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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR US EQT ETF 025072885   12,062,812 170,329 SH   SOLE   0 0 170,329
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   415,457 9,085 SH   SOLE   0 0 9,085
COLUMBIA ETF TR II EM CORE EX ETF 19762B202   1,698,160 64,057 SH   SOLE   0 0 64,057
ISHARES TR AGGRES ALLOC ETF 464289859   1,419,587 23,079 SH   SOLE   0 0 23,079
ISHARES TR CORE TOTAL USD 46434V613   1,293,492 30,236 SH   SOLE   0 0 30,236
ISHARES TR EAFE VALUE ETF 464288877   10,974,888 233,063 SH   SOLE   0 0 233,063
ISHARES TR ESG AWR MSCI USA 46435G425   282,044 3,087 SH   SOLE   0 0 3,087
ISHARES TR ESG AWR US AGRGT 46435U549   216,702 4,895 SH   SOLE   0 0 4,895
ISHARES TR ESG AWRE USD ETF 46435G193   244,451 11,509 SH   SOLE   0 0 11,509
ISHARES TR ESG MSCI USA ETF 46436E767   237,461 7,013 SH   SOLE   0 0 7,013
ISHARES TR GLOBAL ENERG ETF 464287341   3,524,700 87,245 SH   SOLE   0 0 87,245
ISHARES TR GRWT ALLOCAT ETF 464289867   556,890 11,595 SH   SOLE   0 0 11,595
ISHARES TR IBOXX INV CP ETF 464287242   476,624 4,810 SH   SOLE   0 0 4,810
ISHARES TR MBS ETF 464288588   2,572,749 29,942 SH   SOLE   0 0 29,942
ISHARES TR MSCI KLD400 SOC 464288570   294,205 3,718 SH   SOLE   0 0 3,718
ISHARES TR MSCI USA MIN VOL 46429B697   4,066,568 56,723 SH   SOLE   0 0 56,723
ISHARES TR MSCI USA QLT FCT 46432F339   14,851,675 114,006 SH   SOLE   0 0 114,006
ISHARES TR NATIONAL MUN ETF 464288414   8,895,864 88,104 SH   SOLE   0 0 88,104
ISHARES TR TIPS BD ETF 464287176   1,492,168 14,555 SH   SOLE   0 0 14,555
ISHARES TR TRS FLT RT BD 46434V860   3,877,092 76,486 SH   SOLE   0 0 76,486
ISHARES TR U.S. TECH ETF 464287721   7,761,044 75,107 SH   SOLE   0 0 75,107
ISHARES TR US INFRASTRUC 46435U713   1,725,197 49,603 SH   SOLE   0 0 49,603
SPDR SER TR NUVEEN BLMBRG MU 78468R721   8,288,937 192,542 SH   SOLE   0 0 192,542
SPDR SER TR PORTFOLIO LN TSR 78464A664   6,589,376 266,454 SH   SOLE   0 0 266,454
SPDR SER TR PORTFOLIO S&P500 78464A854   29,928,347 609,539 SH   SOLE   0 0 609,539
SPDR SER TR PRTFLO S&P500 GW 78464A409   6,124,408 105,355 SH   SOLE   0 0 105,355
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   1,199,622 20,769 SH   SOLE   0 0 20,769
VANGUARD WORLD FD MEGA CAP INDEX 921910873   5,985,873 40,155 SH   SOLE   0 0 40,155