CAPITAL REQUIREMENTS AND OTHER REGULATORY MATTERS (Tables)

6 Months Ended

Jun. 30, 2022

CAPITAL REQUIREMENTS AND OTHER REGULATORY MATTERS

Schedule of actual and required capital amounts and ratios

	Actual				To be Well Capitalized under the Prompt Corrective Action Provision
(Dollars in thousands)	Amount		Ratio		Amount		Ratio
As of June 30, 2022
Common Equity Tier 1 Capital	$	77,779	58.51	%	$	8,641	>6.5	%
Tier 1 Risk-Based Capital		77,779	58.51			10,635	>8.0
Total Risk-Based Capital		79,445	59.76			13,293	>10.0
Tier 1 Leverage Capital		77,779	28.43			13,681	>5.0
As of December 31, 2021
Common Equity Tier 1 Capital	$	77,819	63.51	%	$	7,965	>6.5	%
Tier 1 Risk-Based Capital		77,819	63.51			9,803	>8.0
Total Risk-Based Capital		79,360	64.77			12,253	>10.0
Tier 1 Leverage Capital		77,819	27.38			14,210	>5.0