The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INTEL CORP COM Stock 458140100 61,548 16,683 SH   SOLE   16,683 0 0
SCHWAB US MID-CAP ETF ETF 808524508 4,742 63,712 SH   SOLE   63,712 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 4,561 62,549 SH   SOLE   62,549 0 0
ISHARES MSCI INTL QUALITY FACTOR ETF ETF 46434V456 4,398 120,699 SH   SOLE   120,699 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF ETF 808524201 4,179 43,519 SH   SOLE   43,519 0 0
APPLE INC Stock 037833100 3,355 27,463 SH   SOLE   27,462 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457 3,348 38,823 SH   SOLE   38,823 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 3,070 23,655 SH   SOLE   23,655 0 0
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 2,584 59,013 SH   SOLE   59,013 0 0
ISHARES GOLD TRUST ETF ETF 464285105 2,455 151,004 SH   SOLE   151,004 0 0
SPDR S&P 500 ETF ETF 78462F103 2,390 6,029 SH   SOLE   6,029 0 0
VANGUARD INTERMEDIATE-TERM BOND INDEX FUND ETF 921937819 2,355 26,539 SH   SOLE   26,539 0 0
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339 2,277 18,699 SH   SOLE   18,699 0 0
ISHARES CORE S&P MID CAP ETF ETF 464287507 2,031 7,803 SH   SOLE   7,803 0 0
ISHARES 1-3 YR CREDIT BOND ETF ETF 464288646 2,019 36,918 SH   SOLE   36,918 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 2,003 40,783 SH   SOLE   40,782 0 0
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 1,804 27,629 SH   SOLE   27,629 0 0
SCHWAB ETFS- US BROAD MARKET ETF ETF 808524102 1,709 17,674 SH   SOLE   17,673 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 1,699 26,100 SH   SOLE   26,100 0 0
ISHARES TR RUSSELL MIDCAP INDEX FD ETF 464287499 1,678 22,702 SH   SOLE   22,702 0 0
MICROSOFT Stock 594918104 1,660 7,041 SH   SOLE   7,041 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 1,579 13,614 SH   SOLE   13,613 0 0
ISHARES TIPS BOND ETF ETF 464287176 1,528 12,172 SH   SOLE   12,172 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 1,510 13,262 SH   SOLE   13,262 0 0
ISHARES U.S. TREASURY BOND ETF ETF 46429B267 1,507 57,529 SH   SOLE   57,529 0 0
ISHARES IBOXX CORPORATE BOND ETF ETF 464287242 1,304 10,030 SH   SOLE   10,030 0 0
TECHNOLOGY SELECT SECTOR SPDR ETF 81369Y803 1,302 9,805 SH   SOLE   9,805 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 1,246 8,825 SH   SOLE   8,825 0 0
QUADRATIC INTEREST RATE VOLATILITY AND INFLATION HEDGE ETF ETF 500767736 1,223 42,777 SH   SOLE   42,777 0 0
ISHARES S&P 500 INDEX ETF 464287200 1,223 3,075 SH   SOLE   3,075 0 0
GENERAL ELECTRIC CO COM Stock 369604103 1,170 89,127 SH   SOLE   89,127 0 0
FIRST TRUST TCW OPPORTUNISTIC FIXED INCOME ETF ETF 33740F805 1,155 21,857 SH   SOLE   21,857 0 0
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 1,138 11,257 SH   SOLE   11,257 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 1,137 7,468 SH   SOLE   7,468 0 0
SPDR GOLD ETF ETF 78463V107 1,125 7,031 SH   SOLE   7,031 0 0
JOHNSON & JOHNSON COM Stock 478160104 1,066 6,488 SH   SOLE   6,487 0 0
ISHARES MSCI EAFE ETF ETF 464287465 1,047 13,797 SH   SOLE   13,797 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 1,043 7,704 SH   SOLE   7,704 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 988 18,977 SH   SOLE   18,977 0 0
VANGUARD SHORT-TERM BOND INDEX FUND ETF 921937827 802 9,762 SH   SOLE   9,762 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 802 3,631 SH   SOLE   3,631 0 0
ISHARES CORE MSCI EAFE ETF 46432F842 792 10,993 SH   SOLE   10,993 0 0
ISHARES MSCI EAFE GROWTH ETF ETF 464288885 777 7,732 SH   SOLE   7,732 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 771 15,186 SH   SOLE   15,186 0 0
DISNEY WALT CO COM Stock 254687106 757 4,105 SH   SOLE   4,104 0 0
PEPSICO INC COM Stock 713448108 750 5,304 SH   SOLE   5,304 0 0
VERIZON COMMUNICATIONS Stock 92343V104 747 12,853 SH   SOLE   12,853 0 0
INTL BUSINESS MACHINES Stock 459200101 724 5,431 SH   SOLE   5,431 0 0
MCDONALDS CORP COM Stock 580135101 723 3,227 SH   SOLE   3,227 0 0
INDUSTRIAL SELECT SECTOR SPDR ETF 81369Y704 712 7,236 SH   SOLE   7,236 0 0
DEERE & CO COM Stock 244199105 707 1,889 SH   SOLE   1,889 0 0
COCA COLA CO COM Stock 191216100 699 13,254 SH   SOLE   13,254 0 0
MARKET VECTORS GOLD MINERS INDEX ETF ETF 92189F106 686 21,117 SH   SOLE   21,117 0 0
SCHWAB EMERGING MARKET EQ ETF ETF 808524706 652 20,510 SH   SOLE   20,510 0 0
AT&T INC COM Stock 00206R102 645 21,311 SH   SOLE   21,310 0 0
F N B CORP-PA Stock 302520101 627 49,358 SH   SOLE   49,358 0 0
ABBVIE INC COM Stock 00287Y109 625 5,773 SH   SOLE   5,772 0 0
CISCO SYS INC Stock 17275R102 608 11,764 SH   SOLE   11,763 0 0
ISHARES CURRENCY HEDGED MSCI EAFE ETF ETF 46434V803 596 18,090 SH   SOLE   18,090 0 0
AMGEN INC Stock 031162100 594 2,388 SH   SOLE   2,388 0 0
EXXON MOBIL CORP COM Stock 30231G102 578 10,360 SH   SOLE   10,359 0 0
PACWEST BANCORP DEL COM Stock 695263103 575 15,060 SH   SOLE   15,060 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 570 5,910 SH   SOLE   5,910 0 0
GOOGLE INC Stock 02079K305 567 275 SH   SOLE   275 0 0
DOMINION ENERGY INC COM Stock 25746U109 533 7,016 SH   SOLE   7,016 0 0
PFIZER INC COM Stock 717081103 522 14,397 SH   SOLE   14,396 0 0
VANGUARD FTSE ALL-WORLD EX-US ETF 922042775 511 8,421 SH   SOLE   8,421 0 0
PHILIP MORRIS INTL INC Stock 718172109 498 5,611 SH   SOLE   5,611 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX ETF 33733E302 492 2,257 SH   SOLE   2,257 0 0
CHEVRON CORP NEW COM Stock 166764100 489 4,664 SH   SOLE   4,663 0 0
INVESCO S&P 500 EQUAL WEIGHT TECHNOLOGY ETF ETF 46137V282 489 1,812 SH   SOLE   1,812 0 0
COMMUNICATION SERVICES SELECT SECTOR SPDRA FUND ETF 81369Y852 484 6,599 SH   SOLE   6,599 0 0
HOME DEPOT Stock 437076102 466 1,525 SH   SOLE   1,525 0 0
VANGUARD SHORT-TERM GOVERNMENT BOND ETF ETF 92206C102 464 7,546 SH   SOLE   7,546 0 0
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448 449 14,267 SH   SOLE   14,267 0 0
AMAZON COM INC COM Stock 023135106 436 141 SH   SOLE   141 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308 433 6,339 SH   SOLE   6,339 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107 431 5,486 SH   SOLE   5,486 0 0
NIKE INC CLASS B Stock 654106103 414 3,118 SH   SOLE   3,118 0 0
NUVEEN AMT FREE QLTY MUN INCME COM CEF 670657105 413 27,900 SH   SOLE   27,900 0 0
CINCINNATI FINL CORP COM Stock 172062101 412 4,000 SH   SOLE   4,000 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP Stock 559080106 401 9,257 SH   SOLE   9,257 0 0
MERCK & CO INC Stock 58933Y105 400 5,184 SH   SOLE   5,184 0 0
UNION PAC CORP COM Stock 907818108 397 1,801 SH   SOLE   1,801 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611 390 2,352 SH   SOLE   2,352 0 0
PACER BENCHMARK DATA & INFRASTRUCTURE REAL ESTATE SCTR ETF ETF 69374H741 382 10,545 SH   SOLE   10,545 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 371 1,451 SH   SOLE   1,451 0 0
3M CO COM Stock 88579Y101 367 1,904 SH   SOLE   1,904 0 0
VANGUARD SMALL CAP ETF ETF 922908751 359 1,676 SH   SOLE   1,676 0 0
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697 352 5,084 SH   SOLE   5,084 0 0
SOUTHERN CO COM Stock 842587107 336 5,412 SH   SOLE   5,412 0 0
NATIONAL FUEL GAS CO COM Stock 636180101 323 6,468 SH   SOLE   6,468 0 0
ISHARES AMT-FREE MUNI BOND ETF ETF 464288414 312 2,686 SH   SOLE   2,686 0 0
ABBOTT LABS COM Stock 002824100 304 2,534 SH   SOLE   2,534 0 0
FINANCIAL SELECT SECTOR SPDR ETF 81369Y605 302 8,861 SH   SOLE   8,861 0 0
GLOBAL X NASDAQ 100 COVERED CALL ETF ETF 37954Y483 295 13,055 SH   SOLE   13,055 0 0
CATERPILLAR INC COM Stock 149123101 290 1,251 SH   SOLE   1,251 0 0
GENERAL DYNAMICS CORP COM Stock 369550108 288 1,587 SH   SOLE   1,587 0 0
ROYAL DUTCH SHELL PLC SPON ADR B ADR 780259107 283 7,687 SH   SOLE   7,687 0 0
CENTRAL FUND OF CANADA LTD CEF 85208R101 282 16,217 SH   SOLE   16,217 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407 274 1,629 SH   SOLE   1,629 0 0
LILLY ELI & CO COM Stock 532457108 274 1,464 SH   SOLE   1,464 0 0
ENTERPRISE PRODS PARTNERS L P Stock 293792107 269 12,194 SH   SOLE   12,194 0 0
ENERGY SELECT SECTOR SPDR ETF 81369Y506 269 5,474 SH   SOLE   5,474 0 0
QUALCOMM INC Stock 747525103 269 2,026 SH   SOLE   2,025 0 0
ISHARES 3-7 YEAR TREASURY BOND ETF ETF 464288661 266 2,048 SH   SOLE   2,048 0 0
FACEBOOK INC CL A Stock 30303M102 266 904 SH   SOLE   904 0 0
POWERSHARES FTSE RAFI US 1000 ETF 46137V613 261 1,718 SH   SOLE   1,717 0 0
MATERIALS SELECT SECTOR SPDR ETF 81369Y100 255 3,233 SH   SOLE   3,233 0 0
ROYCE VALUE TR INC COM CEF 780910105 254 14,000 SH   SOLE   14,000 0 0
INVESCO PREFERRED ETF ETF 46138E511 247 16,435 SH   SOLE   16,435 0 0
MASCO CORP COM Stock 574599106 244 4,071 SH   SOLE   4,071 0 0
BK OF AMERICA CORP COM Stock 060505104 243 6,284 SH   SOLE   6,284 0 0
ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440 241 2,131 SH   SOLE   2,131 0 0
ENBRIDGE INC COM Stock 29250N105 236 6,472 SH   SOLE   6,472 0 0
MARATHON PETE CORP Stock 56585A102 232 4,332 SH   SOLE   4,332 0 0
EMERSON ELEC CO COM Stock 291011104 229 2,534 SH   SOLE   2,534 0 0
WALMART INC COM Stock 931142103 228 1,680 SH   SOLE   1,680 0 0
NEWMONT CORP COM Stock 651639106 219 3,626 SH   SOLE   3,626 0 0
CONSOLIDATED EDISON INC COM Stock 209115104 217 2,900 SH   SOLE   2,900 0 0
VANGUARD LARGE-CAP INDEX FUND ETF 922908637 215 1,160 SH   SOLE   1,160 0 0
ORACLE CORPORATION Stock 68389X105 211 3,004 SH   SOLE   3,004 0 0
REALTY INCOME CORP REIT 756109104 210 3,304 SH   SOLE   3,304 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 207 100 SH   SOLE   100 0 0
BLACKROCK INC Stock 09247X101 206 273 SH   SOLE   273 0 0
ARK GENOMIC REVOLUTION ETF ETF 00214Q302 201 2,268 SH   SOLE   2,268 0 0
VANGUARD TOTAL WORLD STOCK INDEX FUND ETF 922042742 200 2,057 SH   SOLE   2,057 0 0
WISDOMTREE U.S. QUALITY DIVIDEND GROWTH FUND ETF 97717X669 4,014 70,183 SH   SOLE   70,183 0 0
ISHARES CORE MSCI EMERGING MKTS ETF 46434G103 1,171 18,202 SH   SOLE   18,202 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 434 2,475 SH   SOLE   2,475 0 0
ETFS GOLD TRUST ETF ETF 00326A104 339 20,648 SH   SOLE   20,648 0 0