The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 471 176 SH   SOLE   176 0 0
ALPHABET INC CAP STK CL C 02079K107 528 198 SH   SOLE   198 0 0
AMAZON COM INC COM 023135106 555 169 SH   SOLE   169 0 0
AMERISOURCEBERGEN CORP COM 03073E105 285 2,390 SH   SOLE   2,390 0 0
AMNEAL PHARMACEUTICALS INC COM STK CL A 03168L105 381 71,414 SH   SOLE   71,414 0 0
APPLE INC COM 037833100 284 2,008 SH   SOLE   2,008 0 0
BANK NEW YORK MELLON CORP COM 064058100 325 6,275 SH   SOLE   6,275 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 411 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 911 3,336 SH   SOLE   3,336 0 0
BOOKING HOLDINGS INC COM 09857L108 399 168 SH   SOLE   168 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 275 4,644 SH   SOLE   4,644 0 0
COMCAST CORP NEW CL A 20030N101 379 6,778 SH   SOLE   6,778 0 0
DBX ETF TR XTRACK USD HIGH 233051432 1,771 44,196 SH   SOLE   44,196 0 0
DBX ETF TR XTRACKERS S&P 233051143 2,991 78,798 SH   SOLE   78,798 0 0
DBX ETF TR XTRCKR MSCI US 233051150 2,395 60,174 SH   SOLE   60,174 0 0
EBAY INC. COM 278642103 304 4,368 SH   SOLE   4,368 0 0
ENBRIDGE INC COM 29250N105 490 12,309 SH   SOLE   12,309 0 0
EVERSOURCE ENERGY COM 30040W108 410 5,016 SH   SOLE   5,016 0 0
FACEBOOK INC CL A 30303M102 640 1,885 SH   SOLE   1,885 0 0
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 1,893 35,355 SH   SOLE   35,355 0 0
GENERAL DYNAMICS CORP COM 369550108 236 1,205 SH   SOLE   1,205 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 1,466 97,519 SH   SOLE   97,519 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 5,524 36,868 SH   SOLE   36,868 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 5,218 14,577 SH   SOLE   14,577 0 0
IQVIA HLDGS INC COM 46266C105 286 1,194 SH   SOLE   1,194 0 0
ISHARES INC MSCI EURZONE ETF 464286608 505 10,501 SH   SOLE   10,501 0 0
ISHARES TR CORE MSCI INTL 46435G326 1,017 15,216 SH   SOLE   15,216 0 0
ISHARES TR CORE US AGGBD ET 464287226 2,472 21,527 SH   SOLE   21,527 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 1,818 30,265 SH   SOLE   30,265 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 588 10,763 SH   SOLE   10,763 0 0
ISHARES TR JPMORGAN USD EMG 464288281 722 6,561 SH   SOLE   6,561 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 5,336 72,598 SH   SOLE   72,598 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 1,965 26,080 SH   SOLE   26,080 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 6,064 46,032 SH   SOLE   46,032 0 0
ISHARES TR MSCI USA MMENTM 46432F396 3,768 21,456 SH   SOLE   21,456 0 0
JOHNSON & JOHNSON COM 478160104 288 1,781 SH   SOLE   1,781 0 0
JPMORGAN CHASE & CO COM 46625H100 461 2,817 SH   SOLE   2,817 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 29 11,969 SH   SOLE   11,969 0 0
LOWES COS INC COM 548661107 314 1,549 SH   SOLE   1,549 0 0
MASTERCARD INCORPORATED CL A 57636Q104 297 853 SH   SOLE   853 0 0
MICROSOFT CORP COM 594918104 346 1,228 SH   SOLE   1,228 0 0
NETFLIX INC COM 64110L106 344 563 SH   SOLE   563 0 0
NEW YORK CMNTY BANCORP INC COM 649445103 569 44,188 SH   SOLE   44,188 0 0
NOVARTIS AG SPONSORED ADR 66987V109 204 2,489 SH   SOLE   2,489 0 0
ORACLE CORP COM 68389X105 347 3,982 SH   SOLE   3,982 0 0
PHILIP MORRIS INTL INC COM 718172109 217 2,284 SH   SOLE   2,284 0 0
SCHWAB CHARLES CORP COM 808513105 207 2,840 SH   SOLE   2,840 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 6,008 165,921 SH   SOLE   165,921 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 2,409 37,629 SH   SOLE   37,629 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 3,483 89,302 SH   SOLE   89,302 0 0
SPDR SER TR BLMBRG BRC CNVRT 78464A359 302 3,541 SH   SOLE   3,541 0 0
SPDR SER TR BLOOMBERG SRT TR 78468R408 367 13,400 SH   SOLE   13,400 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 1,180 25,641 SH   SOLE   25,641 0 0
UNILEVER PLC SPON ADR NEW 904767704 213 3,930 SH   SOLE   3,930 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 1,334 40,349 SH   SOLE   40,349 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 1,709 16,701 SH   SOLE   16,701 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 563 6,291 SH   SOLE   6,291 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,856 22,651 SH   SOLE   22,651 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,580 44,998 SH   SOLE   44,998 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,351 25,691 SH   SOLE   25,691 0 0
VANGUARD WORLD FD EXTENDED DUR 921910709 1,146 8,457 SH   SOLE   8,457 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801 4,430 25,575 SH   SOLE   25,575 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 4,043 29,059 SH   SOLE   29,059 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 4,472 18,094 SH   SOLE   18,094 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 5,071 54,734 SH   SOLE   54,734 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 5,415 73,274 SH   SOLE   73,274 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 4,168 23,257 SH   SOLE   23,257 0 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 4,361 23,208 SH   SOLE   23,208 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 4,615 14,889 SH   SOLE   14,889 0 0
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 4,671 33,180 SH   SOLE   33,180 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 4,644 11,573 SH   SOLE   11,573 0 0
VISA INC COM CL A 92826C839 332 1,491 SH   SOLE   1,491 0 0
WELLS FARGO CO NEW COM 949746101 230 4,962 SH   SOLE   4,962 0 0
WISDOMTREE TR YIELD ENHANCD US 97717X511 727 13,994 SH   SOLE   13,994 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 3,093 52,563 SH   SOLE   52,563 0 0