The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR SER TR PORTFOLIO INTRMD 78464A375 469 12,853 SH   SOLE 0 0 0 12,853
PFIZER INC COM 717081103 1,302 30,273 SH   SOLE 0 0 0 30,273
DISNEY WALT CO COM 254687106 1,869 11,047 SH   SOLE 0 0 0 11,047
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503 201 4,800 SH   SOLE 0 0 0 4,800
MASTERCARD INCORPORATED CL A 57636Q104 822 2,365 SH   SOLE 0 0 0 2,365
PEPSICO INC COM 713448108 767 5,098 SH   SOLE 0 0 0 5,098
BK OF AMERICA CORP COM 060505104 778 18,321 SH   SOLE 0 0 0 18,321
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 5,165 102,296 SH   SOLE 0 0 0 102,296
GENUINE PARTS CO COM 372460105 224 1,845 SH   SOLE 0 0 0 1,845
CVS HEALTH CORP COM 126650100 2,825 33,289 SH   SOLE 0 0 0 33,289
AT&T INC COM 00206R102 534 19,766 SH   SOLE 0 0 0 19,766
APPLE INC COM 037833100 3,283 23,203 SH   SOLE 0 0 0 23,203
AMAZON COM INC COM 023135106 1,120 341 SH   SOLE 0 0 0 341
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 770 6,465 SH   SOLE 0 0 0 6,465
LOWES COS INC COM 548661107 1,945 9,586 SH   SOLE 0 0 0 9,586
QUALCOMM INC COM 747525103 270 2,092 SH   SOLE 0 0 0 2,092
NBT BANCORP INC COM 628778102 231 6,390 SH   SOLE 0 0 0 6,390
PHILIP MORRIS INTL INC COM 718172109 964 10,165 SH   SOLE 0 0 0 10,165
TRANSDIGM GROUP INC COM 893641100 2,426 3,884 SH   SOLE 0 0 0 3,884
TEXAS INSTRS INC COM 882508104 222 1,157 SH   SOLE 0 0 0 1,157
DISNEY WALT CO COM 254687106 0 300 SH Call SOLE 0 0 0 300
PROCTER AND GAMBLE CO COM 742718109 1,682 12,031 SH   SOLE 0 0 0 12,031
BOEING CO COM 097023105 1,156 5,257 SH   SOLE 0 0 0 5,257
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 102 41,676 SH   SOLE 0 0 0 41,676
TRUIST FINL CORP COM 89832Q109 335 5,720 SH   SOLE 0 0 0 5,720
DUKE ENERGY CORP NEW COM NEW 26441C204 431 4,412 SH   SOLE 0 0 0 4,412
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 234 2,097 SH   SOLE 0 0 0 2,097
COMMUNITY BK SYS INC COM 203607106 1,461 21,359 SH   SOLE 0 0 0 21,359
INTEL CORP COM 458140100 2,114 39,682 SH   SOLE 0 0 0 39,682
COMCAST CORP NEW CL A 20030N101 627 11,209 SH   SOLE 0 0 0 11,209
GENERAL ELECTRIC CO COM NEW 369604301 368 3,574 SH   SOLE 0 0 0 3,574
ISHARES TR CORE S&P SCP ETF 464287804 3,813 34,922 SH   SOLE 0 0 0 34,922
JPMORGAN CHASE & CO COM 46625H100 528 3,227 SH   SOLE 0 0 0 3,227
ISHARES TR CORE MSCI TOTAL 46432F834 1,183 16,662 SH   SOLE 0 0 0 16,662
CISCO SYS INC COM 17275R102 260 4,780 SH   SOLE 0 0 0 4,780
IQVIA HLDGS INC COM 46266C105 463 1,932 SH   SOLE 0 0 0 1,932
BRISTOL-MYERS SQUIBB CO COM 110122108 395 6,668 SH   SOLE 0 0 0 6,668
DOW INC COM 260557103 220 3,827 SH   SOLE 0 0 0 3,827
EXXON MOBIL CORP COM 30231G102 1,233 20,962 SH   SOLE 0 0 0 20,962
PGIM HIGH YIELD BOND FUND IN COM 69346H100 219 13,460 SH   SOLE 0 0 0 13,460
SPIRIT RLTY CAP INC NEW COM NEW 84860W300 298 6,472 SH   SOLE 0 0 0 6,472
CORNING INC COM 219350105 321 8,784 SH   SOLE 0 0 0 8,784
ABBVIE INC COM 00287Y109 748 6,938 SH   SOLE 0 0 0 6,938
CHEVRON CORP NEW COM 166764100 646 6,366 SH   SOLE 0 0 0 6,366
ONEOK INC NEW COM 682680103 718 12,381 SH   SOLE 0 0 0 12,381
BROADCOM INC COM 11135F101 227 468 SH   SOLE 0 0 0 468
FIRST TR MID CAP CORE ALPHAD COM SHS 33735B108 314 3,217 SH   SOLE 0 0 0 3,217
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 515 1,886 SH   SOLE 0 0 0 1,886
PLAINS GP HLDGS L P LTD PARTNR INT A 72651A207 110 10,183 SH   SOLE 0 0 0 10,183
PPL CORP COM 69351T106 1,064 38,152 SH   SOLE 0 0 0 38,152
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 409 4,023 SH   SOLE 0 0 0 4,023
ISHARES TR CORE DIV GRWTH 46434V621 10,961 218,179 SH   SOLE 0 0 0 218,179
VANGUARD INDEX FDS MID CAP ETF 922908629 1,535 6,484 SH   SOLE 0 0 0 6,484
VISA INC COM CL A 92826C839 295 1,326 SH   SOLE 0 0 0 1,326
FNCB BANCORP INC COM 302578109 169 20,525 SH   SOLE 0 0 0 20,525
FIRST TR EXCH TRADED FD III LNG/SHT EQUITY 33739P103 1,078 22,293 SH   SOLE 0 0 0 22,293
ISHARES TR RUS 1000 VAL ETF 464287598 243 1,552 SH   SOLE 0 0 0 1,552
FS KKR CAP CORP COM 302635206 248 11,250 SH   SOLE 0 0 0 11,250
FIRST TR VALUE LINE DIVID IN SHS 33734H106 714 18,221 SH   SOLE 0 0 0 18,221
EDISON INTL COM 281020107 280 5,050 SH   SOLE 0 0 0 5,050
EXELON CORP COM 30161N101 245 5,059 SH   SOLE 0 0 0 5,059
SCHLUMBERGER LTD COM STK 806857108 1,628 54,916 SH   SOLE 0 0 0 54,916
FACEBOOK INC CL A 30303M102 1,375 4,050 SH   SOLE 0 0 0 4,050
LILLY ELI & CO COM 532457108 233 1,010 SH   SOLE 0 0 0 1,010
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,852 8,468 SH   SOLE 0 0 0 8,468
FIRSTENERGY CORP COM 337932107 247 6,941 SH   SOLE 0 0 0 6,941
ROBLOX CORP CL A 771049103 249 3,299 SH   SOLE 0 0 0 3,299
PNC FINL SVCS GROUP INC COM 693475105 582 2,973 SH   SOLE 0 0 0 2,973
HOME DEPOT INC COM 437076102 588 1,792 SH   SOLE 0 0 0 1,792
ALTRIA GROUP INC COM 02209S103 432 9,481 SH   SOLE 0 0 0 9,481
VANGUARD WORLD FDS MATERIALS ETF 92204A801 443 2,556 SH   SOLE 0 0 0 2,556
COCA COLA CO COM 191216100 589 11,231 SH   SOLE 0 0 0 11,231
WELLS FARGO CO NEW COM 949746101 481 10,372 SH   SOLE 0 0 0 10,372
NETFLIX INC COM 64110L106 232 380 SH   SOLE 0 0 0 380
INVESCO QQQ TR UNIT SER 1 46090E103 5,286 14,767 SH   SOLE 0 0 0 14,767
AMGEN INC COM 031162100 356 1,676 SH   SOLE 0 0 0 1,676
LOCKHEED MARTIN CORP COM 539830109 599 1,737 SH   SOLE 0 0 0 1,737
TESLA INC COM 88160R101 268 346 SH   SOLE 0 0 0 346
UNITEDHEALTH GROUP INC COM 91324P102 463 1,185 SH   SOLE 0 0 0 1,185
VERIZON COMMUNICATIONS INC COM 92343V104 599 11,084 SH   SOLE 0 0 0 11,084
WASTE MGMT INC DEL COM 94106L109 583 3,900 SH   SOLE 0 0 0 3,900
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 222 4,220 SH   SOLE 0 0 0 4,220
FLEXION THERAPEUTICS INC COM 33938J106 111 18,275 SH   SOLE 0 0 0 18,275
DOMINION ENERGY INC COM 25746U109 567 7,770 SH   SOLE 0 0 0 7,770
MERCK & CO INC COM 58933Y105 2,184 29,075 SH   SOLE 0 0 0 29,075
MICROSOFT CORP COM 594918104 2,479 8,794 SH   SOLE 0 0 0 8,794
ISHARES TR CORE S&P MCP ETF 464287507 5,411 20,569 SH   SOLE 0 0 0 20,569
ISHARES TR RUS 1000 GRW ETF 464287614 387 1,414 SH   SOLE 0 0 0 1,414
GENERAL MLS INC COM 370334104 205 3,422 SH   SOLE 0 0 0 3,422
SPDR GOLD TR GOLD SHS 78463V107 2,649 16,132 SH   SOLE 0 0 0 16,132
MCDONALDS CORP COM 580135101 431 1,788 SH   SOLE 0 0 0 1,788
HANESBRANDS INC COM 410345102 336 19,560 SH   SOLE 0 0 0 19,560
PEOPLES FINL SVCS CORP COM 711040105 351 7,694 SH   SOLE 0 0 0 7,694
ANTHEM INC COM 036752103 258 693 SH   SOLE 0 0 0 693
CARMAX INC COM 143130102 208 1,622 SH   SOLE 0 0 0 1,622
BOOKING HOLDINGS INC COM 09857L108 366 154 SH   SOLE 0 0 0 154
ENBRIDGE INC COM 29250N105 2,986 75,053 SH   SOLE 0 0 0 75,053
GABELLI DIVID & INCOME TR COM 36242H104 617 23,937 SH   SOLE 0 0 0 23,937
GOLDMAN SACHS GROUP INC COM 38141G104 1,641 4,341 SH   SOLE 0 0 0 4,341
ALPHABET INC CAP STK CL A 02079K305 2,716 1,016 SH   SOLE 0 0 0 1,016
AMERISOURCEBERGEN CORP COM 03073E105 231 1,938 SH   SOLE 0 0 0 1,938
F N B CORP COM 302520101 118 10,163 SH   SOLE 0 0 0 10,163
HARTFORD FDS EXCHANGE TRADED SCHRDRS TAX BD 41653L404 203 9,377 SH   SOLE 0 0 0 9,377
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 1,304 25,719 SH   SOLE 0 0 0 25,719
ALPHABET INC CAP STK CL C 02079K107 512 192 SH   SOLE 0 0 0 192
GOLDMAN SACHS BDC INC NOTE 4.500% 4/0 38147UAB3 20 20,000 PRN   SOLE 0 0 0 20,000
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 204 5,640 SH   SOLE 0 0 0 5,640
FLEXION THERAPEUTICS INC NOTE 3.375% 5/0 33938JAB2 53 60,000 PRN   SOLE 0 0 0 60,000
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 634 12,671 SH   SOLE 0 0 0 12,671
MORGAN STANLEY COM NEW 617446448 422 4,335 SH   SOLE 0 0 0 4,335
FORD MTR CO DEL COM 345370860 266 18,811 SH   SOLE 0 0 0 18,811
SPDR SER TR S&P DIVID ETF 78464A763 313 2,666 SH   SOLE 0 0 0 2,666
UNITED PARCEL SERVICE INC CL B 911312106 504 2,767 SH   SOLE 0 0 0 2,767
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 611 8,162 SH   SOLE 0 0 0 8,162
INVESCO DYNAMIC CR OPPORTUNI COM 46132R104 220 18,822 SH   SOLE 0 0 0 18,822
JOHNSON & JOHNSON COM 478160104 783 4,848 SH   SOLE 0 0 0 4,848
COMPASS MINERALS INTL INC COM 20451N101 235 3,654 SH   SOLE 0 0 0 3,654
ISHARES TR MSCI INDIA ETF 46429B598 419 8,600 SH   SOLE 0 0 0 8,600
LAMAR ADVERTISING CO NEW CL A 512816109 478 4,209 SH   SOLE 0 0 0 4,209