The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Adobe Systems Inc. COM 00724F101   3,454,842 8,965 SH   SOLE   8,965 0 0
Alibaba Group Holding ADR SPONSORED ADS 01609W102   4,105,899 40,183 SH   SOLE   40,183 0 0
Allstate Corporation COM 020021014   6,400,164 57,758 SH   SOLE   57,758 0 0
Alphabet Inc. Class A CAP STK CL A 02079K305   6,493,498 62,600 SH   SOLE   62,600 0 0
Alphabet Inc. Class C CAP STK CL C 02079K107   326,768 3,142 SH   SOLE   3,142 0 0
Amazon.Com Inc COM 023135106   3,766,883 36,469 SH   SOLE   36,469 0 0
American Express Co. COM 025816109   5,622,981 34,089 SH   SOLE   34,089 0 0
Apple Inc. COM 037833100   3,191,145 19,352 SH   SOLE   19,352 0 0
Bank of Montreal COM 063671101   5,105,226 57,391 SH   SOLE   57,391 0 0
Bank of Nova Scotia COM 064149107   5,640,059 112,127 SH   SOLE   112,127 0 0
BCE Inc. COM NEW 05534B760   3,627,722 81,093 SH   SOLE   81,093 0 0
Becton Dickinson & Co COM 075887109   4,144,810 16,744 SH   SOLE   16,744 0 0
Berkshire Hathaway B CL B NEW 084670702   7,377,442 23,893 SH   SOLE   23,893 0 0
BERKSHIRE HATHAWAY CL A CL A 084670108   465,600 1 SH   SOLE   1 0 0
Cdn Imperial Bk of Commerce COM 136069101   5,027,728 118,722 SH   SOLE   118,722 0 0
Cdn National Railway COM 136375102   4,495,430 38,149 SH   SOLE   38,149 0 0
CDN Natural Resources LTD COM 136385101   200,004 3,619 SH   SOLE   3,619 0 0
Cdn Pacific Railway Ltd COM 13645T100   4,947,728 64,339 SH   SOLE   64,339 0 0
Cenovus Energy Inc. COM 15135U109   995,511 57,085 SH   SOLE   57,085 0 0
Cisco Systems Inc COM 17275R102   6,074,303 116,199 SH   SOLE   116,199 0 0
Corteva Inc. COM 22052L104   6,918,763 114,720 SH   SOLE   114,720 0 0
Crescent Point Energy Corp. COM 22576C101   693,228 98,310 SH   SOLE   98,310 0 0
CVS Health Corporation COM 126650100   5,611,222 75,511 SH   SOLE   75,511 0 0
Diageo PLC ADR SPONSORED ADR 25243Q205   6,890,275 38,030 SH   SOLE   38,030 0 0
Electronic Arts Inc COM 285512109   5,420,009 44,998 SH   SOLE   44,998 0 0
Eli Lilly & Co COM 532457108   201,588 587 SH   SOLE   587 0 0
Enbridge Inc COM 29250N105   226,522 5,949 SH   SOLE   5,949 0 0
Ferrari N.V. COM N3167Y103   3,957,621 14,607 SH   SOLE   14,607 0 0
Goldman Sachs COM 38141G104   5,749,940 17,578 SH   SOLE   17,578 0 0
Humana Inc. COM 444859102   388,368 800 SH   SOLE   800 0 0
ING Groep ADR COM 456837103   5,736,047 483,239 SH   SOLE   483,239 0 0
iShares MSCI World ETF MSCI WORLD ETF 464286392   400,313 3,402 SH   SOLE   3,402 0 0
Johnson & Johnson COM 478160104   1,117,395 7,209 SH   SOLE   7,209 0 0
JPMorgan Chase & Co COM 46625H100   5,164,707 39,634 SH   SOLE   39,634 0 0
Koninklijke Philips Electric NY REGIS SHS NEW 500472303   1,982,864 108,058 SH   SOLE   108,058 0 0
Kraft Heinz Company COM 500754106   4,194,458 108,468 SH   SOLE   108,468 0 0
Magna International Inc. COM 559222401   3,221,066 60,216 SH   SOLE   60,216 0 0
Manulife Financial Corp. COM 56501R106   3,688,367 201,258 SH   SOLE   201,258 0 0
McDonalds Corp COM 580135101   506,374 1,811 SH   SOLE   1,811 0 0
Merck & Company COM 58933Y105   342,895 3,223 SH   SOLE   3,223 0 0
Meta Platforms CL A 30303M102   5,039,509 23,778 SH   SOLE   23,778 0 0
Microsoft Corp COM 594918104   8,188,873 28,404 SH   SOLE   28,404 0 0
Middleby Corp COM 596278101   3,742,220 25,525 SH   SOLE   25,525 0 0
Morgan Stanley COM NEW 617446448   4,709,329 53,637 SH   SOLE   53,637 0 0
National Bank of Canada CL A 633067103   377,379 5,283 SH   SOLE   5,283 0 0
Nutrien Ltd COM 67077M108   3,609,646 48,942 SH   SOLE   48,942 0 0
Open Text Corp COM 683715106   3,523,292 91,465 SH   SOLE   91,465 0 0
Pepsico Inc. COM 713448108   263,241 1,444 SH   SOLE   1,444 0 0
Pfizer Inc COM 717081103   246,881 6,051 SH   SOLE   6,051 0 0
Procter and Gamble COM 742718109   494,246 3,324 SH   SOLE   3,324 0 0
Rogers Communications CL B 775109200   3,105,094 67,083 SH   SOLE   67,083 0 0
Royal Bank of Canada COM 780087102   8,263,885 86,525 SH   SOLE   86,525 0 0
Scotts Miracle-Gro Co. CL A 810186106   2,870,150 41,155 SH   SOLE   41,155 0 0
Smith & Nephew PLC ADR SPDN ADR NEW 83175M205   4,185,244 149,955 SH   SOLE   149,955 0 0
State Street Corp COM 857477103   2,371,368 31,330 SH   SOLE   31,330 0 0
Sun Life Financial Inc. COM 866796105   4,691,083 100,544 SH   SOLE   100,544 0 0
Taiwan Semiconductor Mfg ADR SPONSORED ADR 874039100   4,566,724 49,094 SH   SOLE   49,094 0 0
TC Energy Corp. COM 87807B107   4,309,163 110,929 SH   SOLE   110,929 0 0
Telus Corp. COM 87971M996   3,669,257 185,065 SH   SOLE   185,065 0 0
Toronto Dominion Bank COM NEW 891160509   6,778,535 113,321 SH   SOLE   113,321 0 0
Tractor Supply Co COM 892356106   4,451,658 18,940 SH   SOLE   18,940 0 0
Unilever PLC ADR SPON ADR NEW 904767704   4,328,106 83,345 SH   SOLE   83,345 0 0
Viatris Inc COM 92556V106   6,300,196 654,906 SH   SOLE   654,906 0 0
Visa Inc. COM 92826C839   6,391,566 28,349 SH   SOLE   28,349 0 0
Walt Disney Co. COM 254687106   6,558,415 65,499 SH   SOLE   65,499 0 0
Warner Bros. Discovery Inc. Class A COM SER A 934423104   3,287,149 217,692 SH   SOLE   217,692 0 0