The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Ttl Stk ETF 922908769 BBG000HRBDF4 87,807,067 459,266 SH   SOLE 0 459,266 0 0
iShs Brclys 7-10Tsy ETF 464287440   47,518,661 496,123 SH   SOLE 0 496,123 0 0
Schwab Inter Tsy ETF 808524854   12,080,353 245,386 SH   SOLE 0 245,386 0 0
Vanguard FTSE All ETF 922042775   10,685,185 213,107 SH   SOLE 0 213,107 0 0
Schwb US Broad ETF 808524102   6,441,303 143,747 SH   SOLE 0 143,747 0 0
SPDR Brcy 1-3 Tsy ETF 78464A680   4,812,511 52,613 SH   SOLE 0 52,613 0 0
Schwab Intl Equity ETF 808524805   2,716,398 84,334 SH   SOLE 0 84,334 0 0
Vanguard Muni ETF 922907746   2,082,094 42,071 SH   SOLE 0 42,071 0 0
iShs Lehman 1-3Tsy ETF 464287457   1,942,236 23,928 SH   SOLE 0 23,928 0 0
Apple COM 037833100   537,390 4,136 SH   SOLE 0 4,136 0 0
SPDR S&P 500 ETF 78462F103   534,460 1,398 SH   SOLE 0 1,398 0 0
Microsoft COM 594918104   253,250 1,056 SH   SOLE 0 1,056 0 0
Exxon Mobile COM 30231G102   214,313 1,943 SH   SOLE 0 1,943 0 0
iShs S&P 500 ETF 464287200   213,237 555 SH   SOLE 0 555 0 0
Vanguard S&P 500 ETF 922908363   209,750 597 SH   SOLE 0 597 0 0