The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 280,111 2,992 SH   SOLE   2,992 0 0
ABBOTT LABS COM 002824100 BBG001S5N9M6 331,808 3,426 SH   SOLE   3,426 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 936,309 6,281 SH   SOLE   6,281 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 311,750 3,032 SH   SOLE   3,032 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1,373,390 10,495 SH   SOLE   10,495 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 261,063 1,980 SH   SOLE   1,980 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 BBG001TBMNT5 515,811 12,223 SH   SOLE   12,223 0 0
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 267,564 6,363 SH   SOLE   6,363 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 617,667 4,859 SH   SOLE   4,859 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 870,514 3,239 SH   SOLE   3,239 0 0
APPLE INC COM 037833100 BBG001S5N8V8 4,528,116 26,448 SH   SOLE   26,448 0 0
AT&T INC COM 00206R102 BBG001S5VWH2 311,288 20,725 SH   SOLE   20,725 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 247,271 9,031 SH   SOLE   9,031 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 719,516 2,054 SH   SOLE   2,054 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 695,667 11,986 SH   SOLE   11,986 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 485,220 1,777 SH   SOLE   1,777 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 1,120,952 6,648 SH   SOLE   6,648 0 0
CINCINNATI FINL CORP COM 172062101 BBG001S5PTM0 308,916 3,020 SH   SOLE   3,020 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 940,316 17,491 SH   SOLE   17,491 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 692,279 12,367 SH   SOLE   12,367 0 0
CONSOLIDATED EDISON INC COM 209115104 BBG001S5QRL4 230,931 2,700 SH   SOLE   2,700 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 BBG00Y2PHW26 314,626 13,940 SH   SOLE   13,940 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 BBG011DXXVM0 301,818 5,750 SH   SOLE   5,750 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 210,960 2,603 SH   SOLE   2,603 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 465,660 5,276 SH   SOLE   5,276 0 0
DUPONT DE NEMOURS INC COM 26614N102 BBG00BN961H3 309,325 4,147 SH   SOLE   4,147 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 596,214 1,110 SH   SOLE   1,110 0 0
EOG RES INC COM 26875P101 BBG001S5ZB93 239,703 1,891 SH   SOLE   1,891 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 1,789,499 15,219 SH   SOLE   15,219 0 0
F N B CORP COM 302520101 BBG001S5R1Q5 519,776 48,172 SH   SOLE   48,172 0 0
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 BBG01BFR8YW0 246,577 3,624 SH   SOLE   3,624 0 0
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 599,492 2,713 SH   SOLE   2,713 0 0
GENERAL ELECTRIC CO COM NEW 369604301 BBG001S5PVD5 1,198,583 10,842 SH   SOLE   10,842 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 682,882 2,260 SH   SOLE   2,260 0 0
INTEL CORP COM 458140100 BBG001S5SF65 231,585 6,514 SH   SOLE   6,514 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 758,041 5,403 SH   SOLE   5,403 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 BBG001S6H5N8 238,173 7,485 SH   SOLE   7,485 0 0
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 4,837,507 138,254 SH   SOLE   138,254 0 0
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 589,830 12,394 SH   SOLE   12,394 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 4,641,524 57,324 SH   SOLE   57,324 0 0
ISHARES TR 20 YR TR BD ETF 464287432 BBG001S8MLN3 1,808,655 20,393 SH   SOLE   20,393 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 BBG001SSD812 1,036,869 9,163 SH   SOLE   9,163 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 474,517 7,374 SH   SOLE   7,374 0 0
ISHARES TR CORE MSCI INTL 46435G326 BBG00G9DM0M7 3,772,231 64,726 SH   SOLE   64,726 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 1,000,392 4,012 SH   SOLE   4,012 0 0
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 7,470,586 79,314 SH   SOLE   79,314 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 2,233,895 5,202 SH   SOLE   5,202 0 0
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 4,821,328 110,290 SH   SOLE   110,290 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 BBG001S7RSN5 237,616 5,759 SH   SOLE   5,759 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 1,120,088 16,252 SH   SOLE   16,252 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 BBG007WGM3H4 6,099,341 181,474 SH   SOLE   181,474 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 204,011 1,548 SH   SOLE   1,548 0 0
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 430,053 4,194 SH   SOLE   4,194 0 0
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 1,574,745 22,740 SH   SOLE   22,740 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 890,063 5,036 SH   SOLE   5,036 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 2,339,622 34,195 SH   SOLE   34,195 0 0
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 1,584,244 10,298 SH   SOLE   10,298 0 0
ISHARES TR SHORT TREAS BD 464288679 BBG001SSD803 650,558 5,889 SH   SOLE   5,889 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 5,186,493 96,835 SH   SOLE   96,835 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 BBG016NKZFF7 1,054,674 22,473 SH   SOLE   22,473 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 1,978,146 39,421 SH   SOLE   39,421 0 0
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 BBG00J5DPW97 5,205,294 120,298 SH   SOLE   120,298 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,009,868 6,484 SH   SOLE   6,484 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 1,709,423 11,787 SH   SOLE   11,787 0 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 242,104 592 SH   SOLE   592 0 0
MARATHON PETE CORP COM 56585A102 BBG001S169P1 964,641 6,374 SH   SOLE   6,374 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 992,660 3,768 SH   SOLE   3,768 0 0
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 310,854 3,967 SH   SOLE   3,967 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 496,756 4,825 SH   SOLE   4,825 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 715,701 2,384 SH   SOLE   2,384 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,954,574 9,357 SH   SOLE   9,357 0 0
NATIONAL FUEL GAS CO COM 636180101 BBG001S5TLR8 447,879 8,628 SH   SOLE   8,628 0 0
NETFLIX INC COM 64110L106 BBG001SF6L46 222,029 588 SH   SOLE   588 0 0
NIKE INC CL B 654106103 BBG001S6NTK2 244,504 2,557 SH   SOLE   2,557 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105 BBG001SKQWJ3 178,112 18,400 SH   SOLE   18,400 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 309,713 712 SH   SOLE   712 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 277,193 2,617 SH   SOLE   2,617 0 0
PACWEST BANCORP DEL COM 695263103 BBG001SFDBF8 380,068 48,049 SH   SOLE   48,049 0 0
PEPSICO INC COM 713448108 BBG001S695T1 1,036,422 6,117 SH   SOLE   6,117 0 0
PFIZER INC COM 717081103 BBG001S5V466 568,025 17,125 SH   SOLE   17,125 0 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 453,457 4,898 SH   SOLE   4,898 0 0
PNC FINL SVCS GROUP INC COM 693475105 BBG001S5V947 215,216 1,753 SH   SOLE   1,753 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 1,294,739 8,877 SH   SOLE   8,877 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 BBG005D266P2 516,335 5,831 SH   SOLE   5,831 0 0
PROSHARES TR SHORT S&P 500 NE 74347B425 BBG001SR6H49 180,875 12,500 SH   SOLE   12,500 0 0
QUALCOMM INC COM 747525103 BBG001S6VS70 243,774 2,195 SH   SOLE   2,195 0 0
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 304,865 4,236 SH   SOLE   4,236 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 2,122,499 42,578 SH   SOLE   42,578 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 6,068,909 85,768 SH   SOLE   85,768 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 6,267,456 86,186 SH   SOLE   86,186 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 5,997,600 118,530 SH   SOLE   118,530 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 5,839,398 86,280 SH   SOLE   86,280 0 0
SELECT SECTOR SPDR TR INDL 81369Y704 BBG001S7T232 516,632 5,096 SH   SOLE   5,096 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 BBG001S7T107 451,050 6,555 SH   SOLE   6,555 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 2,055,978 15,970 SH   SOLE   15,970 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 970,064 5,658 SH   SOLE   5,658 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 3,211,038 95,652 SH   SOLE   95,652 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 1,090,316 2,551 SH   SOLE   2,551 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 BBG001STKCW9 1,515,765 16,508 SH   SOLE   16,508 0 0
T-MOBILE US INC COM 872590104 BBG001SKR9Y6 281,641 2,011 SH   SOLE   2,011 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 317,136 629 SH   SOLE   629 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 8,631,066 119,362 SH   SOLE   119,362 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 391,771 2,002 SH   SOLE   2,002 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 240,508 1,272 SH   SOLE   1,272 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 885,769 17,077 SH   SOLE   17,077 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 596,031 15,201 SH   SOLE   15,201 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 750,630 13,032 SH   SOLE   13,032 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 715,042 16,355 SH   SOLE   16,355 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 928,020 8,982 SH   SOLE   8,982 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 BBG00C868SD7 606,398 9,798 SH   SOLE   9,798 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 488,377 15,069 SH   SOLE   15,069 0 0
WALMART INC COM 931142103 BBG001S5XH92 311,170 1,946 SH   SOLE   1,946 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315 BBG001SV1SY8 520,822 13,896 SH   SOLE   13,896 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 BBG005YHYNG8 2,964,452 58,912 SH   SOLE   58,912 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 BBG004LMH3Z6 5,951,743 93,743 SH   SOLE   93,743 0 0