The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR 0-3 MNTH TREASRY 46436E718 11,501 114,701 SH   SOLE   0 0 114,701
ISHARES TR SHORT TREAS BD 464288679 10,348 94,068 SH   SOLE   0 0 94,068
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 8,626 171,972 SH   SOLE   0 0 171,972
ISHARES TR BLACKROCK ULTRA 46434V878 8,246 164,890 SH   SOLE   0 0 164,890
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,753 17,522 SH   SOLE   0 0 17,522
DIREXION SHS ETF TR DLY S&P500 BR 3X 25460E265 5,295 179,238 SH   SOLE   0 0 179,238
APPLE INC COM 037833100 3,365 24,349 SH   SOLE   0 0 24,349
PAYCHEX INC COM 704326107 3,047 27,151 SH   SOLE   0 0 27,151
ISHARES TR 1 3 YR TREAS BD 464287457 2,815 34,661 SH   SOLE   0 0 34,661
MICROSOFT CORP COM 594918104 2,799 12,018 SH   SOLE   0 0 12,018
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,366 8,864 SH   SOLE   0 0 8,864
AMAZON COM INC COM 023135106 2,060 18,236 SH   SOLE   0 0 18,236
LILLY ELI & CO COM 532457108 1,660 5,134 SH   SOLE   0 0 5,134
ISHARES TR 7-10 YR TRSY BD 464287440 1,587 16,529 SH   SOLE   0 0 16,529
ISHARES GOLD TR ISHARES NEW 464285204 1,519 48,203 SH   SOLE   0 0 48,203
SPDR GOLD TR GOLD SHS 78463V107 1,277 8,255 SH   SOLE   0 0 8,255
ISHARES TR CORE S&P500 ETF 464287200 1,200 3,346 SH   SOLE   0 0 3,346
ALPHABET INC CAP STK CL A 02079K305 1,080 11,290 SH   SOLE   0 0 11,290
ISHARES TR SHRT NAT MUN ETF 464288158 955 9,300 SH   SOLE   0 0 9,300
THERMO FISHER SCIENTIFIC INC COM 883556102 804 1,584 SH   SOLE   0 0 1,584
ASTRAZENECA PLC SPONSORED ADR 046353108 749 13,651 SH   SOLE   0 0 13,651
INVESCO QQQ TR UNIT SER 1 46090E103 748 2,799 SH   SOLE   0 0 2,799
UNITEDHEALTH GROUP INC COM 91324P102 659 1,305 SH   SOLE   0 0 1,305
SPDR S&P 500 ETF TR TR UNIT 78462F103 603 1,689 SH   SOLE   0 0 1,689
ISHARES TR US HOME CONS ETF 464288752 579 11,125 SH   SOLE   0 0 11,125
DISNEY WALT CO COM 254687106 563 5,971 SH   SOLE   0 0 5,971
TESLA INC COM 88160R101 555 2,092 SH   SOLE   0 0 2,092
PROGRESSIVE CORP COM 743315103 552 4,749 SH   SOLE   0 0 4,749
KRANESHARES TR BOSERA MSCI CHIN 500767405 516 17,000 SH   SOLE   0 0 17,000
M & T BK CORP COM 55261F104 513 2,911 SH   SOLE   0 0 2,911
ISHARES TR NEW YORK MUN ETF 464288323 502 9,918 SH   SOLE   0 0 9,918
HESS CORP COM 42809H107 497 4,560 SH   SOLE   0 0 4,560
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 494 5,000 SH   SOLE   0 0 5,000
ISHARES TR CORE S&P MCP ETF 464287507 478 2,182 SH   SOLE   0 0 2,182
ALBEMARLE CORP COM 012653101 476 1,801 SH   SOLE   0 0 1,801
PEPSICO INC COM 713448108 451 2,763 SH   SOLE   0 0 2,763
EXXON MOBIL CORP COM 30231G102 443 5,071 SH   SOLE   0 0 5,071
ISHARES TR TIPS BD ETF 464287176 440 4,198 SH   SOLE   0 0 4,198
DIAMONDBACK ENERGY INC COM 25278X109 427 3,545 SH   SOLE   0 0 3,545
LOCKHEED MARTIN CORP COM 539830109 421 1,090 SH   SOLE   0 0 1,090
ISHARES TR CALIF MUN BD ETF 464288356 393 7,252 SH   SOLE   0 0 7,252
META PLATFORMS INC CL A 30303M102 374 2,760 SH   SOLE   0 0 2,760
ISHARES TR 20 YR TR BD ETF 464287432 357 3,487 SH   SOLE   0 0 3,487
JOHNSON & JOHNSON COM 478160104 315 1,924 SH   SOLE   0 0 1,924
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 295 4,005 SH   SOLE   0 0 4,005
CONSTELLATION BRANDS INC CL A 21036P108 294 1,279 SH   SOLE   0 0 1,279
BROADCOM INC COM 11135F101 292 657 SH   SOLE   0 0 657
ISHARES TR CORE S&P SCP ETF 464287804 289 3,317 SH   SOLE   0 0 3,317
ORACLE CORP COM 68389X105 269 4,403 SH   SOLE   0 0 4,403
ISHARES TR CORE US AGGBD ET 464287226 264 2,736 SH   SOLE   0 0 2,736
ROKU INC COM CL A 77543R102 261 4,627 SH   SOLE   0 0 4,627
KEYSIGHT TECHNOLOGIES INC COM 49338L103 258 1,642 SH   SOLE   0 0 1,642
T-MOBILE US INC COM 872590104 256 1,905 SH   SOLE   0 0 1,905
UNILEVER PLC SPON ADR NEW 904767704 242 5,517 SH   SOLE   0 0 5,517
HOWMET AEROSPACE INC COM 443201108 241 7,804 SH   SOLE   0 0 7,804
ISHARES TR 0-5YR INVT GR CP 46434V100 237 5,000 SH   SOLE   0 0 5,000
ALPHABET INC CAP STK CL C 02079K107 234 2,430 SH   SOLE   0 0 2,430
QUALCOMM INC COM 747525103 233 2,058 SH   SOLE   0 0 2,058
NEXTERA ENERGY INC COM 65339F101 224 2,850 SH   SOLE   0 0 2,850
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 223 14,000 SH   SOLE   0 0 14,000
AUTOMATIC DATA PROCESSING IN COM 053015103 207 915 SH   SOLE   0 0 915
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 207 9,228 SH   SOLE   0 0 9,228
GLOBAL X FDS FINTECH ETF 37954Y814 204 10,050 SH   SOLE   0 0 10,050
INTUITIVE SURGICAL INC COM NEW 46120E602 204 1,087 SH   SOLE   0 0 1,087
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 203 3,510 SH   SOLE   0 0 3,510
PRUDENTIAL FINL INC COM 744320102 201 2,342 SH   SOLE   0 0 2,342
BRAINSTORM CELL THERAPEUTICS COM NEW 10501E201 194 44,000 SH   SOLE   0 0 44,000
NUVEEN QUALITY MUNCP INCOME COM 67066V101 176 15,967 SH   SOLE   0 0 15,967