The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AEGON N V NY REGISTRY SHS 007924103 2,080 524,726 SH   SOLE   524,726 0 0
ALLSTATE CORP COM 020002101 4,354 39,470 SH   SOLE   39,470 0 0
AMAZON COM INC COM 023135106 209 64 SH   SOLE   64 0 0
AMERICAN EXPRESS CO COM 025816109 3,748 30,890 SH   SOLE   30,890 0 0
APPLE INC COM 037833100 2,972 22,323 SH   SOLE   22,323 0 0
BANK MONTREAL QUE COM 063671101 2,029 26,598 SH   SOLE   26,598 0 0
BANK NOVA SCOTIA B C COM 064149107 4,019 74,130 SH   SOLE   74,130 0 0
BECTON DICKINSON & CO COM 075887109 3,702 14,745 SH   SOLE   14,745 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,877 20,963 SH   SOLE   20,963 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 472 11,378 SH   SOLE   11,378 0 0
CVS HEALTH CORP COM 126650100 4,420 64,488 SH   SOLE   64,488 0 0
CANADIAN IMP BK COMM COM 136069101 2,162 25,233 SH   SOLE   25,233 0 0
CANADIAN NATL RY CO COM 136375102 2,135 19,363 SH   SOLE   19,363 0 0
CORNING INC COM 219350105 2,786 77,135 SH   SOLE   77,135 0 0
DISNEY WALT CO COM 254687106 5,852 32,189 SH   SOLE   32,189 0 0
ELECTRONIC ARTS INC COM 285512109 2,163 15,010 SH   SOLE   15,010 0 0
HUMANA INC COM 444859102 412 1,000 SH   SOLE   1,000 0 0
ING GROEP N.V. SPONSORED ADR 456837103 4,872 514,394 SH   SOLE   514,394 0 0
INTEL CORP COM 458140100 1,851 37,028 SH   SOLE   37,028 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 218 2,000 SH   SOLE   2,000 0 0
ISHARES INC MSCI WORLD ETF 464286392 277 2,455 SH   SOLE   2,455 0 0
JOHNSON & JOHNSON COM 478160104 1,377 8,719 SH   SOLE   8,719 0 0
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 5,828 107,226 SH   SOLE   107,226 0 0
MAGNA INTL INC COM 559222401 985 13,876 SH   SOLE   13,876 0 0
MCDONALDS CORP COM 580135101 375 1,742 SH   SOLE   1,742 0 0
MICROSOFT CORP COM 594918104 5,654 25,335 SH   SOLE   25,335 0 0
MIDDLEBY CORP COM 596278101 3,413 26,380 SH   SOLE   26,380 0 0
MORGAN STANLEY COM NEW 617446448 5,247 76,307 SH   SOLE   76,307 0 0
PEPSICO INC COM 713448108 246 1,650 SH   SOLE   1,650 0 0
PFIZER INC COM 717081103 648 17,539 SH   SOLE   17,539 0 0
PROCTER AND GAMBLE CO COM 742718109 556 3,980 SH   SOLE   3,980 0 0
ROYAL BK CDA COM 780087102 5,518 66,944 SH   SOLE   66,944 0 0
SUN LIFE FINANCIAL INC. COM 866796105 4,212 94,433 SH   SOLE   94,433 0 0
TECK RESOURCES LTD CL B 878742204 189 10,375 SH   SOLE   10,375 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 4,247 74,925 SH   SOLE   74,925 0 0
TRACTOR SUPPLY CO COM 892356106 1,763 12,500 SH   SOLE   12,500 0 0
UNILEVER PLC SPON ADR NEW 904767704 4,309 71,145 SH   SOLE   71,145 0 0
WALMART INC COM 931142103 203 1,403 SH   SOLE   1,403 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 4,164 17,830 SH   SOLE   17,830 0 0
ALPHABET INC CAP STK CL C 02079K107 417 237 SH   SOLE   237 0 0
ALPHABET INC CAP STK CL A 02079K305 4,907 2,790 SH   SOLE   2,790 0 0
BCE INC COM NEW 05534B760 1,949 45,432 SH   SOLE   45,432 0 0
CISCO SYS INC COM 17275R102 5,698 126,900 SH   SOLE   126,900 0 0
CORTEVA INC COM 22052L104 5,910 152,108 SH   SOLE   152,108 0 0
COSTCO WHSL CORP NEW COM 22160K105 293 775 SH   SOLE   775 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 4,135 25,950 SH   SOLE   25,950 0 0
DISCOVERY INC COM SER A 25470F104 3,913 129,615 SH   SOLE   129,615 0 0
ENBRIDGE INC COM 29250N105 1,678 52,315 SH   SOLE   52,315 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 2,453 9,270 SH   SOLE   9,270 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 2,715 228,353 SH   SOLE   228,353 0 0
JPMORGAN CHASE & CO COM 46625H100 608 4,770 SH   SOLE   4,770 0 0
MANNKIND CORP COM NEW 56400P706 92 29,304 SH   SOLE   29,304 0 0
MANULIFE FINL CORP COM 56501R106 3,182 178,257 SH   SOLE   178,257 0 0
MERCK & CO. INC COM 58933Y105 2,645 3,223 SH   SOLE   3,223 0 0
NUTRIEN LTD COM 67077M108 1,298 26,885 SH   SOLE   26,885 0 0
SANOFI SPONSORED ADR 80105N105 4,207 86,285 SH   SOLE   86,285 0 0
SNAP INC CL A 83304A106 284 5,650 SH   SOLE   5,650 0 0
TC ENERGY CORP COM 87807B107 1,554 38,096 SH   SOLE   38,096 0 0
TELUS CORPORATION COM 87971M103 1,425 69,910 SH   SOLE   69,910 0 0
VIATRIS INC COM 92556V106 2,142 113,925 SH   SOLE   113,925 0 0
VISA INC COM CL A 92826C839 4,634 21,112 SH   SOLE   21,112 0 0