CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
ASSETS
Non-interest-bearing cash	$ 5,092	$ 4,933
Interest-bearing cash and due from banks	8,380	35,951
Total cash and cash equivalents	13,472	40,884
Investment securities:
Securities available-for-sale, at fair value	79,602	88,339
Securities held-to-maturity (fair values of $10,724 and $13,152, respectively)	13,475	13,498
Loans receivable, net of unearned income	133,607	132,103
Allowance for loan losses	(1,807)	(2,276)
Loans receivable, net	131,800	129,827
Accrued interest receivable	673	579
Foreclosed assets	320	340
Premises and equipment, net	6,303	6,577
Stock in correspondent banks, at cost	1,808	1,793
Bank-owned life insurance	13,617	3,303
Other assets	2,254	470
TOTAL ASSETS	263,324	285,610
Deposits
Non-interest-bearing	33,657	30,299
Interest-bearing	131,437	146,496
Total deposits	165,094	176,795
Advances from Federal Home Loan Bank	9,198	9,018
Other liabilities	558	1,244
TOTAL LIABILITIES	174,850	187,057
SHAREHOLDERS' EQUITY
Preferred stock, $0.01 par value - 5,000,000 shares authorized; none issued
Common stock, $0.01 par value - 30,000,000 shares authorized; 5,290,000 issued and outstanding	53	53
Additional paid-in capital	51,062	50,802
Unallocated common stock held by benefit plans	(6,307)	(4,179)
Retained earnings	52,740	52,560
Accumulated other comprehensive income (loss)	(9,074)	(683)
TOTAL SHAREHOLDERS' EQUITY	88,474	98,553
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 263,324	$ 285,610