The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Alphabet Inc A CAP STK CL A 02079K305 503 244 SH   SOLE NONE 0 0 244
Alphabet Inc C CAP STK CL C 02079K107 504 244 SH   SOLE NONE 0 0 244
Altria Group Inc COM 02209S103 277 5,430 SH   SOLE NONE 0 0 5,430
Amazon.com Inc COM 023135106 813 263 SH   SOLE NONE 0 0 263
American Water Works Co Inc COM 030420103 214 1,429 SH   SOLE NONE 0 0 1,429
Apple Inc COM 037833100 3,281 26,861 SH   SOLE NONE 0 0 26,861
Applied Materials Inc COM 038222105 215 1,609 SH   SOLE NONE 0 0 1,609
AT&T Inc COM 00206R102 224 7,421 SH   SOLE NONE 0 0 7,421
Berkshire Hathaway Inc B CL B NEW 084670702 541 2,119 SH   SOLE NONE 0 0 2,119
Bristol-Myers Squibb Company COM 110122108 244 3,867 SH   SOLE NONE 0 0 3,867
Comcast Corp Class A CL A 20030N101 289 5,355 SH   SOLE NONE 0 0 5,355
Facebook Inc A CL A 30303M102 428 1,454 SH   SOLE NONE 0 0 1,454
Gilead Sciences Inc COM 375558103 1,044 16,154 SH   SOLE NONE 0 0 16,154
Honeywell International Inc COM 438516106 368 1,695 SH   SOLE NONE 0 0 1,695
Invesco QQQ Trust UNIT SER 1 46090E103 265 831 SH   SOLE NONE 0 0 831
Ishares Core High Dividend Etf CORE HIGH DV ETF 46429B663 11,805 124,411 SH   SOLE NONE 0 0 124,411
iShares Core MSCI EAFE CORE MSCI EAFE 46432F842 1,784 24,773 SH   SOLE NONE 0 0 24,773
iShares Core MSCI Emerging Markets ETF CORE MSCI EMKT 46434G103 3,676 57,124 SH   SOLE NONE 0 0 57,124
iShares Core MSCI Total Intl Stk ETF CORE MSCI TOTAL 46432F834 1,543 21,967 SH   SOLE NONE 0 0 21,967
iShares Core S&P 500 CORE S&P500 ETF 464287200 32,141 80,793 SH   SOLE NONE 0 0 80,793
iShares Core S&P Mid-Cap CORE S&P MCP ETF 464287507 17,992 69,128 SH   SOLE NONE 0 0 69,128
iShares Core S&P Small-Cap CORE S&P SCP ETF 464287804 14,929 137,564 SH   SOLE NONE 0 0 137,564
iShares Core S&P Total US Stock Mkt ETF CORE S&P TTL STK 464287150 6,939 75,752 SH   SOLE NONE 0 0 75,752
iShares Core Total USD Bond Market ETF CORE TOTAL USD 46434V613 280 5,309 SH   SOLE NONE 0 0 5,309
iShares Core US Aggregate Bond CORE US AGGBD ET 464287226 3,119 27,406 SH   SOLE NONE 0 0 27,406
iShares Edge MSCI Min Vol Global MSCI GBL MIN VOL 464286525 18,259 185,071 SH   SOLE NONE 0 0 185,071
iShares Edge MSCI Min Vol USA MSCI USA MIN VOL 46429B697 44,010 636,081 SH   SOLE NONE 0 0 636,081
iShares Exponential Technologies EXPONENTIAL TECH 46434V381 601 10,155 SH   SOLE NONE 0 0 10,155
iShares Gold Trust ISHARES 464285105 336 20,685 SH   SOLE NONE 0 0 20,685
iShares MSCI EAFE Min Vol Factor ETF MSCI EAFE MIN VL 46429B689 1,726 23,649 SH   SOLE NONE 0 0 23,649
iShares MSCI Emerg Mkts Min Vol Fctr ETF MSCI EMERG MRKT 464286533 5,413 85,703 SH   SOLE NONE 0 0 85,703
Johnson & Johnson COM 478160104 653 3,975 SH   SOLE NONE 0 0 3,975
JPMorgan Chase & Co COM 46625H100 269 1,768 SH   SOLE NONE 0 0 1,768
McDonald's Corp COM 580135101 442 1,972 SH   SOLE NONE 0 0 1,972
Merck & Co Inc COM 58933Y105 266 3,462 SH   SOLE NONE 0 0 3,462
Microsoft Corp COM 594918104 2,302 9,767 SH   SOLE NONE 0 0 9,767
Nextera Energy Inc COM 65339F101 2,143 28,351 SH   SOLE NONE 0 0 28,351
PepsiCo Inc COM 713448108 348 2,463 SH   SOLE NONE 0 0 2,463
Pfizer Inc COM 717081103 416 11,501 SH   SOLE NONE 0 0 11,501
Procter & Gamble Co COM 742718109 369 2,731 SH   SOLE NONE 0 0 2,731
Raytheon Technologies Ord COM 75513E101 210 2,726 SH   SOLE NONE 0 0 2,726
Tesla Motors Inc COM 88160R101 396 593 SH   SOLE NONE 0 0 593
The Home Depot Inc COM 437076102 241 790 SH   SOLE NONE 0 0 790
Trane Technologies PLC SHS G8994E103 341 2,065 SH   SOLE NONE 0 0 2,065
Verizon Communications Inc COM 92343V104 425 7,317 SH   SOLE NONE 0 0 7,317
Visa Inc Class A COM CL A 92826C839 390 1,845 SH   SOLE NONE 0 0 1,845
Walt Disney Co COM 254687106 590 3,200 SH   SOLE NONE 0 0 3,200
XPO Logistics Inc COM 983793100 305 2,480 SH   SOLE NONE 0 0 2,480