The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Ttl Stk ETF 922908769   116,131,074 446,830 SH   SOLE 0 446,830 0 0
iShs Brclys 7-10Tsy ETF 464287440   37,169,458 392,663 SH   SOLE 0 392,663 0 0
Schwab Inter Tsy ETF 808524854   21,086,096 429,890 SH   SOLE 0 429,890 0 0
Vanguard FTSE All ETF 922042775   13,146,280 224,148 SH   SOLE 0 224,148 0 0
Schwb US Broad ETF 808524102   9,803,578 160,583 SH   SOLE 0 160,583 0 0
Vanguard Tx Ex Bd ETF 922907746   5,318,313 105,105 SH   SOLE 0 105,105 0 0
iShs Lehman 1-3Tsy ETF 464287457   5,181,090 63,354 SH   SOLE 0 63,354 0 0
Schwab Intl Equity ETF 808524805   3,389,810 86,874 SH   SOLE 0 86,874 0 0
SPDR Brcy1-3 Ser ETF 78468R663   2,233,157 24,326 SH   SOLE 0 24,326 0 0
Vanguard Bd ETF 921937835   1,012,192 13,936 SH   SOLE 0 13,936 0 0
SPDR 3-12 Tsy ETF 78468R523   890,626 8,958 SH   SOLE 0 8,958 0 0
Apple COM 037833100   874,410 5,099 SH   SOLE 0 5,099 0 0
SPDR S&P 500 ETF 78462F103   689,846 1,319 SH   SOLE 0 1,319 0 0
Microsoft COM 594918104   595,740 1,416 SH   SOLE 0 1,416 0 0
Accenture PLC COM G1151C101   575,373 1,660 SH   SOLE 0 1,660 0 0
Vanguard S&P 500 ETF 922908363   440,414 916 SH   SOLE 0 916 0 0
iShs S&P 500 ETF 464287200   317,015 603 SH   SOLE 0 603 0 0
Exxon Mobil COM 30231G102   225,854 1,943 SH   SOLE 0 1,943 0 0
Vanguard Sml Cap ETF 922908751   202,759 887 SH   SOLE 0 887 0 0