The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
Vanguard Ttl StkETF922908769102,813461,419SH SOLE0461,41900
iShs Brclys 7-10TsyETF46428744063,541550,188SH SOLE0550,18800
Vngrd FTSE AllWrdETF92204277511,782185,872SH SOLE0185,87200
Schwab Inter TsyETF8085248547,996140,607SH SOLE0140,60700
SPDR Brcy 1-3TETF78464A6805,82763,704SH SOLE063,70400
Schwab US Brd MktETF8085241024,46542,819SH SOLE042,81900
Schwab Inter EqtyETF8085248052,78370,548SH SOLE070,54800
AppleCOM0378331007425,415SH SOLE05,41500
SPDR S&P 500ETF78462F1035891,376SH SOLE01,37600
MicrosoftCOM5949181044661,721SH SOLE01,72100
Schwab US LargeETF8085242013293,170SH SOLE03,17000
Vanguard S&P 500ETF922908363227576SH SOLE057600
Schwab Fundmtl USETF8085247712214,040SH SOLE04,04000
Schwab US Small ETF8085246072041,956SH SOLE01,95600