Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Interest and Dividend Income:
Interest and fees on loans	$ 3,269,596	$ 2,986,984	$ 6,407,789	$ 6,212,289
Interest and dividends on taxable investment securities	170,059	86,002	334,181	149,546
Interest on deposits with other banks and federal funds sold	144,622	51,823	193,944	110,982
Total interest and dividend income	3,584,277	3,124,809	6,935,914	6,472,817
Interest Expense
Interest on deposits	176,770	260,775	341,912	562,480
Interest on borrowings	0	18,811	0	38,541
Total interest expense	176,770	279,586	341,912	601,021
Net interest income	3,407,507	2,845,223	6,594,002	5,871,796
Provision for Loan Losses	60,688	16,347	60,688	16,347
Net interest income after provision for loan losses	3,346,819	2,828,876	6,533,314	5,855,449
Other Income:
Service charges on deposit accounts	133,738	126,904	270,634	269,148
Gain on sale of mortgage loans	341,081	561,444	695,011	1,101,497
Bank owned life insurance income	68,013	70,485	135,960	141,707
Other	4,080	4,295	7,400	7,375
Total other income	546,912	763,128	1,109,005	1,519,727
Other Expense
Salaries and employee benefits	1,963,678	1,960,115	3,708,232	3,669,887
Occupancy and equipment	210,934	195,386	410,560	399,950
Other real estate owned, net of operations, loss on sales and write-downs	21,130	800	31,950	1,200
Data processing conversion costs	0	0	0	503
Other	927,551	696,448	1,811,118	1,568,098
Total other expense	3,123,293	2,852,749	5,961,860	5,639,638
Income Before Income Taxes	770,438	739,255	1,680,459	1,735,538
Income Tax Expense	175,942	169,052	390,070	400,402
Net Income	$ 594,496	$ 570,203	$ 1,290,389	$ 1,335,136
Earnings per share:
Basic	$ 0.12		$ 0.26
Diluted	0.12		$ 0.26
Cash dividends per common share	$ 0.05
Weighted Average Shares Outstanding:
Basic	4,898,350		4,898,350
Diluted	4,898,350		4,898,350