The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ATT INC COM 00206R102 716 46,708 SH   SOLE NONE 46,708 0 0
ABBVIE INC COM 00287Y109 1,052 7,845 SH   SOLE NONE 7,845 0 0
ALKERMES PLC SHS G01767105 1,307 58,570 SH   SOLE NONE 58,570 0 0
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 348 9,950 SH   SOLE NONE 9,950 0 0
ALLSTATE CORP COM 020002101 1,915 15,382 SH   SOLE NONE 15,382 0 0
ALLY FINL INC COM 02005N100 658 23,647 SH   SOLE NONE 23,647 0 0
ALPHABET INC C CAP STK CL C 02079K107 3,034 31,556 SH   SOLE NONE 31,556 0 0
AMAZON COM INC COM 023135106 304 2,695 SH   SOLE NONE 2,695 0 0
AMGEN INC COM 031162100 989 4,390 SH   SOLE NONE 4,390 0 0
APPLE INC COM 037833100 1,795 12,994 SH   SOLE NONE 12,994 0 0
BANK NEW YORK MELLON CORP COM 064058100 807 20,955 SH   SOLE NONE 20,955 0 0
BEACON ROOFING SUPPLY INC COM 073685109 360 6,590 SH   SOLE NONE 6,590 0 0
CNA FINL CORP COM 126117100 1,024 27,770 SH   SOLE NONE 27,770 0 0
CANON INC SPONSORED ADR 138006309 1,243 57,027 SH   SOLE NONE 57,027 0 0
CARDINAL HEALTH INC COM 14149Y108 762 11,433 SH   SOLE NONE 11,433 0 0
CBOE GLOBAL MKTS INC COM 12503M108 1,231 10,495 SH   SOLE NONE 10,495 0 0
CIGNA CORP NEW COM 125523100 458 1,652 SH   SOLE NONE 1,652 0 0
CLARIVATE PLC ORD SHS G21810109 376 40,092 SH   SOLE NONE 40,092 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 288 5,025 SH   SOLE NONE 5,025 0 0
COMCAST CORP NEW CL A 20030N101 918 31,320 SH   SOLE NONE 31,320 0 0
CVS HEALTH CORP COM 126650100 2,711 28,432 SH   SOLE NONE 28,432 0 0
ECOARK HLDGS INC COM NEW 27888N307 194 149,684 SH   SOLE NONE 149,684 0 0
ENPRO INDS INC COM 29355X107 275 3,245 SH   SOLE NONE 3,245 0 0
EXP WORLD HLDGS INC COM 30212W100 159 14,190 SH   SOLE NONE 14,190 0 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 216 5,975 SH   SOLE NONE 5,975 0 0
FIRST AMERN FINL CORP COM 31847R102 314 6,815 SH   SOLE NONE 6,815 0 0
FIRST SOLAR INC COM 336433107 243 1,840 SH   SOLE NONE 1,840 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW FIRST TR ENH NEW 33739Q408 378 6,380 SH   SOLE NONE 6,380 0 0
HALEON PLC SPON ADS 405552100 169 27,791 SH   SOLE NONE 27,791 0 0
HONDA MOTOR LTD AMERN SHS 438128308 1,212 56,156 SH   SOLE NONE 56,156 0 0
INDIA FD INC COM 454089103 230 14,345 SH   SOLE NONE 14,345 0 0
INFOSYS LTD SPONSORED ADR 456788108 2,520 148,548 SH   SOLE NONE 148,548 0 0
INTEL CORP COM 458140100 1,704 66,144 SH   SOLE NONE 66,144 0 0
INTERNATIONAL PAPER CO COM 460146103 515 16,256 SH   SOLE NONE 16,256 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 286 1,073 SH   SOLE NONE 1,073 0 0
IRON MTN INC NEW COM 46284V101 906 20,626 SH   SOLE NONE 20,626 0 0
ISHARES TR 0-5 TIPS 0-5 YR TIPS ETF 46429B747 2,165 22,533 SH   SOLE NONE 22,533 0 0
ISHARES TR FLTG RATE NT ETF FLTG RATE NT ETF 46429B655 2,830 56,303 SH   SOLE NONE 56,303 0 0
ISHARES TR MSCI EAFE ETF MSCI EAFE ETF 464287465 265 4,746 SH   SOLE NONE 4,746 0 0
ISHARES TR EAFE SML CP ETF EAFE SML CP ETF 464288273 1,777 36,446 SH   SOLE NONE 36,446 0 0
ISHARES INC MSCI EURZONE ETF MSCI EURZONE ETF 464286608 1,257 39,306 SH   SOLE NONE 39,306 0 0
ISHARES INC - MSCI ITALY ETF MSCI ITALY ETF 46434G830 245 11,415 SH   SOLE NONE 11,415 0 0
ISHARES INC MSCI JPN ETF NEW MSCI JPN ETF NEW 46434G822 933 19,114 SH   SOLE NONE 19,114 0 0
ISHARES TR RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 455 2,760 SH   SOLE NONE 2,760 0 0
ISHARES TR SHORT TREAS BD SHORT TREAS BD 464288679 262 2,390 SH   SOLE NONE 2,390 0 0
ISHARES TR ISHS 1-5YR INVS ISHS 1-5YR INVS 464288646 1,698 34,468 SH   SOLE NONE 34,468 0 0
ISHARES TR U.S. TECH ETF U.S. TECH ETF 464287721 670 9,134 SH   SOLE NONE 9,134 0 0
JAPAN SMALLER CAPITALIZATION COM 47109U104 485 82,847 SH   SOLE NONE 82,847 0 0
JAZZ PHARMACEUTICALS PLC SHS USD G50871105 236 1,773 SH   SOLE NONE 1,773 0 0
JOHNSON JOHNSON COM 478160104 1,184 7,253 SH   SOLE NONE 7,253 0 0
KINDER MORGAN INC DEL COM 49456B101 943 56,696 SH   SOLE NONE 56,696 0 0
LCI INDS COM 50189K103 560 5,521 SH   SOLE NONE 5,521 0 0
M T BK CORP COM 55261F104 226 1,283 SH   SOLE NONE 1,283 0 0
MCKESSON CORP COM 58155Q103 3,267 9,614 SH   SOLE NONE 9,614 0 0
MERCADOLIBRE INC COM 58733R102 375 454 SH   SOLE NONE 454 0 0
MEXICO FD INC COM 592835102 568 43,597 SH   SOLE NONE 43,597 0 0
MOHAWK INDS INC COM 608190104 343 3,762 SH   SOLE NONE 3,762 0 0
NEW GERMANY FD INC COM 644465106 324 46,617 SH   SOLE NONE 46,617 0 0
NEW IRELAND FD INC COM 645673104 493 75,158 SH   SOLE NONE 75,158 0 0
NEXSTAR MEDIA GROUP INC COMMON STOCK 65336K103 1,073 6,432 SH   SOLE NONE 6,432 0 0
NOKIA CORP SPONSORED ADR 654902204 75 17,755 SH   SOLE NONE 17,755 0 0
OLD REP INTL CORP COM 680223104 953 45,552 SH   SOLE NONE 45,552 0 0
OLIN CORP COM PAR $1 680665205 728 17,000 SH   SOLE NONE 17,000 0 0
OMNICOM GROUP INC COM 681919106 628 9,965 SH   SOLE NONE 9,965 0 0
ORACLE CORP COM 68389X105 1,249 20,464 SH   SOLE NONE 20,464 0 0
PHOTRONICS INC COM 719405102 270 18,520 SH   SOLE NONE 18,520 0 0
PIMCO ETF TR - 1-5 US TIP IDX 15+ YR US TIPS 72201R304 1,956 39,607 SH   SOLE NONE 39,607 0 0
PIMCO ETF TR ENHAN SHRT MA AC ENHAN SHRT MA AC 72201R833 1,156 11,699 SH   SOLE NONE 11,699 0 0
POPULAR INC COM NEW 733174700 454 6,310 SH   SOLE NONE 6,310 0 0
QORVO INC COM 74736K101 248 3,124 SH   SOLE NONE 3,124 0 0
QURATE RETAIL INC COM SER A 74915M100 107 53,525 SH   SOLE NONE 53,525 0 0
RENT A CTR INC NEW COM 76009N100 205 11,725 SH   SOLE NONE 11,725 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 1,429 26,880 SH   SOLE NONE 26,880 0 0
RIO TINTO PLC SPONSORED ADR 767204100 293 5,325 SH   SOLE NONE 5,325 0 0
SALLY BEAUTY HLDGS INC COM 79546E104 274 21,775 SH   SOLE NONE 21,775 0 0
SANOFI SPONSORED ADR 80105N105 365 9,625 SH   SOLE NONE 9,625 0 0
SHELL PLC SPON ADS 780259305 654 13,155 SH   SOLE NONE 13,155 0 0
SIRIUS XM HOLDINGS INC COM 82968B103 964 169,000 SH   SOLE NONE 169,000 0 0
SPDR SER BLMBRG BRC CNVRT BBG CONV SEC ETF 78464A359 2,133 33,700 SH   SOLE NONE 33,700 0 0
SPDR SER TR BLOMBERG BRC INV BLOOMBERG INVT 78468R200 2,056 67,865 SH   SOLE NONE 67,865 0 0
SPDR SP 500 ETF TR TR UNIT 78462F103 1,076 3,015 SH   SOLE NONE 3,015 0 0
SPDR SER TR SP 600 SMCP GRW S&P 600 SMCP GRW 78464A201 267 3,925 SH   SOLE NONE 3,925 0 0
STARBUCKS CORP COM 855244109 469 5,575 SH   SOLE NONE 5,575 0 0
TAIWAN FD INC COM 874036106 216 10,283 SH   SOLE NONE 10,283 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 955 13,935 SH   SOLE NONE 13,935 0 0
TC ENERGY CORP COM 87807B107 500 12,430 SH   SOLE NONE 12,430 0 0
TELEFONICA S A SPONSORED ADR 879382208 59 18,473 SH   SOLE NONE 18,473 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 1,526 24,888 SH   SOLE NONE 24,888 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109 1,323 28,446 SH   SOLE NONE 28,446 0 0
TOYOTA MOTOR CORP ADS 892331307 654 5,025 SH   SOLE NONE 5,025 0 0
TRAVELERS COMPANIES INC COM 89417E109 200 1,310 SH   SOLE NONE 1,310 0 0
UNITED THERAPEUTICS CORP DEL COM 91307C102 737 3,523 SH   SOLE NONE 3,523 0 0
UNIVAR SOLUTIONS USA INC COM 91336L107 595 26,195 SH   SOLE NONE 26,195 0 0
UNIVERSAL HLTH SVCS INC CL B 913903100 264 3,001 SH   SOLE NONE 3,001 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,204 16,105 SH   SOLE NONE 16,105 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,878 49,478 SH   SOLE NONE 49,478 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 368 32,532 SH   SOLE NONE 32,532 0 0
WP CAREY INC COM 92936U109 752 10,777 SH   SOLE NONE 10,777 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 424 13,533 SH   SOLE NONE 13,533 0 0
WESTROCK CO COM 96145D105 200 6,495 SH   SOLE NONE 6,495 0 0
WINNIEBAGO INDS INC COM 974637100 509 9,566 SH   SOLE NONE 9,566 0 0