CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
ASSETS
Non-interest-bearing cash	$ 4,553	$ 4,933
Interest-bearing cash and due from banks	24,582	35,951
Total cash and cash equivalents	29,135	40,884
Investment securities:
Securities available-for-sale, at fair value	82,276	88,339
Securities held-to-maturity (fair values of $11,502 and $13,152, respectively)	13,486	13,498
Loans receivable, net of unearned income	133,624	131,842
Allowance for loan losses	(1,980)	(2,276)
Loans receivable, net	131,644	129,566
Accrued interest receivable	556	579
Foreclosed assets	320	340
Premises and equipment, net	6,494	6,577
Stock in correspondent banks, at cost	1,795	1,793
Bank-owned life insurance	13,422	3,303
Other assets	1,855	470
TOTAL ASSETS	280,983	285,349
Deposits
Non-interest-bearing	30,400	30,299
Interest-bearing	148,335	146,496
Total deposits	178,735	176,795
Advances from Federal Home Loan Bank	9,108	9,018
Other liabilities	727	1,190
TOTAL LIABILITIES	188,570	187,003
SHAREHOLDERS' EQUITY
Preferred stock, $0.01 par value - 5,000,000 shares authorized; none issued
Common stock, $0.01 par value - 30,000,000 shares authorized; 5,290,000 issued and outstanding	53	53
Additional paid-in capital	50,838	50,802
Unallocated common stock held by Employee Stock Ownership Plan ("ESOP")	(4,073)	(4,179)
Retained earnings	52,240	52,353
Accumulated other comprehensive income (loss)	(6,645)	(683)
TOTAL SHAREHOLDERS' EQUITY	92,413	98,346
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 280,983	$ 285,349