Actual

To be Well Capitalized under the Prompt Corrective Action Provision

(Dollars in thousands)

Amount

Ratio

Amount

Ratio

As of December 31, 2022

Common Equity Tier 1 Capital

$

78,527

56.17

%

$

9,087

>6.5

%

Tier 1 Risk-Based Capital

78,527

56.17

11,184

>8.0

Total Risk-Based Capital

80,275

57.42

13,980

>10.0

Tier 1 Leverage Capital

78,527

30.37

12,929

>5.0

As of December 31, 2021

Common Equity Tier 1 Capital

$

77,819

63.51

%

$

7,965

>6.5

%

Tier 1 Risk-Based Capital

77,819

63.51

9,803

>8.0

Total Risk-Based Capital

79,360

64.77

12,253

>10.0

Tier 1 Leverage Capital

77,819

27.38

14,210

>5.0