SCHEDULE 13G/A 0001910868-24-000003 0001910868 XXXXXXXX LIVE 3 Common Stock, Par Value $0.01 Per Share 12/31/2024 0001849867 CATALYST BANCORP, INC. 14888L101 235 N Court St Opelousas LA 70570 Rule 13d-1(b) Catalyst Bancorp, Inc. Employee Stock Ownership Plan LA 354430.00 65840.47 354430.00 65840.47 420270.47 9.8 EP CATALYST BANCORP, INC. 235 N Court St, Opelousas, LA, 70570. Catalyst Bancorp, Inc. Employee Stock Ownership Plan (the "Plan") Catalyst Bank 235 N. Court Street Opelousas, Louisiana 70570 Louisiana N EP 420,270.47 9.8% (based on 4,278,150 shares issued and outstanding as of December 31, 2024) 354,430.00 65,840.47 354,430.00 65,840.47 The reporting person is an employee benefit plan subject to the provisions of the Employee Retirement Income Security Act of 1974, as amended, with individual accounts for the benefit of participating employees and their beneficiaries. The reporting person's assets are held in trust by trustee, Jutta A. Codori ("Plan Trustee"). The number of shares listed as beneficially owned represents the entire number of shares of Common Stock held by the Plan, as of December 31, 2024. As of December 31, 2024, 65,840 shares of Common Stock were allocated to individual accounts established for participating employees and their beneficiaries and 354,430 shares were held, unallocated, for allocation in future years. In general, participating employees and their beneficiaries have the power and authority to direct the voting of shares of Common Stock allocated to their individual accounts through the Plan Trustee, who has shared voting power over the allocated Common Stock. Any unallocated Common Stock is generally required to be voted by the Plan Trustee for or against proposals to shareholders in the same proportion as the shares of Common Stock which have been allocated to the accounts of individual participants and beneficiaries are actually voted thereby, subject in each case to the fiduciary duties of the Plan Trustee and applicable law. Y N Dividends paid, if any, on Common Stock allocated to the accounts of participating employees and their beneficiaries, to the extent paid in the form of additional securities, would be added to their respective individual accounts. Dividends on Common Stock allocated to the accounts of participating employees and their beneficiaries, to the extent paid in cash, are, at the direction of the Plan Administrator, either (i) credited to the respective individual accounts, (ii) paid to the participant or beneficiary or (iii) used to pay principal and interest on outstanding indebtedness incurred by the reporting person to acquire Common Stock. Y Y Y N By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11. Catalyst Bancorp, Inc. Employee Stock Ownership Plan /s/ Jutta Codori 02/11/2025 This report is not an admission that the Plan Trustee is the beneficial owner of any securities covered by this report, and the Plan Trustee expressly disclaims beneficial ownership of all shares reported herein pursuant to Rule 13d-4, other than shares allocated to the individual account of the Plan Trustee, as applicable, over which the Plan Trustee has voting power.