Actual

To be Well Capitalized under the Prompt Corrective Action Provision

(Dollars in thousands)

Amount

Ratio

Amount

Ratio

As of September 30, 2024

Common Equity Tier 1 Capital

$

76,435

45.71

%

$

10,868

>6.5

%

Tier 1 Risk-Based Capital

76,435

45.71

13,376

>8.0

Total Risk-Based Capital

78,531

46.97

16,720

>10.0

Tier 1 Leverage Capital

76,435

27.43

13,933

>5.0

As of December 31, 2023

Common Equity Tier 1 Capital

$

79,468

52.34

%

$

9,870

>6.5

%

Tier 1 Risk-Based Capital

79,468

52.34

12,147

>8.0

Total Risk-Based Capital

81,371

53.59

15,184

>10.0

Tier 1 Leverage Capital

79,468

31.67

12,546

>5.0