CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
ASSETS
Non-interest-bearing cash	$ 4,558	$ 4,933
Interest-bearing cash and due from banks	31,639	35,951
Total cash and cash equivalents	36,197	40,884
Investment securities:
Securities available-for-sale, at fair value	78,563	88,339
Securities held-to-maturity (fair values of $10,794 and $13,152, respectively)	13,480	13,498
Loans receivable, net of unearned income	131,701	131,842
Allowance for loan losses	(1,804)	(2,276)
Loans receivable, net	129,897	129,566
Accrued interest receivable	566	579
Foreclosed assets	320	340
Premises and equipment, net	6,392	6,577
Stock in correspondent banks, at cost	1,799	1,793
Bank-owned life insurance	13,519	3,303
Other assets	2,681	470
TOTAL ASSETS	283,414	285,349
Deposits
Non-interest-bearing	31,988	30,299
Interest-bearing	152,239	146,496
Total deposits	184,227	176,795
Advances from Federal Home Loan Bank	9,153	9,018
Other liabilities	706	1,190
TOTAL LIABILITIES	194,086	187,003
SHAREHOLDERS' EQUITY
Preferred stock, $0.01 par value - 5,000,000 shares authorized; none issued
Common stock, $0.01 par value - 30,000,000 shares authorized; 5,290,000 issued and outstanding	53	53
Additional paid-in capital	50,902	50,802
Unallocated common stock held by Employee Stock Ownership Plan ("ESOP")	(4,020)	(4,179)
Retained earnings	52,379	52,353
Accumulated other comprehensive income (loss)	(9,986)	(683)
TOTAL SHAREHOLDERS' EQUITY	89,328	98,346
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 283,414	$ 285,349