The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 261 2,364 SH   SOLE   2,364 0 0
ABBOTT LABS COM 002824100 311 3,212 SH   SOLE   3,212 0 0
ABBVIE INC COM 00287Y109 786 5,854 SH   SOLE   5,854 0 0
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 161 10,125 SH   SOLE   10,125 0 0
ALPHABET INC CAP STK CL A 02079K305 969 10,129 SH   SOLE   10,129 0 0
ALTRIA GROUP INC COM 02209S103 203 5,023 SH   SOLE   5,023 0 0
AMAZON COM INC COM 023135106 624 5,521 SH   SOLE   5,521 0 0
AMGEN INC COM 031162100 731 3,243 SH   SOLE   3,243 0 0
APPLE INC COM 037833100 4,277 30,947 SH   SOLE   30,947 0 0
AT&T INC COM 00206R102 271 17,660 SH   SOLE   17,660 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 487 1,822 SH   SOLE   1,822 0 0
BK OF AMERICA CORP COM 060505104 311 10,295 SH   SOLE   10,295 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 385 5,415 SH   SOLE   5,415 0 0
CATERPILLAR INC COM 149123101 296 1,805 SH   SOLE   1,805 0 0
CF INDS HLDGS INC COM 125269100 228 2,369 SH   SOLE   2,369 0 0
CHEVRON CORP NEW COM 166764100 953 6,632 SH   SOLE   6,632 0 0
CINCINNATI FINL CORP COM 172062101 270 3,015 SH   SOLE   3,015 0 0
CISCO SYS INC COM 17275R102 706 17,654 SH   SOLE   17,654 0 0
COCA COLA CO COM 191216100 651 11,621 SH   SOLE   11,621 0 0
CONSOLIDATED EDISON INC COM 209115104 236 2,751 SH   SOLE   2,751 0 0
CORTEVA INC COM 22052L104 204 3,573 SH   SOLE   3,573 0 0
DIREXION SHS ETF TR DLY S&P500 BR 1X 25460E869 809 45,274 SH   SOLE   45,274 0 0
DISNEY WALT CO COM 254687106 416 4,408 SH   SOLE   4,408 0 0
DOMINION ENERGY INC COM 25746U109 304 4,394 SH   SOLE   4,394 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 481 5,176 SH   SOLE   5,176 0 0
DUPONT DE NEMOURS INC COM 26614N102 234 4,647 SH   SOLE   4,647 0 0
EOG RES INC COM 26875P101 243 2,172 SH   SOLE   2,172 0 0
EXXON MOBIL CORP COM 30231G102 1,400 16,036 SH   SOLE   16,036 0 0
F N B CORP COM 302520101 559 48,172 SH   SOLE   48,172 0 0
FIRST COMWLTH FINL CORP PA COM 319829107 139 10,828 SH   SOLE   10,828 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 359 21,490 SH   SOLE   21,490 0 0
GENERAL DYNAMICS CORP COM 369550108 550 2,591 SH   SOLE   2,591 0 0
GENERAL ELECTRIC CO COM NEW 369604301 689 11,127 SH   SOLE   11,127 0 0
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 220 14,077 SH   SOLE   14,077 0 0
GRAB HOLDINGS LIMITED CLASS A ORD G4124C109 26 10,000 SH   SOLE   10,000 0 0
HOME DEPOT INC COM 437076102 659 2,390 SH   SOLE   2,390 0 0
INTEL CORP COM 458140100 347 13,481 SH   SOLE   13,481 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 740 6,225 SH   SOLE   6,225 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 227 1,636 SH   SOLE   1,636 0 0
INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563 217 11,683 SH   SOLE   11,683 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 237 1,048 SH   SOLE   1,048 0 0
ISHARES GOLD TR ISHARES NEW 464285204 4,135 131,133 SH   SOLE   131,133 0 0
ISHARES INC CORE MSCI EMKT 46434G103 694 16,146 SH   SOLE   16,146 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 4,905 60,395 SH   SOLE   60,395 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 5,220 45,681 SH   SOLE   45,681 0 0
ISHARES TR CORE MSCI EAFE 46432F842 429 8,146 SH   SOLE   8,146 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,128 5,144 SH   SOLE   5,144 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,828 5,098 SH   SOLE   5,098 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 269 8,072 SH   SOLE   8,072 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,005 17,950 SH   SOLE   17,950 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 3,756 135,193 SH   SOLE   135,193 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 1,781 17,131 SH   SOLE   17,131 0 0
ISHARES TR NATIONAL MUN ETF 464288414 468 4,564 SH   SOLE   4,564 0 0
ISHARES TR RUS MID CAP ETF 464287499 1,581 25,443 SH   SOLE   25,443 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 831 5,036 SH   SOLE   5,036 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 2,048 35,395 SH   SOLE   35,395 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,596 12,422 SH   SOLE   12,422 0 0
ISHARES TR SHORT TREAS BD 464288679 4,015 36,497 SH   SOLE   36,497 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 3,531 68,920 SH   SOLE   68,920 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 4,412 87,958 SH   SOLE   87,958 0 0
JOHNSON & JOHNSON COM 478160104 1,025 6,276 SH   SOLE   6,276 0 0
JPMORGAN CHASE & CO COM 46625H100 1,254 11,998 SH   SOLE   11,998 0 0
LILLY ELI & CO COM 532457108 405 1,252 SH   SOLE   1,252 0 0
MARATHON PETE CORP COM 56585A102 633 6,374 SH   SOLE   6,374 0 0
MCDONALDS CORP COM 580135101 905 3,920 SH   SOLE   3,920 0 0
MEDTRONIC PLC SHS G5960L103 213 2,636 SH   SOLE   2,636 0 0
MERCK & CO INC COM 58933Y105 449 5,214 SH   SOLE   5,214 0 0
META PLATFORMS INC CL A 30303M102 284 2,090 SH   SOLE   2,090 0 0
MICROSOFT CORP COM 594918104 2,346 10,074 SH   SOLE   10,074 0 0
NATIONAL FUEL GAS CO COM 636180101 531 8,628 SH   SOLE   8,628 0 0
NIKE INC CL B 654106103 242 2,916 SH   SOLE   2,916 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105 296 27,900 SH   SOLE   27,900 0 0
NUVEEN MUN HIGH INCOME OPPOR COM 670682103 116 11,248 SH   SOLE   11,248 0 0
PACWEST BANCORP DEL COM 695263103 555 24,560 SH   SOLE   24,560 0 0
PEPSICO INC COM 713448108 965 5,911 SH   SOLE   5,911 0 0
PFIZER INC COM 717081103 747 17,071 SH   SOLE   17,071 0 0
PHILIP MORRIS INTL INC COM 718172109 382 4,600 SH   SOLE   4,600 0 0
PNC FINL SVCS GROUP INC COM 693475105 370 2,473 SH   SOLE   2,473 0 0
PROCTER AND GAMBLE CO COM 742718109 1,228 9,727 SH   SOLE   9,727 0 0
PROSHARES TR SHORT S&P 500 NE 74347B425 857 49,577 SH   SOLE   49,577 0 0
QUALCOMM INC COM 747525103 232 2,053 SH   SOLE   2,053 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 373 4,552 SH   SOLE   4,552 0 0
RESMED INC COM 761152107 232 1,062 SH   SOLE   1,062 0 0
ROYCE VALUE TR INC COM 780910105 126 10,000 SH   SOLE   10,000 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 308 13,743 SH   SOLE   13,743 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,482 35,305 SH   SOLE   35,305 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 4,858 73,135 SH   SOLE   73,135 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,805 50,257 SH   SOLE   50,257 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,238 38,252 SH   SOLE   38,252 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,234 99,968 SH   SOLE   99,968 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4,468 73,821 SH   SOLE   73,821 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 224 3,108 SH   SOLE   3,108 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 434 6,500 SH   SOLE   6,500 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2,711 22,381 SH   SOLE   22,381 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 350 4,228 SH   SOLE   4,228 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,447 37,360 SH   SOLE   37,360 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 270 2,271 SH   SOLE   2,271 0 0
SHELL PLC SPON ADS 780259305 383 7,687 SH   SOLE   7,687 0 0
SOUTHERN CO COM 842587107 300 4,412 SH   SOLE   4,412 0 0
SPDR GOLD TR GOLD SHS 78463V107 998 6,455 SH   SOLE   6,455 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,442 78,675 SH   SOLE   78,675 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,612 4,513 SH   SOLE   4,513 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 1,118 12,205 SH   SOLE   12,205 0 0
T-MOBILE US INC COM 872590104 312 2,325 SH   SOLE   2,325 0 0
TREAN INS GROUP INC COM 89457R101 593 174,500 SH   SOLE   174,500 0 0
UNION PAC CORP COM 907818108 339 1,740 SH   SOLE   1,740 0 0
UNITEDHEALTH GROUP INC COM 91324P102 318 629 SH   SOLE   629 0 0
VALERO ENERGY CORP COM 91913Y100 244 2,283 SH   SOLE   2,283 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 7,019 95,522 SH   SOLE   95,522 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 706 9,430 SH   SOLE   9,430 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 260 1,522 SH   SOLE   1,522 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 758 17,086 SH   SOLE   17,086 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 662 18,135 SH   SOLE   18,135 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 316 5,463 SH   SOLE   5,463 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 859 23,633 SH   SOLE   23,633 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 943 9,942 SH   SOLE   9,942 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 1,591 9,264 SH   SOLE   9,264 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 1,638 16,130 SH   SOLE   16,130 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 603 15,887 SH   SOLE   15,887 0 0
WALMART INC COM 931142103 259 1,996 SH   SOLE   1,996 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 2,044 40,643 SH   SOLE   40,643 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 4,498 83,432 SH   SOLE   83,432 0 0