The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 110 948 SH   SOLE   948 0 0
ADVANCED MICRO DEVIC COM 007903107 5 50 SH   SOLE   50 0 0
AFLAC INC COM 001055102 21 400 SH   SOLE   400 0 0
AMAZON.COM INC COM 023135106 3,199 930 SH   SOLE   930 0 0
AMGEN INC. COM 031162100 12 50 SH   SOLE   50 0 0
Astrazeneca Plc Each Ads Representing 1/2 Of An Or COM 046353108 24 400 SH   SOLE   400 0 0
Autodesk Inc COM 052769106 3,289 11,266 SH   SOLE   11,266 0 0
AUTOZONE INC COM 053332102 18 12 SH   SOLE   12 0 0
BAIDU COM INC A ADR ADR 056752108 1,732 8,492 SH   SOLE   8,492 0 0
BANK OF AMERICA CORP COM 060505104 25 600 SH   SOLE   600 0 0
BARRICK GOLD CORP COM 067901108 4 200 SH   SOLE   200 0 0
BERKSHIRE HATHAWAY B COM 084670702 28 100 SH   SOLE   100 0 0
BOEING CO COM 097023105 1,539 6,423 SH   SOLE   6,423 0 0
BRISTOL-MYERS SQUIBB COM 110122108 3,666 54,858 SH   SOLE   54,858 0 0
Carnival Corp COM 143658300 3 100 SH   SOLE   100 0 0
CARTERS INC COM 146229109 2,722 26,379 SH   SOLE   26,379 0 0
CHARLES SCHWAB CORP COM 808513105 11 150 SH   SOLE   150 0 0
CHARLES SCHWAB US REIT ETF ETF 808524847 1 30 SH   SOLE   30 0 0
CHEVRON CORP COM 166764100 1 11 SH   SOLE   11 0 0
CHURCH & DWIGHT CO COM 171340102 1,466 17,207 SH   SOLE   17,207 0 0
CONTINENTAL RESOURCE COM 212015101 6 150 SH   SOLE   150 0 0
CVS HEALTH CORP COM 126650100 290 3,476 SH   SOLE   3,476 0 0
DANAHER CORP COM 235851102 7 25 SH   SOLE   25 0 0
DEERE & CO COM 244199105 30 86 SH   SOLE   86 0 0
DIGITAL REALTY TRUST COM 253868103 1,792 11,907 SH   SOLE   11,907 0 0
DOLLAR GENERAL CORP COM 256677105 2,763 12,768 SH   SOLE   12,768 0 0
DOW INC COM 260557103 4,349 68,720 SH   SOLE   68,720 0 0
DTE ENERGY CO COM 233331107 52 400 SH   SOLE   400 0 0
Eagle Bancorp Inc COM 268948106 15 260 SH   SOLE   260 0 0
eBay Inc COM 278642103 7 101 SH   SOLE   101 0 0
Emerson Electric Co COM 291011104 47 489 SH   SOLE   489 0 0
ESTEE LAUDER CO INC A COM 518439104 2,713 8,528 SH   SOLE   8,528 0 0
FISERV INC COM 337738108 1,606 15,029 SH   SOLE   15,029 0 0
FORD MOTOR CO COM 345370860 5 320 SH   SOLE   320 0 0
GARTNER INC COM 366651107 18 75 SH   SOLE   75 0 0
General Dynamics Corp COM 369550108 8 40 SH   SOLE   40 0 0
GENERAL MILLS INC COM 370334104 0 5 SH   SOLE   5 0 0
GLAUKOS CORP 00 COM 377322102 8 100 SH   SOLE   100 0 0
HASBRO INC COM 418056107 0 5 SH   SOLE   5 0 0
HOME DEPOT INC COM 437076102 4,700 14,738 SH   SOLE   14,738 0 0
HONEYWELL INTL INC COM 438516106 2,731 12,451 SH   SOLE   12,451 0 0
IBM CORP COM 459200101 4,942 33,712 SH   SOLE   33,712 0 0
INTEL CORP COM 458140100 2,227 39,671 SH   SOLE   39,671 0 0
ISHARES INTERNATIONAL DEV RL EST ETF ETF 464288489 11 372 SH   SOLE   372 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 1 14 SH   SOLE   14 0 0
ISHARES NASDAQ BIOTECHNOLOGY ETF ETF 464287556 360 2,202 SH   SOLE   2,202 0 0
ISHARES PREFERRED INCOME SEC ETF ETF 464288687 1,631 41,453 SH   SOLE   41,453 0 0
ISHARES TOTAL US STOCK MARKET ETF IV ETF 464287150 14 139 SH   SOLE   139 0 0
JOHNSON & JOHNSON COM 478160104 33 200 SH   SOLE   200 0 0
KIMBERLY-CLARK CORP COM 494368103 7 50 SH   SOLE   50 0 0
KRAFT HEINZ CO COM 500754106 1 20 SH   SOLE   20 0 0
L3Harris Technologies Inc COM 502431109 21 99 SH   SOLE   99 0 0
LOCKHEED MARTIN CORP COM 539830109 3,082 8,147 SH   SOLE   8,147 0 0
Mack-Cali Realty Corp COM 554489104 5 300 SH   SOLE   300 0 0
MarineMax Inc COM 567908108 7 150 SH   SOLE   150 0 0
MARRIOTT INTL INC A COM 571903202 5 38 SH   SOLE   38 0 0
MARTIN MARIETTA MATR COM 573284106 4,126 11,729 SH   SOLE   11,729 0 0
Marvell Technology Group Ltd COM 573874104 6 100 SH   SOLE   100 0 0
MATTEL INC. COM 577081102 0 5 SH   SOLE   5 0 0
MICROSOFT CORP COM 594918104 4,794 17,695 SH   SOLE   17,695 0 0
NEWELL BRANDS INC COM 651229106 0 10 SH   SOLE   10 0 0
NIKE INC B COM 654106103 1 5 SH   SOLE   5 0 0
PACKAGING CORP OF AM COM 695156109 1 4 SH   SOLE   4 0 0
People s United Financial Inc COM 712704105 12 725 SH   SOLE   725 0 0
PEPSICO INC COM 713448108 4 29 SH   SOLE   29 0 0
PFIZER INC COM 717081103 3,611 92,208 SH   SOLE   92,208 0 0
PROCTER & GAMBLE COM 742718109 1 5 SH   SOLE   5 0 0
Proofpoint Inc COM 743424103 9 50 SH   SOLE   50 0 0
QUALCOMM INC COM 747525103 834 5,835 SH   SOLE   5,835 0 0
RIO TINTO PLC ADR COM 767204100 8 100 SH   SOLE   100 0 0
Roblox Corp Com Cl A COM 771049103 2 20 SH   SOLE   20 0 0
ROSS STORES INC COM 778296103 971 7,829 SH   SOLE   7,829 0 0
Schwab Fundamental Intl Lg Co ETF ETF 808524755 6 187 SH   SOLE   187 0 0
Schwab Fundamental US Large Company ETF ETF 808524771 10 190 SH   SOLE   190 0 0
Schwab Fundamental US Small Company ETF ETF 808524763 6 116 SH   SOLE   116 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 187 4,744 SH   SOLE   4,744 0 0
SCHWAB US BROAD MARKET ETF ETF 808524102 6 58 SH   SOLE   58 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 7,162 94,705 SH   SOLE   94,705 0 0
SCHWAB US LARGE CAP ETF ETF 808524201 197 1,896 SH   SOLE   1,896 0 0
SCHWAB US LARGE CAP VALUE ETF ETF 808524409 28 411 SH   SOLE   411 0 0
SCHWAB US SMALL CAP ETF ETF 808524607 212 2,038 SH   SOLE   2,038 0 0
SHERWIN WILLIAMS CO COM 824348106 2,695 9,891 SH   SOLE   9,891 0 0
SNAP ON INC COM 833034101 1,727 7,731 SH   SOLE   7,731 0 0
SOUTHERN CO COM 842587107 1,804 29,806 SH   SOLE   29,806 0 0
Southwestern Energy Co COM 845467109 6 1,000 SH   SOLE   1,000 0 0
Ssr Mng Inc COM 784730103 5 300 SH   SOLE   300 0 0
STARBUCKS CORP COM 855244109 2,587 23,140 SH   SOLE   23,140 0 0
STATE STREET CORP COM 857477103 348 4,230 SH   SOLE   4,230 0 0
Teledyne Technologies Inc COM 879360105 10 25 SH   SOLE   25 0 0
TJX COMPANIES INC COM 872540109 1,871 27,756 SH   SOLE   27,756 0 0
Unilever PLC ADR ADR 904767704 1 10 SH   SOLE   10 0 0
UNITED PARCEL SRVC B CLASS B 911312106 42 202 SH   SOLE   202 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 184 3,393 SH   SOLE   3,393 0 0
VEEVA SYSTEMS INC A COM 922475108 8 25 SH   SOLE   25 0 0
WABTEC COM 929740108 0 2 SH   SOLE   2 0 0
WALMART INC COM 931142103 3,764 26,692 SH   SOLE   26,692 0 0