The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 1,255 8,195 SH   SOLE NONE 8,195 0 0
ALKERMES PLC SHS G01767105 1,839 61,730 SH   SOLE NONE 61,730 0 0
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 414 9,950 SH   SOLE NONE 9,950 0 0
ALLSTATE CORP COM 020002101 1,965 15,508 SH   SOLE NONE 15,508 0 0
ALLY FINL INC COM 02005N100 786 23,463 SH   SOLE NONE 23,463 0 0
ALPHABET INC C CAP STK CL C 02079K107 3,356 1,534 SH   SOLE NONE 1,534 0 0
AMAZON COM INC COM 023135106 278 2,620 SH   SOLE NONE 2,620 0 0
AMGEN INC COM 031162100 1,093 4,491 SH   SOLE NONE 4,491 0 0
APPLE INC COM 037833100 1,794 13,122 SH   SOLE NONE 13,122 0 0
AT&T INC COM 00206R102 996 47,508 SH   SOLE NONE 47,508 0 0
BANK NEW YORK MELLON CORP COM 064058100 874 20,955 SH   SOLE NONE 20,955 0 0
BEACON ROOFING SUPPLY INC COM 073685109 338 6,590 SH   SOLE NONE 6,590 0 0
CANON INC SPONSORED ADR 138006309 1,299 57,193 SH   SOLE NONE 57,193 0 0
CARDINAL HEALTH INC COM 14149Y108 605 11,583 SH   SOLE NONE 11,583 0 0
CBOE GLOBAL MKTS INC COM 12503M108 1,192 10,535 SH   SOLE NONE 10,535 0 0
CIGNA CORP NEW COM 125523100 435 1,652 SH   SOLE NONE 1,652 0 0
CLARIVATE PLC ORD SHS G21810109 558 40,292 SH   SOLE NONE 40,292 0 0
CNA FINL CORP COM 126117100 1,247 27,770 SH   SOLE NONE 27,770 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 339 5,025 SH   SOLE NONE 5,025 0 0
COMCAST CORP NEW CL A 20030N101 1,203 30,670 SH   SOLE NONE 30,670 0 0
CVS HEALTH CORP COM 126650100 2,772 29,917 SH   SOLE NONE 29,917 0 0
ECOARK HLDGS INC COM NEW 27888N307 392 149,684 SH   SOLE NONE 149,684 0 0
ENPRO INDS INC COM 29355X107 266 3,245 SH   SOLE NONE 3,245 0 0
EXP WORLD HLDGS INC COM 30212W100 167 14,190 SH   SOLE NONE 14,190 0 0
FEDEX CORP COM 31428X106 262 1,155 SH   SOLE NONE 1,155 0 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 221 5,975 SH   SOLE NONE 5,975 0 0
FIRST AMERN FINL CORP COM 31847R102 363 6,865 SH   SOLE NONE 6,865 0 0
FIRST SOLAR INC COM 336433107 243 3,560 SH   SOLE NONE 3,560 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW FIRST TR ENH NEW 33739Q408 404 6,805 SH   SOLE NONE 6,805 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 1,210 27,791 SH   SOLE NONE 27,791 0 0
HONDA MOTOR LTD AMERN SHS 438128308 1,356 56,156 SH   SOLE NONE 56,156 0 0
INDIA FD INC COM 454089103 234 14,345 SH   SOLE NONE 14,345 0 0
INFOSYS LTD SPONSORED ADR 456788108 2,759 149,064 SH   SOLE NONE 149,064 0 0
INTEL CORP COM 458140100 2,447 65,412 SH   SOLE NONE 65,412 0 0
INTERNATIONAL PAPER CO COM 460146103 680 16,256 SH   SOLE NONE 16,256 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 371 1,323 SH   SOLE NONE 1,323 0 0
IRON MTN INC NEW COM 46284V101 1,017 20,894 SH   SOLE NONE 20,894 0 0
ISHARES INC - MSCI ITALY ETF MSCI ITALY ETF 46434G830 415 17,215 SH   SOLE NONE 17,215 0 0
ISHARES INC MSCI EURZONE ETF MSCI EURZONE ETF 464286608 1,632 44,896 SH   SOLE NONE 44,896 0 0
ISHARES INC MSCI JPN ETF NEW MSCI JPN ETF NEW 46434G822 1,021 19,331 SH   SOLE NONE 19,331 0 0
ISHARES TR EAFE GRWTH ETF EAFE GRWTH ETF 464288885 230 2,861 SH   SOLE NONE 2,861 0 0
ISHARES TR 0-5 TIPS 0-5 YR TIPS ETF 46429B747 2,361 23,280 SH   SOLE NONE 23,280 0 0
ISHARES TR EAFE SML CP ETF EAFE SML CP ETF 464288273 2,213 40,547 SH   SOLE NONE 40,547 0 0
ISHARES TR FLTG RATE NT ETF FLTG RATE NT ETF 46429B655 2,904 58,173 SH   SOLE NONE 58,173 0 0
ISHARES TR ISHS 1-5YR INVS ISHS 1-5YR INVS 464288646 1,846 36,518 SH   SOLE NONE 36,518 0 0
ISHARES TR MSCI EAFE ETF MSCI EAFE ETF 464287465 320 5,116 SH   SOLE NONE 5,116 0 0
ISHARES TR RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 472 2,789 SH   SOLE NONE 2,789 0 0
ISHARES TR SHORT TREAS BD SHORT TREAS BD 464288679 405 3,680 SH   SOLE NONE 3,680 0 0
ISHARES TR U.S. TECH ETF U.S. TECH ETF 464287721 759 9,489 SH   SOLE NONE 9,489 0 0
JAPAN SMALLER CAPITALIZATION COM 47109U104 524 82,847 SH   SOLE NONE 82,847 0 0
JAZZ PHARMACEUTICALS PLC SHS USD G50871105 277 1,773 SH   SOLE NONE 1,773 0 0
JOHNSON & JOHNSON COM 478160104 1,287 7,253 SH   SOLE NONE 7,253 0 0
KINDER MORGAN INC DEL COM 49456B101 939 56,029 SH   SOLE NONE 56,029 0 0
LCI INDS COM 50189K103 623 5,571 SH   SOLE NONE 5,571 0 0
M & T BK CORP COM 55261F104 204 1,283 SH   SOLE NONE 1,283 0 0
MCKESSON CORP COM 58155Q103 3,638 11,152 SH   SOLE NONE 11,152 0 0
MERCADOLIBRE INC COM 58733R102 289 454 SH   SOLE NONE 454 0 0
MEXICO FD INC COM 592835102 631 43,730 SH   SOLE NONE 43,730 0 0
MOHAWK INDS INC COM 608190104 258 2,077 SH   SOLE NONE 2,077 0 0
NEW GERMANY FD INC COM 644465106 393 46,617 SH   SOLE NONE 46,617 0 0
NEW IRELAND FD INC COM 645673104 595 75,158 SH   SOLE NONE 75,158 0 0
NEXSTAR MEDIA GROUP INC CL A 65336K103 1,025 6,295 SH   SOLE NONE 6,295 0 0
NOKIA CORP SPONSORED ADR 654902204 82 17,755 SH   SOLE NONE 17,755 0 0
OLD REP INTL CORP COM 680223104 1,055 47,168 SH   SOLE NONE 47,168 0 0
OLIN CORP COM PAR $1 680665205 787 17,000 SH   SOLE NONE 17,000 0 0
OMNICOM GROUP INC COM 681919106 634 9,965 SH   SOLE NONE 9,965 0 0
ORACLE CORP COM 68389X105 1,431 20,479 SH   SOLE NONE 20,479 0 0
PIMCO ETF TR - 1-5 US TIP IDX 15+ YR US TIPS 72201R304 2,104 40,242 SH   SOLE NONE 40,242 0 0
PIMCO ETF TR ENHAN SHRT MA AC ENHAN SHRT MA AC 72201R833 2,600 26,229 SH   SOLE NONE 26,229 0 0
POPULAR INC COM NEW 733174700 487 6,330 SH   SOLE NONE 6,330 0 0
QORVO INC COM 74736K101 227 2,404 SH   SOLE NONE 2,404 0 0
QURATE RETAIL INC COM SER A 74915M100 154 53,525 SH   SOLE NONE 53,525 0 0
RENT A CTR INC NEW COM 76009N100 228 11,725 SH   SOLE NONE 11,725 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 1,232 24,570 SH   SOLE NONE 24,570 0 0
RIO TINTO PLC SPONSORED ADR 767204100 325 5,325 SH   SOLE NONE 5,325 0 0
SALLY BEAUTY HLDGS INC COM 79546E104 260 21,775 SH   SOLE NONE 21,775 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR SBI CONS DISCR 81369Y407 262 1,907 SH   SOLE NONE 1,907 0 0
SHELL PLC SPON ADS 780259305 688 13,155 SH   SOLE NONE 13,155 0 0
SIRIUS XM HOLDINGS INC COM 82968B103 1,036 169,000 SH   SOLE NONE 169,000 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,163 3,084 SH   SOLE NONE 3,084 0 0
SPDR SER BLMBRG BRC CNVRT BBG CONV SEC ETF 78464A359 2,216 34,320 SH   SOLE NONE 34,320 0 0
SPDR SER TR BLOMBERG BRC INV BLOOMBERG INVT 78468R200 2,177 72,304 SH   SOLE NONE 72,304 0 0
SPDR SER TR S&P 600 SMCP GRW S&P 600 SMCP GRW 78464A201 244 3,454 SH   SOLE NONE 3,454 0 0
STARBUCKS CORP COM 855244109 426 5,575 SH   SOLE NONE 5,575 0 0
TAIWAN FD INC COM 874036106 258 10,283 SH   SOLE NONE 10,283 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 1,139 13,935 SH   SOLE NONE 13,935 0 0
TC ENERGY CORP COM 87807B107 644 12,430 SH   SOLE NONE 12,430 0 0
TELEFONICA S A SPONSORED ADR 879382208 95 18,473 SH   SOLE NONE 18,473 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 1,641 25,021 SH   SOLE NONE 25,021 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109 1,505 28,596 SH   SOLE NONE 28,596 0 0
TOYOTA MOTOR CORP ADS 892331307 775 5,025 SH   SOLE NONE 5,025 0 0
TRAVELERS COMPANIES INC COM 89417E109 222 1,310 SH   SOLE NONE 1,310 0 0
UNITED THERAPEUTICS CORP DEL COM 91307C102 830 3,523 SH   SOLE NONE 3,523 0 0
UNIVAR SOLUTIONS USA INC COM 91336L107 651 26,195 SH   SOLE NONE 26,195 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,339 17,435 SH   SOLE NONE 17,435 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,517 49,594 SH   SOLE NONE 49,594 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 507 32,532 SH   SOLE NONE 32,532 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 513 13,533 SH   SOLE NONE 13,533 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104 317 23,619 SH   SOLE NONE 23,619 0 0
WESTROCK CO COM 96145D105 226 5,670 SH   SOLE NONE 5,670 0 0
WINNIEBAGO INDS INC COM 974637100 445 9,156 SH   SOLE NONE 9,156 0 0
WP CAREY INC COM 92936U109 896 10,818 SH   SOLE NONE 10,818 0 0