LOANS RECEIVABLE (Details) - USD ($)	9 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 165,882,000	$ 144,920,000
Less: Allowance for loan losses	(2,414,000)	(2,124,000)
Loans receivable, net	163,468,000	142,796,000
Accrued interest receivable	656,000	659,000
Borrowers experiencing financial difficulty totaled	615,000	683,000
Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	137,069,000	122,331,000
Real Estate | Asset Pledged as Collateral | Federal Reserve Bank Advances
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	81,300,000	81,200,000
Other loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 28,813,000	22,589,000
Residential real estate | Extended Maturity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maturity period	3 years
Residential mortgage loan	$ 20,000
Residential real estate | Residential Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	80,000	345,000
One- to four-family residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	81,433,000	83,623,000
Less: Allowance for loan losses	(1,210,000)	(1,240,000)
Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	22,704,000	21,478,000
Less: Allowance for loan losses	(216,000)	(213,000)
Commercial real estate | Commercial Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans		50,000
Construction and land
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	30,310,000	13,857,000
Less: Allowance for loan losses	(541,000)	(283,000)
Multi-family residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	2,622,000	3,373,000
Less: Allowance for loan losses	(37,000)	(50,000)
Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	26,507,000	19,984,000
Less: Allowance for loan losses	(379,000)	(302,000)
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	2,306,000	2,605,000
Less: Allowance for loan losses	$ (31,000)	$ (36,000)