The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 967 7,139 SH   SOLE 0 0 0 7,139
ALPHABET INC CAP STK CL C 02079K107 564 195 SH   SOLE 0 0 0 195
ALPHABET INC CAP STK CL A 02079K305 2,900 1,001 SH   SOLE 0 0 0 1,001
ALTRIA GROUP INC COM 02209S103 466 9,836 SH   SOLE 0 0 0 9,836
AMAZON COM INC COM 023135106 1,264 379 SH   SOLE 0 0 0 379
AMERISOURCEBERGEN CORP COM 03073E105 262 1,970 SH   SOLE 0 0 0 1,970
AMGEN INC COM 031162100 381 1,693 SH   SOLE 0 0 0 1,693
ANTHEM INC COM 036752103 325 702 SH   SOLE 0 0 0 702
APPLE INC COM 037833100 3,929 22,129 SH   SOLE 0 0 0 22,129
AT&T INC COM 00206R102 419 17,038 SH   SOLE 0 0 0 17,038
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 564 1,885 SH   SOLE 0 0 0 1,885
BK OF AMERICA CORP COM 060505104 818 18,383 SH   SOLE 0 0 0 18,383
BOEING CO COM 097023105 1,100 5,464 SH   SOLE 0 0 0 5,464
BOOKING HOLDINGS INC COM 09857L108 374 156 SH   SOLE 0 0 0 156
BRISTOL-MYERS SQUIBB CO COM 110122108 416 6,674 SH   SOLE 0 0 0 6,674
CARMAX INC COM 143130102 252 1,936 SH   SOLE 0 0 0 1,936
CHEVRON CORP NEW COM 166764100 749 6,379 SH   SOLE 0 0 0 6,379
CISCO SYS INC COM 17275R102 303 4,780 SH   SOLE 0 0 0 4,780
COCA COLA CO COM 191216100 657 11,088 SH   SOLE 0 0 0 11,088
COMCAST CORP NEW CL A 20030N101 564 11,200 SH   SOLE 0 0 0 11,200
COMMUNITY BK SYS INC COM 203607106 1,591 21,359 SH   SOLE 0 0 0 21,359
CORNING INC COM 219350105 328 8,798 SH   SOLE 0 0 0 8,798
COSTCO WHSL CORP NEW COM 22160K105 234 412 SH   SOLE 0 0 0 412
CVS HEALTH CORP COM 126650100 3,400 32,960 SH   SOLE 0 0 0 32,960
DISNEY WALT CO COM 254687106 1,795 11,588 SH   SOLE 0 0 0 11,588
DOMINION ENERGY INC COM 25746U109 610 7,770 SH   SOLE 0 0 0 7,770
DOW INC COM 260557103 222 3,914 SH   SOLE 0 0 0 3,914
DUKE ENERGY CORP NEW COM NEW 26441C204 462 4,402 SH   SOLE 0 0 0 4,402
EDISON INTL COM 281020107 345 5,050 SH   SOLE 0 0 0 5,050
ENBRIDGE INC COM 29250N105 2,935 75,044 SH   SOLE 0 0 0 75,044
EXELON CORP COM 30161N101 292 5,059 SH   SOLE 0 0 0 5,059
EXXON MOBIL CORP COM 30231G102 1,333 21,780 SH   SOLE 0 0 0 21,780
F N B CORP COM 302520101 123 10,163 SH   SOLE 0 0 0 10,163
FIRST TR EXCH TRADED FD III LNG/SHT EQUITY 33739P103 1,191 22,833 SH   SOLE 0 0 0 22,833
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 750 6,040 SH   SOLE 0 0 0 6,040
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 723 8,546 SH   SOLE 0 0 0 8,546
FIRST TR MID CAP CORE ALPHAD COM SHS 33735B108 312 3,037 SH   SOLE 0 0 0 3,037
FIRST TR VALUE LINE DIVID IN SHS 33734H106 811 18,833 SH   SOLE 0 0 0 18,833
FIRSTENERGY CORP COM 337932107 289 6,941 SH   SOLE 0 0 0 6,941
FNCB BANCORP INC COM 302578109 190 20,525 SH   SOLE 0 0 0 20,525
FORD MTR CO DEL COM 345370860 399 19,218 SH   SOLE 0 0 0 19,218
FS KKR CAP CORP COM 302635206 236 11,250 SH   SOLE 0 0 0 11,250
GABELLI DIVID & INCOME TR COM 36242H104 651 24,118 SH   SOLE 0 0 0 24,118
GENERAL ELECTRIC CO COM NEW 369604301 233 2,469 SH   SOLE 0 0 0 2,469
GENERAL MLS INC COM 370334104 229 3,405 SH   SOLE 0 0 0 3,405
GENUINE PARTS CO COM 372460105 259 1,845 SH   SOLE 0 0 0 1,845
GOLDMAN SACHS BDC INC NOTE 4.500% 4/0 38147UAB3 20 20,000 PRN   SOLE 0 0 0 20,000
GOLDMAN SACHS GROUP INC COM 38141G104 1,627 4,253 SH   SOLE 0 0 0 4,253
HANESBRANDS INC COM 410345102 353 21,108 SH   SOLE 0 0 0 21,108
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503 201 4,800 SH   SOLE 0 0 0 4,800
HARTFORD FDS EXCHANGE TRADED SHRT DURTN ETF 41653L602 205 5,061 SH   SOLE 0 0 0 5,061
HOME DEPOT INC COM 437076102 736 1,773 SH   SOLE 0 0 0 1,773
INTEL CORP COM 458140100 2,151 41,758 SH   SOLE 0 0 0 41,758
INVESCO QQQ TR UNIT SER 1 46090E103 5,981 15,034 SH   SOLE 0 0 0 15,034
IQVIA HLDGS INC COM 46266C105 553 1,961 SH   SOLE 0 0 0 1,961
ISHARES TR CORE DIV GRWTH 46434V621 12,844 231,082 SH   SOLE 0 0 0 231,082
ISHARES TR MSCI INDIA ETF 46429B598 394 8,600 SH   SOLE 0 0 0 8,600
ISHARES TR CORE MSCI TOTAL 46432F834 1,296 18,273 SH   SOLE 0 0 0 18,273
ISHARES TR CORE S&P MCP ETF 464287507 5,869 20,734 SH   SOLE 0 0 0 20,734
ISHARES TR CORE S&P SCP ETF 464287804 3,997 34,906 SH   SOLE 0 0 0 34,906
ISHARES TR RUS 1000 VAL ETF 464287598 290 1,728 SH   SOLE 0 0 0 1,728
ISHARES TR RUS 1000 GRW ETF 464287614 432 1,414 SH   SOLE 0 0 0 1,414
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 1,542 30,540 SH   SOLE 0 0 0 30,540
JOHNSON & JOHNSON COM 478160104 838 4,898 SH   SOLE 0 0 0 4,898
JPMORGAN CHASE & CO COM 46625H100 501 3,165 SH   SOLE 0 0 0 3,165
LAMAR ADVERTISING CO NEW CL A 512816109 509 4,200 SH   SOLE 0 0 0 4,200
LILLY ELI & CO COM 532457108 271 981 SH   SOLE 0 0 0 981
LINDE PLC SHS G5494J103 210 605 SH   SOLE 0 0 0 605
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 106 41,676 SH   SOLE 0 0 0 41,676
LOCKHEED MARTIN CORP COM 539830109 616 1,734 SH   SOLE 0 0 0 1,734
LOWES COS INC COM 548661107 2,127 8,229 SH   SOLE 0 0 0 8,229
MASTERCARD INCORPORATED CL A 57636Q104 893 2,484 SH   SOLE 0 0 0 2,484
MCDONALDS CORP COM 580135101 479 1,788 SH   SOLE 0 0 0 1,788
MERCK & CO INC COM 58933Y105 2,216 28,919 SH   SOLE 0 0 0 28,919
META PLATFORMS INC CL A 30303M102 1,290 3,836 SH   SOLE 0 0 0 3,836
MICROSOFT CORP COM 594918104 2,994 8,903 SH   SOLE 0 0 0 8,903
MORGAN STANLEY COM NEW 617446448 426 4,335 SH   SOLE 0 0 0 4,335
NBT BANCORP INC COM 628778102 227 5,890 SH   SOLE 0 0 0 5,890
NETFLIX INC COM 64110L106 233 386 SH   SOLE 0 0 0 386
ONEOK INC NEW COM 682680103 732 12,465 SH   SOLE 0 0 0 12,465
PEOPLES FINL SVCS CORP COM 711040105 405 7,694 SH   SOLE 0 0 0 7,694
PEPSICO INC COM 713448108 885 5,095 SH   SOLE 0 0 0 5,095
PFIZER INC COM 717081103 1,470 24,895 SH   SOLE 0 0 0 24,895
PGIM HIGH YIELD BOND FUND IN COM 69346H100 224 13,950 SH   SOLE 0 0 0 13,950
PHILIP MORRIS INTL INC COM 718172109 990 10,423 SH   SOLE 0 0 0 10,423
PLAINS GP HLDGS L P LTD PARTNR INT A 72651A207 103 10,183 SH   SOLE 0 0 0 10,183
PNC FINL SVCS GROUP INC COM 693475105 600 2,994 SH   SOLE 0 0 0 2,994
PPL CORP COM 69351T106 1,232 40,969 SH   SOLE 0 0 0 40,969
PROCTER AND GAMBLE CO COM 742718109 1,975 12,076 SH   SOLE 0 0 0 12,076
QUALCOMM INC COM 747525103 388 2,120 SH   SOLE 0 0 0 2,120
ROBLOX CORP CL A 771049103 341 3,308 SH   SOLE 0 0 0 3,308
SCHLUMBERGER LTD COM STK 806857108 1,622 54,157 SH   SOLE 0 0 0 54,157
SPDR GOLD TR GOLD SHS 78463V107 2,821 16,500 SH   SOLE 0 0 0 16,500
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 206 5,640 SH   SOLE 0 0 0 5,640
SPDR SER TR PORTFOLIO INTRMD 78464A375 465 12,853 SH   SOLE 0 0 0 12,853
SPDR SER TR S&P DIVID ETF 78464A763 357 2,766 SH   SOLE 0 0 0 2,766
SPIRIT RLTY CAP INC NEW COM NEW 84860W300 312 6,472 SH   SOLE 0 0 0 6,472
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 289 2,402 SH   SOLE 0 0 0 2,402
TESLA INC COM 88160R101 329 311 SH   SOLE 0 0 0 311
TEXAS INSTRS INC COM 882508104 222 1,179 SH   SOLE 0 0 0 1,179
TRANSDIGM GROUP INC COM 893641100 2,445 3,843 SH   SOLE 0 0 0 3,843
TRUIST FINL CORP COM 89832Q109 334 5,703 SH   SOLE 0 0 0 5,703
UNITED PARCEL SERVICE INC CL B 911312106 597 2,786 SH   SOLE 0 0 0 2,786
UNITEDHEALTH GROUP INC COM 91324P102 599 1,192 SH   SOLE 0 0 0 1,192
VANGUARD INDEX FDS MID CAP ETF 922908629 1,831 7,188 SH   SOLE 0 0 0 7,188
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 483 4,162 SH   SOLE 0 0 0 4,162
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,128 9,415 SH   SOLE 0 0 0 9,415
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 626 12,664 SH   SOLE 0 0 0 12,664
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 202 3,932 SH   SOLE 0 0 0 3,932
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 5,393 105,625 SH   SOLE 0 0 0 105,625
VANGUARD WORLD FDS MATERIALS ETF 92204A801 521 2,647 SH   SOLE 0 0 0 2,647
VERIZON COMMUNICATIONS INC COM 92343V104 594 11,440 SH   SOLE 0 0 0 11,440
VISA INC COM CL A 92826C839 296 1,365 SH   SOLE 0 0 0 1,365
WASTE MGMT INC DEL COM 94106L109 651 3,900 SH   SOLE 0 0 0 3,900
WELLS FARGO CO NEW COM 949746101 491 10,232 SH   SOLE 0 0 0 10,232