The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   558,975 3,750 SH   SOLE   3,750 0 0
ADTALEM GLOBAL ED INC COM 00737L103   211,036 4,925 SH   SOLE   4,925 0 0
ALKERMES PLC SHS G01767105   1,492,793 53,295 SH   SOLE   53,295 0 0
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106   301,983 9,950 SH   SOLE   9,950 0 0
ALLSTATE CORP COM 020002101   1,646,863 14,782 SH   SOLE   14,782 0 0
ALLY FINL INC COM 02005N100   624,899 23,422 SH   SOLE   23,422 0 0
ALPHABET INC CAP STK CL C 02079K107   4,172,036 31,654 SH   SOLE   31,654 0 0
AMAZON COM INC COM 023135106   380,089 2,990 SH   SOLE   2,990 0 0
AMGEN INC COM 031162100   1,119,385 4,165 SH   SOLE   4,165 0 0
APPLE INC COM 037833100   1,766,031 10,315 SH   SOLE   10,315 0 0
AT&T INC COM 00206R102   542,087 36,091 SH   SOLE   36,091 0 0
BANK NEW YORK MELLON CORP COM 064058100   978,391 22,940 SH   SOLE   22,940 0 0
BEACON ROOFING SUPPLY INC COM 073685109   381,992 4,950 SH   SOLE   4,950 0 0
CARDINAL HEALTH INC COM 14149Y108   979,590 11,283 SH   SOLE   11,283 0 0
CBOE GLOBAL MKTS INC COM 12503M108   1,020,051 6,530 SH   SOLE   6,530 0 0
CLARIVATE PLC ORD SHS G21810109   186,404 27,780 SH   SOLE   27,780 0 0
CNA FINL CORP COM 126117100   1,089,798 27,695 SH   SOLE   27,695 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   340,394 5,025 SH   SOLE   5,025 0 0
COMCAST CORP NEW CL A 20030N101   1,543,254 34,805 SH   SOLE   34,805 0 0
CVS HEALTH CORP COM 126650100   1,980,584 28,367 SH   SOLE   28,367 0 0
ENPRO INDS INC COM 29355X107   242,986 2,005 SH   SOLE   2,005 0 0
EXP WORLD HLDGS INC COM 30212W100   217,454 13,390 SH   SOLE   13,390 0 0
FEDEX CORP COM 31428X106   295,386 1,115 SH   SOLE   1,115 0 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   240,573 5,825 SH   SOLE   5,825 0 0
FIRST AMERN FINL CORP COM 31847R102   382,155 6,765 SH   SOLE   6,765 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   401,382 6,755 SH   SOLE   6,755 0 0
GSK PLC SPONSORED ADR 37733W204   802,974 22,151 SH   SOLE   22,151 0 0
HONDA MOTOR LTD AMERN SHS 438128308   1,852,050 55,055 SH   SOLE   55,055 0 0
INDIA FD INC COM 454089103   242,922 13,945 SH   SOLE   13,945 0 0
INFOSYS LTD SPONSORED ADR 456788108   2,528,396 147,773 SH   SOLE   147,773 0 0
INTEL CORP COM 458140100   2,310,537 64,994 SH   SOLE   64,994 0 0
INTERNATIONAL PAPER CO COM 460146103   579,083 16,326 SH   SOLE   16,326 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   250,072 698 SH   SOLE   698 0 0
IRON MTN INC DEL COM 46284V101   559,127 9,405 SH   SOLE   9,405 0 0
ISHARES INC MSCI EURZONE ETF 464286608   1,624,128 38,450 SH   SOLE   38,450 0 0
ISHARES INC MSCI ITALY ETF 46434G830   219,480 7,215 SH   SOLE   7,215 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822   1,098,424 18,219 SH   SOLE   18,219 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   2,944,139 57,853 SH   SOLE   57,853 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   438,315 2,480 SH   SOLE   2,480 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   777,946 15,612 SH   SOLE   15,612 0 0
ISHARES TR U.S. TECH ETF 464287721   946,798 9,024 SH   SOLE   9,024 0 0
ISHARES TR SHORT TREAS BD 464288679   231,987 2,100 SH   SOLE   2,100 0 0
ISHARES TR EAFE SML CP ETF 464288273   1,496,568 26,502 SH   SOLE   26,502 0 0
ISHARES TR MSCI EAFE ETF 464287465   585,200 8,491 SH   SOLE   8,491 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   2,148,232 22,165 SH   SOLE   22,165 0 0
JAPAN SMALLER CAPITALIZATION COM 47109U104   411,178 57,831 SH   SOLE   57,831 0 0
JAZZ PHARMACEUTICALS PLC SHS USD G50871105   229,497 1,773 SH   SOLE   1,773 0 0
JOHNSON & JOHNSON COM 478160104   1,093,054 7,018 SH   SOLE   7,018 0 0
KINDER MORGAN INC DEL COM 49456B101   940,020 56,696 SH   SOLE   56,696 0 0
LCI INDS COM 50189K103   640,056 5,451 SH   SOLE   5,451 0 0
LOWES COS INC COM 548661107   207,840 1,000 SH   SOLE   1,000 0 0
M D C HLDGS INC COM 552676108   320,976 7,785 SH   SOLE   7,785 0 0
MCKESSON CORP COM 58155Q103   3,732,318 8,583 SH   SOLE   8,583 0 0
MELCO RESORTS AND ENTMNT LTD ADR 585464100   119,817 12,115 SH   SOLE   12,115 0 0
MERCADOLIBRE INC COM 58733R102   467,848 369 SH   SOLE   369 0 0
MEXICO FD INC COM 592835102   705,690 42,847 SH   SOLE   42,847 0 0
MOHAWK INDS INC COM 608190104   221,990 2,587 SH   SOLE   2,587 0 0
NEW GERMANY FD INC COM 644465106   352,576 43,155 SH   SOLE   43,155 0 0
NEXSTAR MEDIA GROUP INC COMMON STOCK 65336K103   820,363 5,722 SH   SOLE   5,722 0 0
NOKIA CORP SPONSORED ADR 654902204   66,404 17,755 SH   SOLE   17,755 0 0
OLD REP INTL CORP COM 680223104   1,206,696 44,792 SH   SOLE   44,792 0 0
OLIN CORP COM PAR $1 680665205   848,411 16,975 SH   SOLE   16,975 0 0
OMNICOM GROUP INC COM 681919106   694,526 9,325 SH   SOLE   9,325 0 0
ORACLE CORP COM 68389X105   2,112,574 19,945 SH   SOLE   19,945 0 0
PAYPAL HLDGS INC COM 70450Y103   213,905 3,659 SH   SOLE   3,659 0 0
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   195,994 13,075 SH   SOLE   13,075 0 0
PHOTRONICS INC COM 719405102   560,019 27,710 SH   SOLE   27,710 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205   1,936,630 38,663 SH   SOLE   38,663 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   471,760 4,711 SH   SOLE   4,711 0 0
POPULAR INC COM NEW 733174700   397,593 6,310 SH   SOLE   6,310 0 0
QORVO INC COM 74736K101   438,589 4,594 SH   SOLE   4,594 0 0
RESTAURANT BRANDS INTL INC COM 76131D103   1,833,716 27,525 SH   SOLE   27,525 0 0
RIO TINTO PLC SPONSORED ADR 767204100   338,883 5,325 SH   SOLE   5,325 0 0
SALLY BEAUTY HLDGS INC COM 79546E104   178,285 21,275 SH   SOLE   21,275 0 0
SANOFI SPONSORED ADR 80105N105   685,251 12,775 SH   SOLE   12,775 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   202,454 1,235 SH   SOLE   1,235 0 0
SHELL PLC SPON ADS 780259305   824,708 12,810 SH   SOLE   12,810 0 0
SIRIUS XM HOLDINGS INC COM 82968B103   681,616 150,800 SH   SOLE   150,800 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   985,341 2,305 SH   SOLE   2,305 0 0
SPDR SER TR BLOOMBERG INVT 78468R200   2,375,025 77,312 SH   SOLE   77,312 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201   353,967 4,831 SH   SOLE   4,831 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359   2,081,257 30,697 SH   SOLE   30,697 0 0
STARBUCKS CORP COM 855244109   513,394 5,625 SH   SOLE   5,625 0 0
TAIWAN FD INC COM 874036106   294,044 9,808 SH   SOLE   9,808 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,660,920 19,113 SH   SOLE   19,113 0 0
TC ENERGY CORP COM 87807B107   425,996 12,380 SH   SOLE   12,380 0 0
TELEFONICA S A SPONSORED ADR 879382208   72,613 17,841 SH   SOLE   17,841 0 0
THE CIGNA GROUP COM 125523100   466,866 1,632 SH   SOLE   1,632 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   1,495,231 24,813 SH   SOLE   24,813 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   1,740,733 26,471 SH   SOLE   26,471 0 0
TOYOTA MOTOR CORP ADS 892331307   900,548 5,010 SH   SOLE   5,010 0 0
UNITED THERAPEUTICS CORP DEL COM 91307C102   591,328 2,618 SH   SOLE   2,618 0 0
UNIVERSAL HLTH SVCS INC CL B 913903100   377,316 3,001 SH   SOLE   3,001 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   299,177 3,980 SH   SOLE   3,980 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,439,101 44,403 SH   SOLE   44,403 0 0
VISTRA CORP COM 92840M102   481,110 14,500 SH   SOLE   14,500 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   288,969 30,482 SH   SOLE   30,482 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108   279,957 12,588 SH   SOLE   12,588 0 0
WESTROCK CO COM 96145D105   207,461 5,795 SH   SOLE   5,795 0 0
WINNEBAGO INDS INC COM 974637100   652,523 10,976 SH   SOLE   10,976 0 0
WP CAREY INC COM 92936U109   573,627 10,607 SH   SOLE   10,607 0 0
WPP PLC NEW ADR 92937A102   407,684 9,145 SH   SOLE   9,145 0 0