The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 374 2,889 SH   SOLE   2,889 0 0
ABBOTT LABS COM 002824100 349 3,212 SH   SOLE   3,212 0 0
ABBVIE INC COM 00287Y109 804 5,250 SH   SOLE   5,250 0 0
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 175 10,073 SH   SOLE   10,073 0 0
ADVANCED MICRO DEVICES INC COM 007903107 284 3,714 SH   SOLE   3,714 0 0
ALPHABET INC CAP STK CL A 02079K305 1,069 490 SH   SOLE   490 0 0
ALPHABET INC CAP STK CL C 02079K107 217 99 SH   SOLE   99 0 0
AMAZON COM INC COM 023135106 586 5,521 SH   SOLE   5,521 0 0
AMGEN INC COM 031162100 756 3,106 SH   SOLE   3,106 0 0
APPLE INC COM 037833100 4,273 31,251 SH   SOLE   31,251 0 0
AT&T INC COM 00206R102 314 14,967 SH   SOLE   14,967 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 497 1,822 SH   SOLE   1,822 0 0
BK OF AMERICA CORP COM 060505104 320 10,295 SH   SOLE   10,295 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 378 4,915 SH   SOLE   4,915 0 0
CATERPILLAR INC COM 149123101 323 1,805 SH   SOLE   1,805 0 0
CHEVRON CORP NEW COM 166764100 872 6,026 SH   SOLE   6,026 0 0
CINCINNATI FINL CORP COM 172062101 359 3,015 SH   SOLE   3,015 0 0
CISCO SYS INC COM 17275R102 731 17,151 SH   SOLE   17,151 0 0
COCA COLA CO COM 191216100 750 11,919 SH   SOLE   11,919 0 0
COMCAST CORP NEW CL A 20030N101 258 6,566 SH   SOLE   6,566 0 0
CONSOLIDATED EDISON INC COM 209115104 281 2,951 SH   SOLE   2,951 0 0
DIREXION SHS ETF TR DLY S&P500 BR 1X 25460E869 665 39,031 SH   SOLE   39,031 0 0
DISNEY WALT CO COM 254687106 416 4,408 SH   SOLE   4,408 0 0
DOMINION ENERGY INC COM 25746U109 351 4,394 SH   SOLE   4,394 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 662 6,176 SH   SOLE   6,176 0 0
DUPONT DE NEMOURS INC COM 26614N102 230 4,147 SH   SOLE   4,147 0 0
EOG RES INC COM 26875P101 240 2,172 SH   SOLE   2,172 0 0
EXXON MOBIL CORP COM 30231G102 1,476 17,234 SH   SOLE   17,234 0 0
F N B CORP COM 302520101 523 48,172 SH   SOLE   48,172 0 0
FIRST COMWLTH FINL CORP PA COM 319829107 145 10,828 SH   SOLE   10,828 0 0
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 245 4,842 SH   SOLE   4,842 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 342 19,873 SH   SOLE   19,873 0 0
GENERAL DYNAMICS CORP COM 369550108 453 2,048 SH   SOLE   2,048 0 0
GENERAL ELECTRIC CO COM NEW 369604301 708 11,127 SH   SOLE   11,127 0 0
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 236 13,482 SH   SOLE   13,482 0 0
GRAB HOLDINGS LIMITED CLASS A ORD G4124C109 25 10,000 SH   SOLE   10,000 0 0
HOME DEPOT INC COM 437076102 656 2,390 SH   SOLE   2,390 0 0
INTEL CORP COM 458140100 421 11,254 SH   SOLE   11,254 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 906 6,418 SH   SOLE   6,418 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 242 1,636 SH   SOLE   1,636 0 0
INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563 231 11,245 SH   SOLE   11,245 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 259 1,097 SH   SOLE   1,097 0 0
ISHARES GOLD TR ISHARES NEW 464285204 4,145 120,819 SH   SOLE   120,819 0 0
ISHARES INC CORE MSCI EMKT 46434G103 871 17,746 SH   SOLE   17,746 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 4,990 60,269 SH   SOLE   60,269 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 5,312 44,508 SH   SOLE   44,508 0 0
ISHARES TR CORE MSCI EAFE 46432F842 520 8,828 SH   SOLE   8,828 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,392 6,154 SH   SOLE   6,154 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,933 5,098 SH   SOLE   5,098 0 0
ISHARES TR CORE US AGGBD ET 464287226 3,790 37,277 SH   SOLE   37,277 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 225 6,654 SH   SOLE   6,654 0 0
ISHARES TR HDG MSCI EAFE 46434V803 2,405 75,589 SH   SOLE   75,589 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,132 18,122 SH   SOLE   18,122 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 6,217 201,015 SH   SOLE   201,015 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 3,706 33,166 SH   SOLE   33,166 0 0
ISHARES TR NATIONAL MUN ETF 464288414 632 5,944 SH   SOLE   5,944 0 0
ISHARES TR RUS MID CAP ETF 464287499 1,645 25,443 SH   SOLE   25,443 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 853 5,036 SH   SOLE   5,036 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 2,136 35,395 SH   SOLE   35,395 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,715 12,473 SH   SOLE   12,473 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 3,087 55,677 SH   SOLE   55,677 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 4,243 84,703 SH   SOLE   84,703 0 0
JOHNSON & JOHNSON COM 478160104 1,174 6,617 SH   SOLE   6,617 0 0
JPMORGAN CHASE & CO COM 46625H100 1,270 11,276 SH   SOLE   11,276 0 0
LILLY ELI & CO COM 532457108 406 1,252 SH   SOLE   1,252 0 0
MARATHON PETE CORP COM 56585A102 524 6,374 SH   SOLE   6,374 0 0
MCDONALDS CORP COM 580135101 943 3,819 SH   SOLE   3,819 0 0
MEDTRONIC PLC SHS G5960L103 284 3,161 SH   SOLE   3,161 0 0
MERCK & CO INC COM 58933Y105 475 5,209 SH   SOLE   5,209 0 0
META PLATFORMS INC CL A 30303M102 229 1,420 SH   SOLE   1,420 0 0
MICROSOFT CORP COM 594918104 2,587 10,073 SH   SOLE   10,073 0 0
NATIONAL FUEL GAS CO COM 636180101 570 8,628 SH   SOLE   8,628 0 0
NIKE INC CL B 654106103 305 2,985 SH   SOLE   2,985 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105 328 27,900 SH   SOLE   27,900 0 0
NUVEEN MUN HIGH INCOME OPPOR COM 670682103 132 11,248 SH   SOLE   11,248 0 0
ORACLE CORP COM 68389X105 213 3,042 SH   SOLE   3,042 0 0
PACWEST BANCORP DEL COM 695263103 668 25,060 SH   SOLE   25,060 0 0
PEPSICO INC COM 713448108 976 5,853 SH   SOLE   5,853 0 0
PFIZER INC COM 717081103 895 17,069 SH   SOLE   17,069 0 0
PHILIP MORRIS INTL INC COM 718172109 454 4,600 SH   SOLE   4,600 0 0
PNC FINL SVCS GROUP INC COM 693475105 390 2,473 SH   SOLE   2,473 0 0
PROCTER AND GAMBLE CO COM 742718109 1,396 9,711 SH   SOLE   9,711 0 0
PROSHARES TR SHORT S&P 500 NE 74347B425 653 39,554 SH   SOLE   39,554 0 0
QUALCOMM INC COM 747525103 262 2,053 SH   SOLE   2,053 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 437 4,552 SH   SOLE   4,552 0 0
REALTY INCOME CORP COM 756109104 216 3,160 SH   SOLE   3,160 0 0
RESMED INC COM 761152107 223 1,062 SH   SOLE   1,062 0 0
ROYCE VALUE TR INC COM 780910105 140 10,000 SH   SOLE   10,000 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 349 13,743 SH   SOLE   13,743 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,721 38,944 SH   SOLE   38,944 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 5,149 71,884 SH   SOLE   71,884 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,874 49,561 SH   SOLE   49,561 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,322 37,203 SH   SOLE   37,203 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,319 96,716 SH   SOLE   96,716 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4,512 71,923 SH   SOLE   71,923 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 242 4,455 SH   SOLE   4,455 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 273 3,813 SH   SOLE   3,813 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 409 5,669 SH   SOLE   5,669 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2,232 17,404 SH   SOLE   17,404 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 333 3,811 SH   SOLE   3,811 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,054 29,284 SH   SOLE   29,284 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 237 3,220 SH   SOLE   3,220 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 354 2,783 SH   SOLE   2,783 0 0
SHELL PLC SPON ADS 780259305 405 7,752 SH   SOLE   7,752 0 0
SOUTHERN CO COM 842587107 315 4,412 SH   SOLE   4,412 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,335 7,925 SH   SOLE   7,925 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,560 73,624 SH   SOLE   73,624 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,713 4,541 SH   SOLE   4,541 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 713 7,790 SH   SOLE   7,790 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 237 5,007 SH   SOLE   5,007 0 0
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 244 14,517 SH   SOLE   14,517 0 0
T-MOBILE US INC COM 872590104 313 2,325 SH   SOLE   2,325 0 0
TREAN INS GROUP INC COM 89457R101 1,056 169,500 SH   SOLE   169,500 0 0
UNION PAC CORP COM 907818108 371 1,740 SH   SOLE   1,740 0 0
UNITEDHEALTH GROUP INC COM 91324P102 323 629 SH   SOLE   629 0 0
VALERO ENERGY CORP COM 91913Y100 243 2,283 SH   SOLE   2,283 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 5,382 69,316 SH   SOLE   69,316 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 823 10,713 SH   SOLE   10,713 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 268 1,522 SH   SOLE   1,522 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 840 16,805 SH   SOLE   16,805 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 871 20,915 SH   SOLE   20,915 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 304 5,166 SH   SOLE   5,166 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 1,326 32,494 SH   SOLE   32,494 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,026 10,089 SH   SOLE   10,089 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 1,244 12,502 SH   SOLE   12,502 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 807 15,898 SH   SOLE   15,898 0 0
WALMART INC COM 931142103 243 1,996 SH   SOLE   1,996 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 4,666 81,410 SH   SOLE   81,410 0 0