The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 433,607 3,616 SH   SOLE   3,616 0 0
ABBOTT LABS COM 002824100 BBG001S5N9M6 351,548 3,202 SH   SOLE   3,202 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 978,072 6,052 SH   SOLE   6,052 0 0
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 BBG001SCTFP8 176,360 10,095 SH   SOLE   10,095 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 944,159 10,701 SH   SOLE   10,701 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 BBG001TBMNT5 374,761 9,844 SH   SOLE   9,844 0 0
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 229,601 5,023 SH   SOLE   5,023 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 369,258 4,396 SH   SOLE   4,396 0 0
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 234,479 1,587 SH   SOLE   1,587 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 869,864 3,312 SH   SOLE   3,312 0 0
AMPLIFY ETF TR CWP ENHANCED DIV 032108409 BBG00FJ5P854 636,156 17,740 SH   SOLE   17,740 0 0
APPLE INC COM 037833100 BBG001S5N8V8 3,786,665 29,144 SH   SOLE   29,144 0 0
AT&T INC COM 00206R102 BBG001S5VWH2 439,867 23,893 SH   SOLE   23,893 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 314,343 9,491 SH   SOLE   9,491 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 562,816 1,822 SH   SOLE   1,822 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 389,609 5,415 SH   SOLE   5,415 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 432,493 1,805 SH   SOLE   1,805 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 1,125,952 6,273 SH   SOLE   6,273 0 0
CINCINNATI FINL CORP COM 172062101 BBG001S5PTM0 308,706 3,015 SH   SOLE   3,015 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 835,891 17,546 SH   SOLE   17,546 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 743,574 11,690 SH   SOLE   11,690 0 0
CONSOLIDATED EDISON INC COM 209115104 BBG001S5QRL4 262,198 2,751 SH   SOLE   2,751 0 0
CORTEVA INC COM 22052L104 BBG00BN969D0 210,021 3,573 SH   SOLE   3,573 0 0
DIREXION SHS ETF TR DLY S&P500 BR 1X 25460E869 BBG00D1WLCR0 454,520 27,530 SH   SOLE   27,530 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 270,878 3,118 SH   SOLE   3,118 0 0
DOMINION ENERGY INC COM 25746U109 BBG001S5QCP3 269,440 4,394 SH   SOLE   4,394 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 533,076 5,176 SH   SOLE   5,176 0 0
DUPONT DE NEMOURS INC COM 26614N102 BBG00BN961H3 284,609 4,147 SH   SOLE   4,147 0 0
EOG RES INC COM 26875P101 BBG001S5ZB93 242,461 1,872 SH   SOLE   1,872 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 1,774,812 16,091 SH   SOLE   16,091 0 0
F N B CORP COM 302520101 BBG001S5R1Q5 628,645 48,172 SH   SOLE   48,172 0 0
FIRST COMWLTH FINL CORP PA COM 319829107 BBG001S70475 151,267 10,828 SH   SOLE   10,828 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 BBG0043NRZR1 398,566 23,724 SH   SOLE   23,724 0 0
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 642,853 2,591 SH   SOLE   2,591 0 0
GENERAL ELECTRIC CO COM NEW 369604301 BBG001S5PVD5 932,331 11,127 SH   SOLE   11,127 0 0
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 BBG00MVW9603 187,295 11,772 SH   SOLE   11,772 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 754,905 2,390 SH   SOLE   2,390 0 0
INTEL CORP COM 458140100 BBG001S5SF65 350,015 13,243 SH   SOLE   13,243 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 888,030 6,303 SH   SOLE   6,303 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 BBG001S6H5N8 243,304 1,568 SH   SOLE   1,568 0 0
INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563 BBG001SN3Z78 248,859 12,028 SH   SOLE   12,028 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 BBG00KJR2V68 233,018 959 SH   SOLE   959 0 0
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 4,646,578 134,333 SH   SOLE   134,333 0 0
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 609,342 13,048 SH   SOLE   13,048 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 5,082,460 62,615 SH   SOLE   62,615 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 BBG001SSD812 5,118,643 44,553 SH   SOLE   44,553 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 471,916 7,656 SH   SOLE   7,656 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 1,076,894 4,452 SH   SOLE   4,452 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 1,958,703 5,098 SH   SOLE   5,098 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 BBG001S7RSN5 277,141 7,108 SH   SOLE   7,108 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 1,066,781 16,252 SH   SOLE   16,252 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 BBG007WGM3H4 4,806,870 148,406 SH   SOLE   148,406 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 1,867,918 16,391 SH   SOLE   16,391 0 0
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 288,808 2,737 SH   SOLE   2,737 0 0
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 1,704,462 25,270 SH   SOLE   25,270 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 878,077 5,036 SH   SOLE   5,036 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 2,070,608 35,395 SH   SOLE   35,395 0 0
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 1,737,503 11,977 SH   SOLE   11,977 0 0
ISHARES TR SHORT TREAS BD 464288679 BBG001SSD803 5,151,621 46,867 SH   SOLE   46,867 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 4,420,767 81,130 SH   SOLE   81,130 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 4,040,127 80,593 SH   SOLE   80,593 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,187,475 6,722 SH   SOLE   6,722 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 1,628,446 12,144 SH   SOLE   12,144 0 0
LILLY ELI & CO COM 532457108 BBG001S5STL8 458,032 1,252 SH   SOLE   1,252 0 0
MARATHON PETE CORP COM 56585A102 BBG001S169P1 741,870 6,374 SH   SOLE   6,374 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 1,032,166 3,917 SH   SOLE   3,917 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 579,006 5,219 SH   SOLE   5,219 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 252,594 2,099 SH   SOLE   2,099 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,417,942 10,082 SH   SOLE   10,082 0 0
NATIONAL FUEL GAS CO COM 636180101 BBG001S5TLR8 546,152 8,628 SH   SOLE   8,628 0 0
NIKE INC CL B 654106103 BBG001S6NTK2 341,268 2,917 SH   SOLE   2,917 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105 BBG001SKQWJ3 317,223 27,900 SH   SOLE   27,900 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 251,105 3,072 SH   SOLE   3,072 0 0
PACWEST BANCORP DEL COM 695263103 BBG001SFDBF8 563,652 24,560 SH   SOLE   24,560 0 0
PEPSICO INC COM 713448108 BBG001S695T1 1,091,375 6,041 SH   SOLE   6,041 0 0
PFIZER INC COM 717081103 BBG001S5V466 879,933 17,173 SH   SOLE   17,173 0 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 460,506 4,550 SH   SOLE   4,550 0 0
PNC FINL SVCS GROUP INC COM 693475105 BBG001S5V947 390,586 2,473 SH   SOLE   2,473 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 1,457,242 9,615 SH   SOLE   9,615 0 0
PROSHARES TR SHORT S&P 500 NE 74347B425 BBG001SR6H49 934,581 58,302 SH   SOLE   58,302 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 459,388 4,552 SH   SOLE   4,552 0 0
REALTY INCOME CORP COM 756109104 BBG001S884K0 200,439 3,160 SH   SOLE   3,160 0 0
RESMED INC COM 761152107 BBG001SBGRC2 221,034 1,062 SH   SOLE   1,062 0 0
ROYCE VALUE TR INC COM 780910105 BBG001S5VTQ9 132,600 10,000 SH   SOLE   10,000 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 235,659 9,956 SH   SOLE   9,956 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 1,557,424 34,756 SH   SOLE   34,756 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 5,888,765 77,956 SH   SOLE   77,956 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 2,685,442 48,334 SH   SOLE   48,334 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 2,685,185 40,672 SH   SOLE   40,672 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 4,640,509 102,780 SH   SOLE   102,780 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 5,244,084 79,928 SH   SOLE   79,928 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 249,639 2,854 SH   SOLE   2,854 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 208,517 6,097 SH   SOLE   6,097 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 BBG001S7T107 484,575 6,500 SH   SOLE   6,500 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 3,169,788 23,333 SH   SOLE   23,333 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 BBG001S7T232 404,625 4,120 SH   SOLE   4,120 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 2,773,047 39,334 SH   SOLE   39,334 0 0
SHELL PLC SPON ADS 780259305 BBG0147BN6H1 322,736 5,667 SH   SOLE   5,667 0 0
SOUTHERN CO COM 842587107 BBG001S5W777 315,061 4,412 SH   SOLE   4,412 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 1,076,366 6,345 SH   SOLE   6,345 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 2,796,623 84,849 SH   SOLE   84,849 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 1,031,451 2,697 SH   SOLE   2,697 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 BBG001STKCW9 1,432,054 15,656 SH   SOLE   15,656 0 0
T-MOBILE US INC COM 872590104 BBG001SKR9Y6 325,500 2,325 SH   SOLE   2,325 0 0
TREAN INS GROUP INC COM 89457R101 BBG00VM3JWZ1 1,047,000 174,500 SH   SOLE   174,500 0 0
UNION PAC CORP COM 907818108 BBG001S5X2M0 360,302 1,740 SH   SOLE   1,740 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 333,483 629 SH   SOLE   629 0 0
VALERO ENERGY CORP COM 91913Y100 BBG001S5X8K9 289,621 2,283 SH   SOLE   2,283 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 6,942,677 93,416 SH   SOLE   93,416 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 657,646 8,736 SH   SOLE   8,736 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 243,569 1,327 SH   SOLE   1,327 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 868,940 17,330 SH   SOLE   17,330 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 683,086 17,524 SH   SOLE   17,524 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 554,769 9,595 SH   SOLE   9,595 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 730,577 17,407 SH   SOLE   17,407 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 1,045,850 9,665 SH   SOLE   9,665 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 BBG001SHVR41 2,968,569 15,496 SH   SOLE   15,496 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 BBG001SHTV45 1,980,017 16,326 SH   SOLE   16,326 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 623,071 15,814 SH   SOLE   15,814 0 0
WALMART INC COM 931142103 BBG001S5XH92 282,308 1,991 SH   SOLE   1,991 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 BBG005YHYNG8 2,198,106 43,726 SH   SOLE   43,726 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 BBG004LMH3Z6 5,213,172 86,368 SH   SOLE   86,368 0 0