The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 5,112 19,639 SH   SOLE 0 0 0 19,639
ISHARES TR CORE S&P SCP ETF 464287804 3,932 36,230 SH   SOLE 0 0 0 36,230
ISHARES TR RUS 1000 GRW ETF 464287614 298 1,226 SH   SOLE 0 0 0 1,226
AMAZON COM INC COM 023135106 944 305 SH   SOLE 0 0 0 305
BRISTOL-MYERS SQUIBB CO COM 110122108 433 6,857 SH   SOLE 0 0 0 6,857
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 463 1,813 SH   SOLE 0 0 0 1,813
BOEING CO COM 097023105 1,266 4,972 SH   SOLE 0 0 0 4,972
ONEOK INC NEW COM 682680103 627 12,381 SH   SOLE 0 0 0 12,381
INVESCO QQQ TR UNIT SER 1 46090E103 4,317 13,526 SH   SOLE 0 0 0 13,526
AMGEN INC COM 031162100 400 1,607 SH   SOLE 0 0 0 1,607
ALTRIA GROUP INC COM 02209S103 495 9,678 SH   SOLE 0 0 0 9,678
GENUINE PARTS CO COM 372460105 230 1,990 SH   SOLE 0 0 0 1,990
INTEL CORP COM 458140100 2,573 40,200 SH   SOLE 0 0 0 40,200
QUALCOMM INC COM 747525103 266 2,003 SH   SOLE 0 0 0 2,003
DISNEY WALT CO COM 254687106 2,032 11,014 SH   SOLE 0 0 0 11,014
JOHNSON & JOHNSON COM 478160104 794 4,834 SH   SOLE 0 0 0 4,834
PFIZER INC COM 717081103 1,135 31,337 SH   SOLE 0 0 0 31,337
EXELON CORP COM 30161N101 221 5,059 SH   SOLE 0 0 0 5,059
LOWES COS INC COM 548661107 1,808 9,506 SH   SOLE 0 0 0 9,506
CHEVRON CORP NEW COM 166764100 661 6,308 SH   SOLE 0 0 0 6,308
MICROSOFT CORP COM 594918104 2,055 8,717 SH   SOLE 0 0 0 8,717
UNITED PARCEL SERVICE INC CL B 911312106 482 2,833 SH   SOLE 0 0 0 2,833
AT&T INC COM 00206R102 612 20,204 SH   SOLE 0 0 0 20,204
TRUIST FINL CORP COM 89832Q109 315 5,401 SH   SOLE 0 0 0 5,401
CISCO SYS INC COM 17275R102 262 5,070 SH   SOLE 0 0 0 5,070
COCA COLA CO COM 191216100 598 11,354 SH   SOLE 0 0 0 11,354
LOCKHEED MARTIN CORP COM 539830109 614 1,662 SH   SOLE 0 0 0 1,662
PEPSICO INC COM 713448108 717 5,069 SH   SOLE 0 0 0 5,069
VERIZON COMMUNICATIONS INC COM 92343V104 649 11,157 SH   SOLE 0 0 0 11,157
BK OF AMERICA CORP COM 060505104 739 19,094 SH   SOLE 0 0 0 19,094
EXXON MOBIL CORP COM 30231G102 1,141 20,438 SH   SOLE 0 0 0 20,438
ANTHEM INC COM 036752103 239 667 SH   SOLE 0 0 0 667
TEXAS INSTRS INC COM 882508104 226 1,197 SH   SOLE 0 0 0 1,197
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 223 1,889 SH   SOLE 0 0 0 1,889
CVS HEALTH CORP COM 126650100 2,515 33,433 SH   SOLE 0 0 0 33,433
DOMINION ENERGY INC COM 25746U109 607 7,995 SH   SOLE 0 0 0 7,995
SCHLUMBERGER LTD COM 806857108 1,512 55,595 SH   SOLE 0 0 0 55,595
MERCK & CO. INC COM 58933Y105 2,259 29,304 SH   SOLE 0 0 0 29,304
MORGAN STANLEY COM NEW 617446448 337 4,335 SH   SOLE 0 0 0 4,335
PROCTER AND GAMBLE CO COM 742718109 1,679 12,398 SH   SOLE 0 0 0 12,398
GENERAL ELECTRIC CO COM 369604103 376 28,669 SH   SOLE 0 0 0 28,669
GOLDMAN SACHS GROUP INC COM 38141G104 1,460 4,465 SH   SOLE 0 0 0 4,465
HOME DEPOT INC COM 437076102 549 1,797 SH   SOLE 0 0 0 1,797
MCDONALDS CORP COM 580135101 355 1,582 SH   SOLE 0 0 0 1,582
JPMORGAN CHASE & CO COM 46625H100 454 2,980 SH   SOLE 0 0 0 2,980
BOOKING HOLDINGS INC COM 09857L108 326 140 SH   SOLE 0 0 0 140
WELLS FARGO CO NEW COM 949746101 419 10,725 SH   SOLE 0 0 0 10,725
CORNING INC COM 219350105 285 6,558 SH   SOLE 0 0 0 6,558
FORD MTR CO DEL COM 345370860 189 15,411 SH   SOLE 0 0 0 15,411
UNITEDHEALTH GROUP INC COM 91324P102 426 1,144 SH   SOLE 0 0 0 1,144
COMCAST CORP NEW CL A 20030N101 590 10,907 SH   SOLE 0 0 0 10,907
WASTE MGMT INC DEL COM 94106L109 502 3,890 SH   SOLE 0 0 0 3,890
FIRSTENERGY CORP COM 337932107 245 7,075 SH   SOLE 0 0 0 7,075
DUKE ENERGY CORP NEW COM NEW 26441C204 437 4,524 SH   SOLE 0 0 0 4,524
APPLE INC COM 037833100 2,831 23,179 SH   SOLE 0 0 0 23,179
PPL CORP COM 69351T106 1,294 44,884 SH   SOLE 0 0 0 44,884
GENERAL MLS INC COM 370334104 225 3,662 SH   SOLE 0 0 0 3,662
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 660 12,671 SH   SOLE 0 0 0 12,671
PNC FINL SVCS GROUP INC COM 693475105 503 2,866 SH   SOLE 0 0 0 2,866
VENTAS INC COM 92276F100 238 4,463 SH   SOLE 0 0 0 4,463
ALPHABET INC CAP STK CL A 02079K305 2,306 1,118 SH   SOLE 0 0 0 1,118
SPDR GOLD TR GOLD SHS 78463V107 2,314 14,466 SH   SOLE 0 0 0 14,466
VANGUARD INDEX FDS MID CAP ETF 922908629 978 4,417 SH   SOLE 0 0 0 4,417
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 355 3,861 SH   SOLE 0 0 0 3,861
VANGUARD WORLD FDS MATERIALS ETF 92204A801 442 2,556 SH   SOLE 0 0 0 2,556
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,526 7,130 SH   SOLE 0 0 0 7,130
GABELLI DIVID & INCOME TR COM 36242H104 580 24,198 SH   SOLE 0 0 0 24,198
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 97 41,835 SH   SOLE 0 0 0 41,835
SPDR SER TR S&P DIVID ETF 78464A763 315 2,666 SH   SOLE 0 0 0 2,666
COMMUNITY BK SYS INC COM 203607106 1,489 19,407 SH   SOLE 0 0 0 19,407
FIRST TR VALUE LINE DIVID IN SHS 33734H106 735 19,349 SH   SOLE 0 0 0 19,349
FIRST TR MID CAP CORE ALPHAD COM SHS 33735B108 312 3,322 SH   SOLE 0 0 0 3,322
ENBRIDGE INC COM 29250N105 2,709 74,352 SH   SOLE 0 0 0 74,352
COMPASS MINERALS INTL INC COM 20451N101 236 3,761 SH   SOLE 0 0 0 3,761
MASTERCARD INCORPORATED CL A 57636Q104 754 2,118 SH   SOLE 0 0 0 2,118
NBT BANCORP INC COM 628778102 235 5,890 SH   SOLE 0 0 0 5,890
F N B CORP COM 302520101 129 10,163 SH   SOLE 0 0 0 10,163
TRANSDIGM GROUP INC COM 893641100 2,262 3,848 SH   SOLE 0 0 0 3,848
HANESBRANDS INC COM 410345102 428 21,777 SH   SOLE 0 0 0 21,777
LAMAR ADVERTISING CO NEW CL A 512816109 403 4,286 SH   SOLE 0 0 0 4,286
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 456 6,444 SH   SOLE 0 0 0 6,444
INVESCO DYNAMIC CR OPPORTUNI COM 46132R104 248 21,822 SH   SOLE 0 0 0 21,822
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,460 90,810 SH   SOLE 0 0 0 90,810
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 702 6,465 SH   SOLE 0 0 0 6,465
VISA INC COM CL A 92826C839 234 1,103 SH   SOLE 0 0 0 1,103
PHILIP MORRIS INTL INC COM 718172109 906 10,210 SH   SOLE 0 0 0 10,210
PEOPLES FINL SVCS CORP COM 711040105 336 7,944 SH   SOLE 0 0 0 7,944
FNCB BANCORP INC COM 302578109 155 20,525 SH   SOLE 0 0 0 20,525
BROADCOM INC COM 11135F101 278 600 SH   SOLE 0 0 0 600
TESLA INC COM 88160R101 204 306 SH   SOLE 0 0 0 306
ISHARES TR MSCI INDIA ETF 46429B598 363 8,600 SH   SOLE 0 0 0 8,600
PGIM HIGH YIELD BOND FUND IN COM 69346H100 211 13,460 SH   SOLE 0 0 0 13,460
FACEBOOK INC CL A 30303M102 1,226 4,161 SH   SOLE 0 0 0 4,161
FS KKR CAP CORP II COM 35952V303 300 15,384 SH   SOLE 0 0 0 15,384
ISHARES TR CORE MSCI TOTAL 46432F834 1,040 14,803 SH   SOLE 0 0 0 14,803
WISDOMTREE TR CHINADIV EX FI 97717X719 258 3,960 SH   SOLE 0 0 0 3,960
ABBVIE INC COM 00287Y109 745 6,886 SH   SOLE 0 0 0 6,886
IQVIA HLDGS INC COM 46266C105 343 1,776 SH   SOLE 0 0 0 1,776
PLAINS GP HLDGS L P LTD PARTNR INT A 72651A207 102 10,799 SH   SOLE 0 0 0 10,799
FLEXION THERAPEUTICS INC COM 33938J106 116 12,975 SH   SOLE 0 0 0 12,975
ALPHABET INC CAP STK CL C 02079K107 393 190 SH   SOLE 0 0 0 190
ISHARES TR CORE DIV GRWTH 46434V621 8,931 185,026 SH   SOLE 0 0 0 185,026
FIRST TR EXCH TRADED FD III LNG/SHT EQUITY 33739P103 1,006 22,147 SH   SOLE 0 0 0 22,147
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 1,032 20,324 SH   SOLE 0 0 0 20,324
GOLDMAN SACHS BDC INC NOTE 4.500% 4/0 38147UAB3 21 20,000 PRN   SOLE 0 0 0 20,000
FLEXION THERAPEUTICS INC NOTE 3.375% 5/0 33938JAB2 54 60,000 PRN   SOLE 0 0 0 60,000
DOW INC COM 260557103 245 3,827 SH   SOLE 0 0 0 3,827
UBER TECHNOLOGIES INC COM 90353T100 202 3,708 SH   SOLE 0 0 0 3,708