0 1,499
Cisco Systems Inc COM 17275R102 320 5,749 SH   SOLE NONE 0 0 5,749
Coca-Cola Co COM 191216100 288 4,659 SH   SOLE NONE 0 0 4,659
Comcast Corp Class A CL A 20030N101 263 5,618 SH   SOLE NONE 0 0 5,618
Costco Wholesale Corp COM 22160K105 365 635 SH   SOLE NONE 0 0 635
Danaher Corp COM 235851102 439 1,497 SH   SOLE NONE 0 0 1,497
Deere Co COM 244199105 213 514 SH   SOLE NONE 0 0 514
Duke Energy Corp COM NEW 26441C204 258 2,315 SH   SOLE NONE 0 0 2,315
Eli Lilly and Co COM 532457108 251 879 SH   SOLE NONE 0 0 879
Fortinet Inc COM 34959E109 726 2,125 SH   SOLE NONE 0 0 2,125
Gilead Sciences Inc COM 375558103 960 16,162 SH   SOLE NONE 0 0 16,162
Goldman Sachs Group Inc COM 38141G104 230 700 SH   SOLE NONE 0 0 700
Honeywell International Inc COM 438516106 334 1,721 SH   SOLE NONE 0 0 1,721
Intuitive Surgical Inc COM NEW 46120E602 276 915 SH   SOLE NONE 0 0 915
Johnson Johnson COM 478160104 877 4,952 SH   SOLE NONE 0 0 4,952
JPMorgan Chase Co COM 46625H100 317 2,330 SH   SOLE NONE 0 0 2,330
McDonald's Corp COM 580135101 526 2,130 SH   SOLE NONE 0 0 2,130
Merck Co Inc COM 58933Y105 400 4,886 SH   SOLE NONE 0 0 4,886
Meta Platforms Inc Class A CL A 30303M102 925 4,163 SH   SOLE NONE 0 0 4,163
Microsoft Corp COM 594918104 3,747 12,156 SH   SOLE NONE 0 0 12,156
Nextera Energy Inc COM 65339F101 2,197 25,947 SH   SOLE NONE 0 0 25,947
Palo Alto Networks Inc COM 697435105 257 413 SH   SOLE NONE 0 0 413
PepsiCo Inc COM 713448108 527 3,152 SH   SOLE NONE 0 0 3,152
Pfizer Inc COM 717081103 765 14,790 SH   SOLE NONE 0 0 14,790
Procter Gamble Co COM 742718109 439 2,877 SH   SOLE NONE 0 0 2,877
Raytheon Technologies Ord COM 75513E101 323 3,265 SH   SOLE NONE 0 0 3,265
Tesla Motors Inc COM 88160R101 957 889 SH   SOLE NONE 0 0 889
Texas Instruments Inc COM 882508104 293 1,597 SH   SOLE NONE 0 0 1,597
The Estee Lauder Companies Inc Class A CL A 518439104 205 756 SH   SOLE NONE 0 0 756
The Home Depot Inc COM 437076102 434 1,451 SH   SOLE NONE 0 0 1,451
Trane Technologies PLC SHS G8994E103 307 2,015 SH   SOLE NONE 0 0 2,015
Verizon Communications Inc COM 92343V104 412 8,088 SH   SOLE NONE 0 0 8,088
Visa Inc Class A COM CL A 92826C839 502 2,266 SH   SOLE NONE 0 0 2,266
Wal-Mart Stores Inc COM 931142103 286 1,923 SH   SOLE NONE 0 0 1,923
Walt Disney Co COM 254687106 802 5,851 SH   SOLE NONE 0 0 5,851
DIMENSIONAL U S EQUITY ETF US EQUITY ETF 25434V401 213 4,354 SH   SOLE NONE 0 0 4,354
Invesco Preferred ETF PFD ETF 46138E511 478 35,256 SH   SOLE NONE 0 0 35,256
Invesco QQQ Trust UNIT SER 1 46090E103 498 1,376 SH   SOLE NONE 0 0 1,376
Ishares Core High Dividend Etf CORE HIGH DV ETF 46429B663 4,903 45,875 SH   SOLE NONE 0 0 45,875
iShares Core MSCI EAFE CORE MSCI EAFE 46432F842 4,808 69,170 SH   SOLE NONE 0 0 69,170
iShares Core MSCI Emerging Markets ETF CORE MSCI EMKT 46434G103 9,850 177,321 SH   SOLE NONE 0 0 177,321
iShares Core MSCI Total Intl Stk ETF CORE MSCI TOTAL 46432F834 2,497 37,506 SH   SOLE NONE 0 0 37,506
iShares Core SP 500 CORE S&P500 ETF 464287200 37,556 82,780 SH   SOLE NONE 0 0 82,780
iShares Core SP Mid-Cap CORE S&P MCP ETF 464287507 19,337 72,065 SH   SOLE NONE 0 0 72,065
iShares Core SP Small-Cap CORE S&P SCP ETF 464287804 15,816 146,614 SH   SOLE NONE 0 0 146,614
iShares Core SP Total US Stock Mkt ETF CORE S&P TTL STK 464287150 7,941 78,676 SH   SOLE NONE 0 0 78,676
iShares Core SP US Value ETF CORE S&P US VLU 464287663 256 3,384 SH   SOLE NONE 0 0 3,384
iShares Core Total USD Bond Market ETF CORE TOTAL USD 46434V613 485 9,790 SH   SOLE NONE 0 0 9,790
Ishares Core U S Growth Etf CORE S&P US GWT 464287671 225 2,131 SH   SOLE NONE 0 0 2,131
iShares Core US Aggregate Bond CORE US AGGBD ET 464287226 17,107 159,733 SH   SOLE NONE 0 0 159,733
iShares Edge MSCI Min Vol Global MSCI GBL MIN VOL 464286525 17,240 164,478 SH   SOLE NONE 0 0 164,478
iShares Edge MSCI Min Vol USA MSCI USA MIN VOL 46429B697 22,080 284,649 SH   SOLE NONE 0 0 284,649
iShares Exponential Technologies EXPONENTIAL TECH 46434V381 3,142 53,224 SH   SOLE NONE 0 0 53,224
iShares MSCI EAFE Min Vol Factor ETF MSCI EAFE MIN VL 46429B689 264 3,660 SH   SOLE NONE 0 0 3,660
iShares MSCI Emerg Mkts Min Vol Fctr ETF MSCI EMERG MRKT 464286533 374 6,136 SH   SOLE NONE 0 0 6,136
iShares MSCI USA ESG Select ETF MSCI USA ESG SLC 464288802 213 2,206 SH   SOLE NONE 0 0 2,206
iShares MSCI USA Multifactor ETF MSCI USA MULTIFT 46434V282 945 21,256 SH   SOLE NONE 0 0 21,256
iShares National Muni Bond ETF NATIONAL MUN ETF 464288414 12,090 110,273 SH   SOLE NONE 0 0 110,273
iShares Russell 1000 Growth RUS 1000 GRW ETF 464287614 39,152 141,023 SH   SOLE NONE 0 0 141,023
iShares Russell 1000 Value RUS 1000 VAL ETF 464287598 1,523 9,180 SH   SOLE NONE 0 0 9,180
iShares Russell 2000 RUSSELL 2000 ETF 464287655 382 1,862 SH   SOLE NONE 0 0 1,862
iShares Russell Mid-Cap Growth ETF RUS MD CP GR ETF 464287481 214 2,131 SH   SOLE NONE 0 0 2,131
iShares SP Mid-Cap 400 Value ETF S&P MC 400VL ETF 464287705 265 2,420 SH   SOLE NONE 0 0 2,420
Schwab US Large-Cap ETF US LRG CAP ETF 808524201 207 3,848 SH   SOLE NONE 0 0 3,848
Select Sector Spdr Fund Shs Ben Consumer Discretionary SBI CONS DISCR 81369Y407 257 1,391 SH   SOLE NONE 0 0 1,391
SPDR Gold Shares GOLD SHS 78463V107 286 1,584 SH   SOLE NONE 0 0 1,584
SPDR SP 500 ETF TR UNIT 78462F103 1,469 3,253 SH   SOLE NONE 0 0 3,253
Technology Select Sector SPDR ETF TECHNOLOGY 81369Y803 1,501 9,445 SH   SOLE NONE 0 0 9,445
VanEck Semiconductor ETF SEMICONDUCTR ETF 92189F676 269 1,000 SH   SOLE NONE 0 0 1,000
Vanguard 500 ETF S&P 500 ETF SHS 922908363 11,623 27,996 SH   SOLE NONE 0 0 27,996
Vanguard Dividend Appreciation ETF DIV APP ETF 921908844 24,172 149,063 SH   SOLE NONE 0 0 149,063
Vanguard ESG US Stock ETF ESG US STK ETF 921910733 679 8,379 SH   SOLE NONE 0 0 8,379
Vanguard FTSE Developed Markets ETF FTSE DEV MKT ETF 921943858 1,217 25,345 SH   SOLE NONE 0 0 25,345
Vanguard FTSE Emerging Markets ETF FTSE EMR MKT ETF 922042858 2,142 46,436 SH   SOLE NONE 0 0 46,436
Vanguard Growth ETF GROWTH ETF 922908736 14,604 50,781 SH   SOLE NONE 0 0 50,781
Vanguard High Dividend Yield ETF HIGH DIV YLD 921946406 3,841 34,227 SH   SOLE NONE 0 0 34,227
Vanguard Mid-Cap ETF MID CAP ETF 922908629 3,472 14,602 SH   SOLE NONE 0 0 14,602
Vanguard Short-Term Infl-Prot Secs ETF STRM INFPROIDX 922020805 1,446 28,248 SH   SOLE NONE 0 0 28,248
Vanguard Small-Cap ETF SMALL CP ETF 922908751 3,861 18,172 SH   SOLE NONE 0 0 18,172
Vanguard Tax-Exempt Bond ETF TAX EXEMPT BD 922907746 4,805 93,225 SH   SOLE NONE 0 0 93,225
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835 9,282 116,707 SH   SOLE NONE 0 0 116,707
Vanguard Total International Stock ETF VG TL INTL STK F 921909768 14,623 244,787 SH   SOLE NONE 0 0 244,787
Vanguard Total Stock Market ETF TOTAL STK MKT 922908769 34,149 149,995 SH   SOLE NONE 0 0 149,995
Vanguard Value ETF VALUE ETF 922908744 37,094 251,010 SH   SOLE NONE 0 0 251,010