Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Interest and Dividend Income:
Interest and fees on loans	$ 3,138,193	$ 3,225,305
Interest and dividends on taxable investment securities	164,122	63,544
Interest on deposits with other banks and federal fund sold	49,322	59,159
Total interest and dividend income	3,351,637	3,348,008
Interest Expense
Interest on deposits	165,142	301,705
Interest on borrowings	0	19,730
Total interest expense	165,142	321,435
Net interest income	3,186,495	3,026,573
Provision for Allowance for Loan Losses	0	0
Net interest income after provision for allowance for loan losses	3,186,495	3,026,573
Other Income:
Service charges on deposits accounts	136,896	142,245
Gain on sale of mortgage loans	353,930	540,053
Bank owned life insurance income	67,947	71,221
Other	3,320	3,080
Total other income	562,093	756,599
Other Expense
Salaries and employee benefits	1,744,554	1,709,772
Occupancy and equipment	199,626	204,564
Other real estate owned, net of operations, loss (gain) on sales and write-downs	10,820	400
Data processing conversion costs	0	503
Other	883,567	871,650
Total other expense	2,838,567	2,786,889
Income Before Income Taxes	910,021	996,283
Income Tax Expense	214,128	231,350
Net Income	$ 695,893	$ 764,933
Earnings per share:
Basic	$ 0.14
Diluted	$ 0.14
Weighted Average Shares Outstanding:
Basic	4,898,350
Diluted	4,898,350