Statements of Income - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Interest and Dividend Income:
Interest and fees on loans	$ 12,822,564	$ 12,376,269
Interest and dividends on taxable investment securities	439,153	415,897
Interest on deposits with other banks and federal fund sold	202,452	295,417
Total interest and dividend income	13,464,169	13,087,583
Interest Expense
Interest on deposits	977,150	2,258,401
Interest on borrowings	40,137	106,295
Total interest expense	1,017,287	2,364,696
Net interest income	12,446,882	10,722,887
Provision for for Loan Losses	123,183	779,758
Net interest income after provision for allowance for loan losses	12,323,699	9,943,129
Other Income:
Service charges on deposits accounts	576,139	471,891
Gain on sale of mortgage loans	2,064,404	1,235,737
Bank owned life insurance income	283,145	300,916
Other	29,412	21,981
Total other income	2,953,100	2,030,525
Other Expense:
Salaries and employee benefits	7,429,568	6,443,953
Occupancy and equipment	819,303	753,793
Other real estate owned, net of operations, loss (gain) on sales and write-downs	(111,590)	12,509
Data processing conversion costs	503	1,132,087
Other	3,452,365	3,308,922
Total other expense	11,813,329	11,626,246
Income Before Income Taxes	3,463,470	347,408
Income Tax Expense	823,013	39,754
Net Income	$ 2,640,457	$ 307,654
Earnings per share:
Basic	$ 0.27
Diluted	$ 0.27
Weighted Average Shares Outstanding:
Basic	4,371,646
Diluted	4,371,646