CONSOLIDATED STATEMENTS OF INCOME - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
INTEREST INCOME:
Loans	$ 18,771	$ 11,935	$ 46,244	$ 35,237
Interest-earning deposits	414	53	718	74
Securities	199	104	534	277
Total Interest Income	19,384	12,092	47,496	35,588
INTEREST EXPENSE:
Deposits	1,786	995	4,123	3,390
Borrowings	129	178	417	528
Financing lease	9	9	28	27
Total Interest Expense	1,924	1,182	4,568	3,945
Net Interest Income	17,460	10,910	42,928	31,643
Provision for loan loss		3,593		3,610
Net Interest Income after Provision for Loan Losses	17,460	7,317	42,928	28,033
NON-INTEREST INCOME:
Other loan fees and service charges	544	381	1,562	1,095
Gain on disposition of equipment	52		98	7
Earnings on bank owned life insurance	153	152	450	447
Investment advisory fees	107	139	364	381
Unrealized loss on equity securities	(573)	(154)	(1,636)	(215)
Other	26	14	66	38
Total Non-Interest Income	309	532	904	1,753
NON-INTEREST EXPENSES:
Salaries and employee benefits	3,979	4,054	11,420	11,223
Occupancy expense	598	489	1,763	1,534
Equipment	259	229	825	718
Outside data processing	473	395	1,388	1,218
Advertising	78	36	183	83
Real estate owned expense	199	18	252	85
Other	2,237	1,633	6,220	4,857
Total Non-Interest Expenses	7,823	6,854	22,051	19,718
INCOME BEFORE PROVISION FOR INCOME TAXES	9,946	995	21,781	10,068
PROVISION FOR INCOME TAXES	2,404	265	5,201	2,372
NET INCOME	$ 7,542	$ 730	$ 16,580	$ 7,696
EARNINGS PER COMMON SHARE-BASIC (in dollars per share)	$ 0.49	$ 0.05	$ 1.07	$ 0.48
EARNINGS PER COMMON SHARE-DILUTED (in dollars per share)	$ 0.49	$ 0.05	$ 1.07	$ 0.48
WEIGHTED AVERAGE NUMBER OF COMMON SHARES OUTSTANDING-BASIC (in shares)	15,536	15,572	15,515	15,973
WEIGHTED AVERAGE NUMBER OF COMMON SHARES OUTSTANDING-DILUTED (in shares)	15,536	15,572	15,515	15,973