The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 7,377 20,569 SH   SOLE   0 0 20,569
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,552 41,074 SH   SOLE   0 0 41,074
INVESCO QQQ TR UNIT SER 1 46090E103 5,286 19,780 SH   SOLE   0 0 19,780
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,154 11,629 SH   SOLE   0 0 11,629
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 3,677 28,890 SH   SOLE   0 0 28,890
ISHARES TR CORE MSCI EAFE 46432F842 3,326 63,155 SH   SOLE   0 0 63,155
ISHARES TR CORE MSCI INTL 46435G326 3,299 68,286 SH   SOLE   0 0 68,286
VANGUARD INDEX FDS VALUE ETF 922908744 2,977 24,113 SH   SOLE   0 0 24,113
ISHARES TR MSCI USA MIN VOL 46429B697 2,559 38,717 SH   SOLE   0 0 38,717
ISHARES TR CORE S&P SCP ETF 464287804 2,549 29,234 SH   SOLE   0 0 29,234
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118 2,377 54,403 SH   SOLE   0 0 54,403
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,020 65,062 SH   SOLE   0 0 65,062
UNITEDHEALTH GROUP INC COM 91324P102 1,704 3,374 SH   SOLE   0 0 3,374
VANGUARD INDEX FDS MID CAP ETF 922908629 1,632 8,682 SH   SOLE   0 0 8,682
APPLE INC COM 037833100 1,607 11,626 SH   SOLE   0 0 11,626
ISHARES TR GLOBAL TECH ETF 464287291 1,557 36,922 SH   SOLE   0 0 36,922
ISHARES INC CORE MSCI EMKT 46434G103 1,467 34,133 SH   SOLE   0 0 34,133
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 1,417 21,333 SH   SOLE   0 0 21,333
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 1,390 11,012 SH   SOLE   0 0 11,012
SPDR SER TR S&P 600 SML CAP 78464A813 1,346 17,788 SH   SOLE   0 0 17,788
ISHARES TR 1 3 YR TREAS BD 464287457 1,316 16,202 SH   SOLE   0 0 16,202
SEMPRA COM 816851109 1,196 7,979 SH   SOLE   0 0 7,979
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,129 23,660 SH   SOLE   0 0 23,660
ISHARES TR IBOXX INV CP ETF 464287242 1,098 10,718 SH   SOLE   0 0 10,718
SPDR SER TR BLOOMBERG HIGH Y 78468R622 1,025 11,670 SH   SOLE   0 0 11,670
ISHARES INC MSCI GBL MIN VOL 464286525 969 10,945 SH   SOLE   0 0 10,945
VANGUARD INDEX FDS SMALL CP ETF 922908751 965 5,645 SH   SOLE   0 0 5,645
JPMORGAN CHASE & CO COM 46625H100 897 8,586 SH   SOLE   0 0 8,586
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 894 55,256 SH   SOLE   0 0 55,256
TE CONNECTIVITY LTD SHS H84989104 827 7,498 SH   SOLE   0 0 7,498
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 794 13,230 SH   SOLE   0 0 13,230
ELEVANCE HEALTH INC COM 036752103 793 1,745 SH   SOLE   0 0 1,745
COMCAST CORP NEW CL A 20030N101 689 23,498 SH   SOLE   0 0 23,498
MICROSOFT CORP COM 594918104 674 2,895 SH   SOLE   0 0 2,895
DEERE & CO COM 244199105 664 1,990 SH   SOLE   0 0 1,990
MOTOROLA SOLUTIONS INC COM NEW 620076307 629 2,808 SH   SOLE   0 0 2,808
CHEVRON CORP NEW COM 166764100 608 4,233 SH   SOLE   0 0 4,233
ISHARES TR MSCI EAFE MIN VL 46429B689 603 10,570 SH   SOLE   0 0 10,570
UNITED PARCEL SERVICE INC CL B 911312106 574 3,556 SH   SOLE   0 0 3,556
HOME DEPOT INC COM 437076102 564 2,044 SH   SOLE   0 0 2,044
BROADCOM INC COM 11135F101 559 1,258 SH   SOLE   0 0 1,258
AMERICAN TOWER CORP NEW COM 03027X100 538 2,505 SH   SOLE   0 0 2,505
METTLER TOLEDO INTERNATIONAL COM 592688105 502 463 SH   SOLE   0 0 463
HONEYWELL INTL INC COM 438516106 494 2,960 SH   SOLE   0 0 2,960
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 484 11,120 SH   SOLE   0 0 11,120
FRANKLIN COVEY CO COM 353469109 478 10,540 SH   SOLE   0 0 10,540
VANGUARD INDEX FDS TOTAL STK MKT 922908769 471 2,623 SH   SOLE   0 0 2,623
AMERICAN EXPRESS CO COM 025816109 465 3,444 SH   SOLE   0 0 3,444
ISHARES TR JPMORGAN USD EMG 464288281 465 5,855 SH   SOLE   0 0 5,855
MARSH & MCLENNAN COS INC COM 571748102 462 3,095 SH   SOLE   0 0 3,095
MERCK & CO INC COM 58933Y105 461 5,350 SH   SOLE   0 0 5,350
JOHNSON & JOHNSON COM 478160104 451 2,761 SH   SOLE   0 0 2,761
CONOCOPHILLIPS COM 20825C104 441 4,310 SH   SOLE   0 0 4,310
BK OF AMERICA CORP COM 060505104 433 14,353 SH   SOLE   0 0 14,353
CVS HEALTH CORP COM 126650100 427 4,478 SH   SOLE   0 0 4,478
PROGRESSIVE CORP COM 743315103 420 3,610 SH   SOLE   0 0 3,610
US BANCORP DEL COM NEW 902973304 419 10,385 SH   SOLE   0 0 10,385
ILLINOIS TOOL WKS INC COM 452308109 419 2,322 SH   SOLE   0 0 2,322
NORTHROP GRUMMAN CORP COM 666807102 414 880 SH   SOLE   0 0 880
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 401 11,021 SH   SOLE   0 0 11,021
TEXAS INSTRS INC COM 882508104 400 2,582 SH   SOLE   0 0 2,582
AIR PRODS & CHEMS INC COM 009158106 393 1,690 SH   SOLE   0 0 1,690
AMGEN INC COM 031162100 379 1,680 SH   SOLE   0 0 1,680
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 378 1,416 SH   SOLE   0 0 1,416
CHARTER COMMUNICATIONS INC N CL A 16119P108 366 1,205 SH   SOLE   0 0 1,205
EXXON MOBIL CORP COM 30231G102 341 3,911 SH   SOLE   0 0 3,911
NOVO-NORDISK A S ADR 670100205 315 3,160 SH   SOLE   0 0 3,160
SCHWAB CHARLES CORP COM 808513105 307 4,267 SH   SOLE   0 0 4,267
BIOGEN INC COM 09062X103 300 1,125 SH   SOLE   0 0 1,125
TRAVELERS COMPANIES INC COM 89417E109 299 1,954 SH   SOLE   0 0 1,954
MARTIN MARIETTA MATLS INC COM 573284106 299 927 SH   SOLE   0 0 927
EDISON INTL COM 281020107 284 5,025 SH   SOLE   0 0 5,025
AUTODESK INC COM 052769106 282 1,509 SH   SOLE   0 0 1,509
RAYTHEON TECHNOLOGIES CORP COM 75513E101 280 3,425 SH   SOLE   0 0 3,425
INTEL CORP COM 458140100 279 10,840 SH   SOLE   0 0 10,840
ASML HOLDING N V N Y REGISTRY SHS N07059210 275 661 SH   SOLE   0 0 661
VERTEX PHARMACEUTICALS INC COM 92532F100 255 880 SH   SOLE   0 0 880
TC ENERGY CORP COM 87807B107 246 6,100 SH   SOLE   0 0 6,100
PFIZER INC COM 717081103 242 5,534 SH   SOLE   0 0 5,534
ORACLE CORP COM 68389X105 240 3,923 SH   SOLE   0 0 3,923
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 234 6,417 SH   SOLE   0 0 6,417
VISA INC COM CL A 92826C839 231 1,298 SH   SOLE   0 0 1,298
AMAZON COM INC COM 023135106 226 2,000 SH   SOLE   0 0 2,000
L3HARRIS TECHNOLOGIES INC COM 502431109 224 1,080 SH   SOLE   0 0 1,080
CISCO SYS INC COM 17275R102 221 5,527 SH   SOLE   0 0 5,527
PPG INDS INC COM 693506107 218 1,965 SH   SOLE   0 0 1,965
OTIS WORLDWIDE CORP COM 68902V107 211 3,310 SH   SOLE   0 0 3,310
BECTON DICKINSON & CO COM 075887109 203 910 SH   SOLE   0 0 910
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 200 3,750 SH   SOLE   0 0 3,750
DISH NETWORK CORPORATION CL A 25470M109 182 13,150 SH   SOLE   0 0 13,150
VERTIV HOLDINGS CO COM CL A 92537N108 101 10,415 SH   SOLE   0 0 10,415