Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Cash Flows from Operating Activities
Net income	$ 2,640,457	$ 307,654
Adjustments to reconcile net income to net cash provided by (used in) operating activities
Depreciation, amortization and accretion	465,520	405,666
Deferred income tax expense	808,623	36,754
Provision for allowance for loan losses	123,183	779,758
ESOP expense	265,937	0
Gain on sale of other real estate owned	0	(18,986)
Increase in cash surrender value of bank owned life insurance	(283,145)	(300,916)
Write-down of other real estate owned	86,850	0
Gain on mortgage loans sold, net	(2,064,404)	(1,235,737)
Proceeds from the sale of mortgage loans held for sale	99,453,073	65,639,576
Originations of mortgage loans held for sale	(97,288,414)	(65,920,912)
Change in:
Accrued interest receivable and other assets	(21,045)	(681,738)
Accrued interest payable and other liabilities	(238,960)	341,237
Net cash provided by (used) in operating activities	3,947,675	(647,644)
Cash Flows from Investing Activities
Net change in interest-bearing deposits in other banks	2,201,000	3,192,000
Purchases of investment securities available-for -sale	(34,711,467)	0
Proceeds from calls, paydowns and maturities of investment securities available-for-sale	4,151,056	6,586,138
Purchase of other investments	0	(432,400)
Proceeds from sales of other investments	523,300	118,600
Net change in loans	(5,192,614)	(18,165,533)
Proceeds from sales of other real estate owned	0	295,500
Proceeds from sales of premises and equipment	0	11,493
Purchases of premises and equipment	(147,299)	(459,509)
Net cash used in investing activities	(33,176,024)	(8,853,711)
Cash Flows from Financing Activities:
Net change in deposits	(4,783,119)	20,495,395
Proceeds from Federal Home Loan Bank advances	0	10,000,000
Repayments of Federal Home Loan Bank advances	(9,515,477)	(3,309,523)
Proceeds from sale of common stock	48,983,500	0
Stock offering expenses	(1,523,443)	0
Common stock purchased by ESOP	(3,918,680)	0
Net cash provided by financing activities	29,242,781	27,185,872
Net Change in Cash and Cash Equivalents	14,432	17,684,517
Cash and Cash Equivalents, Beginning of Period	41,876,399	24,191,882
Cash and Cash Equivalents, End of Period	41,890,831	41,876,399
Supplement Disclosures of Cash Flow Information:
Cash paid during the period for interest	1,034,559	2,391,582
Cash received from tax refund	0	26,976
Non-Cash Investing and Financing Activities:
Transfer of loans to other real estate owned	1,120,950	0
Change in unrealized (losses) gains on securities-for-sale, net of tax	(542,668)	331,252
Change in defined benefit pension obligations, net of tax	$ 1,049,190	$ (569,080)