The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Adobe Systems Inc. COM 00724F101   2,928,484 8,702 SH   SOLE   8,702 0 0
Alibaba Group Holding ADR SPONSORED ADS 01609W102   3,489,773 39,616 SH   SOLE   39,616 0 0
Allstate Corporation COM 020021014   7,110,186 52,435 SH   SOLE   52,435 0 0
Alphabet Inc. Class A CAP STK CL A 02079K305   5,502,640 62,367 SH   SOLE   62,367 0 0
Alphabet Inc. Class C CAP STK CL C 02079K107   282,161 3,180 SH   SOLE   3,180 0 0
Amazon.Com Inc COM 023135106   2,989,056 35,584 SH   SOLE   35,584 0 0
American Express Co. COM 025816109   5,061,767 34,259 SH   SOLE   34,259 0 0
Apple Inc. COM 037833100   2,513,366 19,344 SH   SOLE   19,344 0 0
Bank of America COM 060505104   231,078 6,977 SH   SOLE   6,977 0 0
Bank of Montreal COM 063671101   3,912,756 43,204 SH   SOLE   43,204 0 0
Bank of Nova Scotia COM 064149107   4,902,025 100,080 SH   SOLE   100,080 0 0
BCE Inc. COM NEW 05534B760   3,538,098 80,551 SH   SOLE   80,551 0 0
Becton Dickinson & Co COM 075887109   4,251,642 16,719 SH   SOLE   16,719 0 0
Berkshire Hathaway B CL B NEW 084670702   7,382,401 23,899 SH   SOLE   23,899 0 0
BERKSHIRE HATHAWAY CL A CL A 084670108   468,711 1 SH   SOLE   1 0 0
Brookfield Corp CL A LTD VT SH 11271J107   397,474 12,643 SH   SOLE   12,643 0 0
Cdn Imperial Bk of Commerce COM 136069101   4,133,719 102,222 SH   SOLE   102,222 0 0
Cdn National Railway COM 136375102   4,313,648 36,324 SH   SOLE   36,324 0 0
Cdn Pacific Railway Ltd COM 13645T100   4,592,390 61,614 SH   SOLE   61,614 0 0
Cenovus Energy Inc. COM 15135U109   1,112,462 57,338 SH   SOLE   57,338 0 0
Cisco Systems Inc COM 17275R102   5,607,133 117,698 SH   SOLE   117,698 0 0
Corteva Inc. COM 22052L104   6,821,008 116,043 SH   SOLE   116,043 0 0
Crescent Point Energy Corp. COM 22576C101   701,509 98,310 SH   SOLE   98,310 0 0
CVS Health Corporation COM 126650100   6,966,046 74,751 SH   SOLE   74,751 0 0
Diageo PLC ADR SPONSORED ADR 25243Q205   6,790,821 38,110 SH   SOLE   38,110 0 0
Electronic Arts Inc COM 285512109   5,476,474 44,823 SH   SOLE   44,823 0 0
Eli Lilly & Co COM 532457108   214,748 587 SH   SOLE   587 0 0
ENBRIDGE INC COM 29250N105   239,285 6,124 SH   SOLE   6,124 0 0
Ferrari N.V. COM N3167Y103   4,504,403 21,027 SH   SOLE   21,027 0 0
Goldman Sachs COM 38141G104   6,042,801 17,598 SH   SOLE   17,598 0 0
Humana Inc. COM 444859102   409,752 800 SH   SOLE   800 0 0
ING Groep ADR COM 456837103   7,001,085 575,274 SH   SOLE   575,274 0 0
International Flavors & Fragrances Inc. COM 459506101   209,680 2,000 SH   SOLE   2,000 0 0
iShares MSCI WORLD ETF 464286392   1,363,331 12,479 SH   SOLE   12,479 0 0
Johnson & Johnson COM 478160104   1,288,485 7,294 SH   SOLE   7,294 0 0
JPMorgan Chase & Co COM 46625H100   3,546,140 26,444 SH   SOLE   26,444 0 0
Koninklijke Philips Electric NY REGIS SHS NEW 500472303   1,593,752 106,321 SH   SOLE   106,321 0 0
Kraft Heinz Company COM 500754106   2,341,558 57,518 SH   SOLE   57,518 0 0
Magna International Inc. COM 559222401   3,236,487 57,632 SH   SOLE   57,632 0 0
Manulife Financial Corp. COM 56501R106   3,613,606 202,658 SH   SOLE   202,658 0 0
McDonalds Corp COM 580135101   485,159 1,841 SH   SOLE   1,841 0 0
Merck & Company COM 58933Y105   357,592 3,223 SH   SOLE   3,223 0 0
Meta Platforms CL A 30303M102   2,754,342 22,888 SH   SOLE   22,888 0 0
Microsoft Corp COM 594918104   6,784,268 28,289 SH   SOLE   28,289 0 0
Middleby Corp COM 596278101   3,408,425 25,455 SH   SOLE   25,455 0 0
Morgan Stanley COM NEW 617446448   4,631,209 54,472 SH   SOLE   54,472 0 0
Nutrien Ltd COM 67077M108   3,520,930 48,242 SH   SOLE   48,242 0 0
Open Text Corp COM 683715106   2,553,858 86,215 SH   SOLE   86,215 0 0
Pepsico Inc. COM 713448108   260,873 1,444 SH   SOLE   1,444 0 0
Pfizer Inc COM 717081103   342,693 6,688 SH   SOLE   6,688 0 0
Procter and Gamble COM 742718109   503,785 3,324 SH   SOLE   3,324 0 0
Rogers Communications CL B 775109200   2,989,207 63,888 SH   SOLE   63,888 0 0
Royal Bank of Canada COM 780087102   8,070,872 85,869 SH   SOLE   85,869 0 0
Scotts Miracle-Gro Co. CL A 810186106   1,937,040 39,865 SH   SOLE   39,865 0 0
Smith & Nephew PLC ADR SPDN ADR NEW 83175M205   2,226,356 82,795 SH   SOLE   82,795 0 0
State Street Corp COM 857477103   2,421,735 31,220 SH   SOLE   31,220 0 0
Sun Life Financial COM 866796105   4,466,582 96,253 SH   SOLE   96,253 0 0
Taiwan Semiconductor Mfg ADR SPONSORED ADR 874039100   3,621,704 48,620 SH   SOLE   48,620 0 0
TC Energy Corp. COM 87807B107   2,868,786 71,980 SH   SOLE   71,980 0 0
Telus Corp COM 87971M103   2,888,424 149,710 SH   SOLE   149,710 0 0
Toronto Dominion Bank COM NEW 891160509   6,207,340 95,896 SH   SOLE   95,896 0 0
Tractor Supply Co COM 892356106   4,251,933 18,900 SH   SOLE   18,900 0 0
Unilever PLC ADR SPON ADR NEW 904767704   4,168,225 82,785 SH   SOLE   82,785 0 0
Viatris Inc COM 92556V106   7,289,104 654,906 SH   SOLE   654,906 0 0
Visa Inc. COM 92826C839   5,928,224 28,534 SH   SOLE   28,534 0 0
Walt Disney Co. COM 254687106   5,017,668 57,754 SH   SOLE   57,754 0 0
Warner Bros. Discovery Inc. Class A COM SER A 934423104   2,007,077 211,717 SH   SOLE   211,717 0 0
SPDR SER TR ETF 78468R622   1,330,740 14,786 SH   SOLE   14,786 0 0
ISHARES TR IBOXX HI YD ETF 464288513   2,394,742 32,574 SH   SOLE   32,574 0 0